Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Pinehurst, NC

23 homesVA & FHA loansrates from 2.78% vs 7.40% today

Pinehurst assumption guide
257 Farmhouse Lane, Carthage, NC, 28327 — assumable VA mortgage at 3.45%
VA
Active
$460,000$108,040 equity gap
Rate
3.45%
7.40%today
Payment
$1,727/mo
$2,680today
  • 4beds
  • 3baths
  • 2,310sqft

257 Farmhouse Lane, Carthage

1105 Whitney Drive, Aberdeen, NC, 28315 — assumable VA mortgage at 2.875%
VA
Active
50
$425,000$159,761 equity gap
Rate
2.875%
7.40%today
Payment
$1,252/mo
$2,090today
  • 4beds
  • 3baths
  • 2,475sqft

1105 Whitney Drive, Aberdeen

525 Daylily Court, Carthage, NC, 28327 — assumable VA mortgage at 3.11%
VA
Active
45
$575,000$173,147 equity gap
Rate
3.11%
7.40%today
Payment
$1,900/mo
$3,076today
  • 4beds
  • 3baths
  • 3,204sqft

525 Daylily Court, Carthage

125 Bree Court, Aberdeen, NC, 28315 — assumable VA mortgage at 2.78%
VA
Active
47
$625,000$391,395 equity gap
Rate
2.78%
7.40%today
Payment
$1,102/mo
$1,861today
  • 5beds
  • 3baths
  • 3,186sqft

125 Bree Court, Aberdeen

4045 Irwin Drive, Aberdeen, NC, 28315 — assumable VA mortgage at 2.86%
VA
Active
45
$430,000$226,755 equity gap
Rate
2.86%
7.40%today
Payment
$972/mo
$1,624today
  • 4beds
  • 3baths
  • 2,434sqft

4045 Irwin Drive, Aberdeen

1919 Sweetfern Place, Aberdeen, NC, 28315 — assumable FHA mortgage at 2.88%
FHA
Active
50
$350,000$140,149 equity gap
Rate
2.88%
7.40%today
Payment
$1,003/mo
$1,673today
  • 4beds
  • 3baths
  • 2,055sqft

1919 Sweetfern Place, Aberdeen

376 Foxfire Road, Aberdeen, NC, 28315 — assumable VA mortgage at 3.05%
VA
Active
27
$695,000$585,785 equity gap
Rate
3.05%
7.40%today
Payment
$640/mo
$971today
  • 3beds
  • 2baths
  • 1,543sqft

376 Foxfire Road, Aberdeen

28 Bedford Circle, Pinehurst, NC, 28374 — assumable VA mortgage at 3.62%
VA
Active
46
$636,000$360,304 equity gap
Rate
3.62%
7.40%today
Payment
$1,453/mo
$2,208today
  • 4beds
  • 3baths
  • 2,600sqft

28 Bedford Circle, Pinehurst

101 Broom Sedge Lane, Southern Pines, NC, 28387 — assumable VA mortgage at 3.66%
VA
Active
41
$615,000$347,303 equity gap
Rate
3.66%
7.40%today
Payment
$1,420/mo
$2,146today
  • 4beds
  • 3baths
  • 2,903sqft

101 Broom Sedge Lane, Southern Pines

287 Knoll Road, Southern Pines, NC, 28387 — assumable VA mortgage at 3.71%
VA
Active
50
$335,000$219,231 equity gap
Rate
3.71%
7.40%today
Payment
$797/mo
$1,198today
  • 3beds
  • 3baths
  • 2,205sqft

287 Knoll Road, Southern Pines

1 Meadow Court, Jackson Springs, NC, 27281 — assumable VA mortgage at 4.72%
VA
Active
47
$400,000$108,069 equity gap
Rate
4.72%
7.40%today
Payment
$1,634/mo
$2,176today
  • 4beds
  • 3baths
  • 2,099sqft

1 Meadow Court, Jackson Springs

140 Broom Sedge Lane, Southern Pines, NC, 28387 — assumable VA mortgage at 3.97%
VA
Active
44
$679,900$569,876 equity gap
Rate
3.97%
7.40%today
Payment
$2,436/mo
$3,040today
  • 6beds
  • 5baths
  • 3,690sqft

