Chris Prendergast

Chris Prendergast

Assumable homes for sale in Oxford, NC

8 homesVA & FHA loansrates from 3.11% vs 7.40% today

Oxford assumption guide
4535 Gresham Drive, Oxford, NC, 27565 — assumable VA mortgage at 3.11%
VA
Active
28
$430,000$66,908 equity gap
Rate
3.11%
7.40%today
Payment
$1,728/mo
$2,797today
  • 4beds
  • 2baths
  • 2,022sqft

4535 Gresham Drive, Oxford

5106 Misty Lane, Oxford, NC, 27565 — assumable FHA mortgage at 3.11%
FHA
Active
33
$345,000$95,096 equity gap
Rate
3.11%
7.40%today
Payment
$1,184/mo
$1,917today
  • 3beds
  • 3baths
  • 2,648sqft

5106 Misty Lane, Oxford

4537 Gresham Drive, Oxford, NC, 27565 — assumable VA mortgage at 3.75%
VA
Active
$400,000$149,801 equity gap
Rate
3.75%
7.40%today
Payment
$1,342/mo
$2,007today
  • 4beds
  • 3baths
  • 2,208sqft

4537 Gresham Drive, Oxford

108 Anaheim Street, Oxford, NC, 27565 — assumable FHA mortgage at 6.87%
FHA
Active
41
$319,300$27,450 equity gap
Rate
6.87%
7.40%today
Payment
$1,966/mo
$2,074today
  • 3beds
  • 2baths
  • 1,328sqft

108 Anaheim Street, Oxford

6629 Woodlawn Drive, Oxford, NC, 27565 — assumable FHA mortgage at 6.39%
FHA
Active
37
$249,000$36,894 equity gap
Rate
6.39%
7.40%today
Payment
$1,380/mo
$1,530today
  • 3beds
  • 2baths
  • 1,610sqft

6629 Woodlawn Drive, Oxford

114 Dorsey Place, Henderson, NC, 27536 — assumable VA mortgage at 6.60%
VA
Active
53
$249,900$45,955 equity gap
Rate
6.60%
7.40%today
Payment
$1,341/mo
$1,454today
  • 3beds
  • 2baths
  • 2,111sqft

114 Dorsey Place, Henderson

106 Long Green Way, Oxford, NC, 27565 — assumable FHA mortgage at 6.81%
FHA
Active
23
$316,000$71,513 equity gap
Rate
6.81%
7.40%today
Payment
$3,537/mo
$3,631today
  • 3beds
  • 3baths
  • 1,679sqft

106 Long Green Way, Oxford

2081 Satterwhite Road, Oxford, NC, 27565 — assumable VA mortgage at 6.50%
VA
Active
25
$339,500$339,500 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,476sqft

2081 Satterwhite Road, Oxford

Assuming a mortgage in Oxford

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.11%
Lowest existing payment
$1,184 /mo
Median cash to assume
$69,210
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.