Chris Prendergast

Chris Prendergast

Assumable homes for sale in Philadelphia, TN

14 homesVA & FHA loansrates from 2.88% vs 7.40% today

Philadelphia assumption guide
114 Chapel Ave, Sweetwater, TN, 37874 — assumable FHA mortgage at 2.88%
FHA
Active
26
$210,000$92,526 equity gap
Rate
2.88%
7.40%today
Payment
$561/mo
$936today
  • 2beds
  • 2baths
  • 1,131sqft

114 Chapel Ave, Sweetwater

238 Sunnyside Road, Sweetwater, TN, 37874 — assumable VA mortgage at 2.88%
VA
Active
30
$275,000$113,060 equity gap
Rate
2.88%
7.40%today
Payment
$787/mo
$1,297today
  • 3beds
  • 2baths
  • 2,479sqft

238 Sunnyside Road, Sweetwater

404 Ashbury Circle, Sweetwater, TN, 37874 — assumable VA mortgage at 2.93%
VA
Active
50
$254,000$119,956 equity gap
Rate
2.93%
7.40%today
Payment
$646/mo
$1,070today
  • 3beds
  • 4baths
  • 1,820sqft

404 Ashbury Circle, Sweetwater

206 Heuer St, Sweetwater, TN, 37874 — assumable FHA mortgage at 3.05%
FHA
Active
27
$359,000$180,353 equity gap
Rate
3.05%
7.40%today
Payment
$846/mo
$1,381today
  • 3beds
  • 2baths
  • 1,534sqft

206 Heuer St, Sweetwater

147 Eagle Ridge Pt, Philadelphia, TN, 37846 — assumable VA mortgage at 3.26%
VA
Active
56
$574,900$331,209 equity gap
Rate
3.26%
7.40%today
Payment
$1,227/mo
$1,949today
  • 3beds
  • 3baths
  • 2,939sqft

147 Eagle Ridge Pt, Philadelphia

590 Old Slag Rd, Vonore, TN, 37885 — assumable FHA mortgage at 3.50%
FHA
Active
27
$275,000$188,585 equity gap
Rate
3.50%
7.40%today
Payment
$507/mo
$782today
  • 3beds
  • 2baths
  • 1,144sqft

590 Old Slag Rd, Vonore

7171 Vonore Rd, Loudon, TN, 37774 — assumable VA mortgage at 3.95%
VA
Active
13
$1,100,000$1,037,865 equity gap
Rate
3.95%
7.40%today
Payment
$442/mo
$645today
  • 1beds
  • 1baths
  • 1,312sqft

7171 Vonore Rd, Loudon

210 Willow Circle, Kingston, TN, 37763 — assumable FHA mortgage at 4.14%
FHA
Active
40
$489,900$381,958 equity gap
Rate
4.14%
7.40%today
Payment
$707/mo
$1,009today
  • 4beds
  • 3baths
  • 1,895sqft

210 Willow Circle, Kingston

208 Overlook Drive, Loudon, TN, 37774 — assumable FHA mortgage at 4.38%
FHA
Active
48
$445,000$283,237 equity gap
Rate
4.38%
7.40%today
Payment
$967/mo
$1,340today
  • 3beds
  • 3baths
  • 1,886sqft

208 Overlook Drive, Loudon

1700 Cedar Valley Rd, Sweetwater, TN, 37874 — assumable VA mortgage at 6.39%
VA
Active
81
$929,900$147,428 equity gap
Rate
6.39%
7.40%today
Payment
$5,093/mo
$5,643today
  • —beds
  • —baths
  • 5,739sqft

1700 Cedar Valley Rd, Sweetwater

1700 Cedar Valley Rd, Sweetwater, TN, 37874 — assumable VA mortgage at 6.39%
VA
Active
75
$929,900$147,428 equity gap
Rate
6.39%
7.40%today
Payment
$5,093/mo
$5,643today
  • —beds
  • —baths
  • 5,739sqft

1700 Cedar Valley Rd, Sweetwater

1383 Hampton Place Circle, Loudon, TN, 37774 — assumable VA mortgage at 5.22%
VA
Active
50
$429,900$140,900 equity gap
Rate
5.22%
7.40%today
Payment
$1,692/mo
$2,129today
  • 5beds
  • 4baths
  • 2,676sqft

1383 Hampton Place Circle, Loudon

114 Oostanali Way, Loudon, TN, 37774 — assumable VA mortgage at 6.19%
VA
Active
55
$755,900$287,518 equity gap
Rate
6.19%
7.40%today
Payment
$2,891/mo
$3,272today
  • 4beds
  • 3baths
  • 3,742sqft

114 Oostanali Way, Loudon

1992 Watkins Rd, Loudon, TN, 37774 — assumable FHA mortgage at 6.27%
FHA
Active
31
$249,500$132,291 equity gap
Rate
6.27%
7.40%today
Payment
$757/mo
$849today
  • 3beds
  • 2baths
  • 1,076sqft

1992 Watkins Rd, Loudon

Assuming a mortgage in Philadelphia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$442 /mo
Median cash to assume
$163,891
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Beaston Group logo

Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.