140 Broom Sedge Lane, Southern Pines

1370 Ring Road, Carthage, NC, 28327 — assumable VA mortgage at 4.14%
VA
Active
50
$359,900$295,772 equity gap
Rate
4.14%
7.40%today
Payment
$422/mo
$601today
  • 4beds
  • 2baths
  • 2,274sqft

1370 Ring Road, Carthage

118 Warren Lake Road, Aberdeen, NC, 28315 — assumable VA mortgage at 6.58%
VA
Active
46
$437,900$19,703 equity gap
Rate
6.58%
7.40%today
Payment
$2,785/mo
$3,026today
  • 4beds
  • 3baths
  • 2,291sqft

118 Warren Lake Road, Aberdeen

261 Springwood Way, Southern Pines, NC, 28387 — assumable VA mortgage at 6.63%
VA
Active
50
$524,900$8,614 equity gap
Rate
6.63%
7.40%today
Payment
$3,402/mo
$3,676today
  • 3beds
  • 3baths
  • 1,622sqft

261 Springwood Way, Southern Pines

70 Walkabout Drive, Aberdeen, NC, 28315 — assumable VA mortgage at 6.78%
VA
Active
29
$359,000$10,620 equity gap
Rate
6.78%
7.40%today
Payment
$2,308/mo
$2,457today
  • 3beds
  • 3baths
  • 1,733sqft

70 Walkabout Drive, Aberdeen

170 Lakeview Drive, Southern Pines, NC, 28387 — assumable VA mortgage at 6.60%
VA
Active
50
$499,000$26,987 equity gap
Rate
6.60%
7.40%today
Payment
$3,104/mo
$3,365today
  • 4beds
  • 3baths
  • 2,353sqft

170 Lakeview Drive, Southern Pines

101 Carousel Street, West End, NC, 27376 — assumable VA mortgage at 6.24%
VA
Active
50
$620,000$87,903 equity gap
Rate
6.24%
7.40%today
Payment
$3,298/mo
$3,713today
  • 4beds
  • 4baths
  • 3,050sqft

101 Carousel Street, West End

216 Vanderbuilt Court, Aberdeen, NC, 28315 — assumable VA mortgage at 6.26%
VA
Active
37
$495,000$60,256 equity gap
Rate
6.26%
7.40%today
Payment
$2,706/mo
$3,040today
  • 5beds
  • 5baths
  • 3,129sqft

216 Vanderbuilt Court, Aberdeen

546 Rubicon Road, West End, NC, 27376 — assumable VA mortgage at 6.32%
VA
Active
39
$425,000$53,094 equity gap
Rate
6.32%
7.40%today
Payment
$2,410/mo
$2,690today
  • 3beds
  • 3baths
  • 1,712sqft

546 Rubicon Road, West End

157 Flat Rock Lane, Aberdeen, NC, 28315 — assumable VA mortgage at 7.10%
VA
Active
36
$207,500$24,570 equity gap
Rate
7.10%
7.40%today
Payment
$1,259/mo
$1,297today
  • 3beds
  • 2baths
  • 1,412sqft

157 Flat Rock Lane, Aberdeen

654 Cromwell Court, Carthage, NC, 28327 — assumable VA mortgage at 6.65%
VA
Active
34
$494,000$158,919 equity gap
Rate
6.65%
7.40%today
Payment
$2,239/mo
$2,415today
  • 4beds
  • 3baths
  • 2,429sqft

654 Cromwell Court, Carthage

519 Daylily Court, Carthage, NC, 28327 — assumable VA mortgage at 7.17%
VA
Active
49
$650,000$283,680 equity gap
Rate
7.17%
7.40%today
Payment
$2,538/mo
$2,596today
  • 4beds
  • 3baths
  • 3,344sqft

519 Daylily Court, Carthage

Assuming a mortgage in Pinehurst

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$422 /mo
Median cash to assume
$158,919
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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