Chris Prendergast

Chris Prendergast

Assumable homes for sale in Ontario, OR

7 homesFHA & VA loansrates from 3.07% vs 7.40% today

Ontario assumption guide
919 2nd Ave, Ontario, OR, 97914 — assumable FHA mortgage at 3.85%
FHA
Active
42
$308,000$88,447 equity gap
Rate
3.85%
7.40%today
Payment
$1,123/mo
$1,659today
  • 3beds
  • 1baths
  • 1,005sqft

919 2nd Ave, Ontario

1278 15th Ave, Ontario, OR, 97914 — assumable VA mortgage at 3.07%
VA
Active
35
$325,000$153,730 equity gap
Rate
3.07%
7.40%today
Payment
$810/mo
$1,318today
  • 3beds
  • 2baths
  • 1,858sqft

1278 15th Ave, Ontario

1242 11th Ave, Ontario, OR, 97914 — assumable VA mortgage at 3.45%
VA
Active
2
$385,000$177,483 equity gap
Rate
3.45%
7.40%today
Payment
$1,073/mo
$1,664today
  • 4beds
  • 3baths
  • 2,534sqft

1242 11th Ave, Ontario

787 3rd St, Ontario, OR, 97914 — assumable FHA mortgage at 4.46%
FHA
Active
22
$270,000$180,268 equity gap
Rate
4.46%
7.40%today
Payment
$527/mo
$724today
  • 3beds
  • 2baths
  • 2,016sqft

787 3rd St, Ontario

283 Nw 6th St, Ontario, OR, 97914 — assumable FHA mortgage at 4.57%
FHA
Active
31
$227,000$115,267 equity gap
Rate
4.57%
7.40%today
Payment
$672/mo
$911today
  • 4beds
  • 2baths
  • 1,392sqft

283 Nw 6th St, Ontario

1302 12th St, Ontario, OR, 97914 — assumable FHA mortgage at 6.12%
FHA
Active
35
$295,000$32,727 equity gap
Rate
6.12%
7.40%today
Payment
$1,619/mo
$1,846today
  • 3beds
  • 2baths
  • 1,400sqft

1302 12th St, Ontario

271 7th St, Ontario, OR, 97914 — assumable FHA mortgage at 6.12%
FHA
Active
44
$239,999$49,857 equity gap
Rate
6.12%
7.40%today
Payment
$1,180/mo
$1,345today
  • 1beds
  • 1baths
  • 520sqft

271 7th St, Ontario

Assuming a mortgage in Ontario

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.07%
Lowest existing payment
$527 /mo
Median cash to assume
$115,267
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.