Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Portland, TN

44 homesFHA & VA loansrates from 2.77% vs 7.40% today

Portland assumption guide
290 E Carter Rd, Portland, TN, 37148 — assumable FHA mortgage at 2.77%
FHA
Active
14
$319,900$146,550 equity gap
Rate
2.77%
7.40%today
Payment
$800/mo
$1,353today
  • 3beds
  • 2baths
  • 1,262sqft

290 E Carter Rd, Portland

141 Thacker Dr, Portland, TN, 37148 — assumable VA mortgage at 2.87%
VA
Active
21
$318,000$138,614 equity gap
Rate
2.87%
7.40%today
Payment
$858/mo
$1,433today
  • 3beds
  • 2baths
  • 1,527sqft

141 Thacker Dr, Portland

305 Lyon Dr, Portland, TN, 37148 — assumable FHA mortgage at 2.90%
FHA
Active
33
$585,000$301,426 equity gap
Rate
2.90%
7.40%today
Payment
$1,355/mo
$2,254today
  • 4beds
  • 3baths
  • 3,153sqft

305 Lyon Dr, Portland

512 W Market St, Portland, TN, 37148 — assumable VA mortgage at 2.99%
VA
Active
3
$370,000$193,762 equity gap
Rate
2.99%
7.40%today
Payment
$856/mo
$1,408today
  • 4beds
  • 3baths
  • 2,100sqft

512 W Market St, Portland

132 Kimberly St, Portland, TN, 37148 — assumable FHA mortgage at 3.21%
FHA
Active
33
$339,900$161,176 equity gap
Rate
3.21%
7.40%today
Payment
$893/mo
$1,428today
  • 4beds
  • 2baths
  • 1,746sqft

132 Kimberly St, Portland

1028 Chris Dr, Portland, TN, 37148 — assumable FHA mortgage at 3.45%
FHA
Active
51
$324,900$140,950 equity gap
Rate
3.45%
7.40%today
Payment
$946/mo
$1,468today
  • 3beds
  • 2baths
  • 1,315sqft

1028 Chris Dr, Portland

100 Megann Dr, Portland, TN, 37148 — assumable FHA mortgage at 3.54%
FHA
Active
40
$319,900$239,002 equity gap
Rate
3.54%
7.40%today
Payment
$534/mo
$819today
  • 3beds
  • 2baths
  • 1,296sqft

100 Megann Dr, Portland

109 Carrie Mae Cir, Portland, TN, 37148 — assumable FHA mortgage at 3.85%
FHA
Active
42
$399,900$146,350 equity gap
Rate
3.85%
7.40%today
Payment
$1,297/mo
$1,916today
  • 3beds
  • 2baths
  • 1,982sqft

109 Carrie Mae Cir, Portland

286 Thurman Kepley Rd, Portland, TN, 37148 — assumable FHA mortgage at 3.75%
FHA
Active
42
$399,900$232,996 equity gap
Rate
3.75%
7.40%today
Payment
$893/mo
$1,336today
  • 3beds
  • 2baths
  • 1,572sqft

286 Thurman Kepley Rd, Portland

139 Kimberly St, Portland, TN, 37148 — assumable VA mortgage at 5.25%
VA
Active
36
$304,950$28,210 equity gap
Rate
5.25%
7.40%today
Payment
$1,633/mo
$2,047today
  • 3beds
  • 2baths
  • 1,144sqft

139 Kimberly St, Portland

4211 S Downs Cir, White House, TN, 37188 — assumable FHA mortgage at 5.30%
FHA
Active
21
$359,900$20,651 equity gap
Rate
5.30%
7.40%today
Payment
$2,005/mo
$2,500today
  • 4beds
  • 3baths
  • 1,900sqft

4211 S Downs Cir, White House

414 Parker Rd, Portland, TN, 37148 — assumable VA mortgage at 3.90%
VA
Active
$232,900$133,282 equity gap
Rate
3.90%
7.40%today
Payment
$578/mo
$849today
  • 3beds
  • 2baths
  • 1,344sqft

414 Parker Rd, Portland

8288 Guthrie Rd, Cross Plains, TN, 37049 — assumable FHA mortgage at 3.94%
FHA
Active
94
$1,429,900$1,149,177 equity gap
Rate
3.94%
7.40%today
Payment
$2,027/mo
$2,961today
  • 5beds
  • 5baths
  • 7,106sqft

8288 Guthrie Rd, Cross Plains

2318 Dobbins Pike, Portland, TN, 37148 — assumable FHA mortgage at 4.02%
FHA
Active
45
$450,000$259,256 equity gap
Rate
4.02%
7.40%today
Payment
$1,128/mo
$1,632today
  • 3beds
  • 2baths
  • 1,513sqft

2318 Dobbins Pike, Portland

120 Golfers Cir, Portland, TN, 37148 — assumable VA mortgage at 6.23%
VA
Active
45
$539,900$23,820 equity gap
Rate
6.23%
7.40%today
Payment
$3,193/mo
$3,598today
  • 3beds
  • 2baths
  • 2,060sqft

120 Golfers Cir, Portland

103 Staggs Dr, Portland, TN, 37148 — assumable FHA mortgage at 4.23%
FHA
Active
83
$499,999$434,668 equity gap
Rate
4.23%
7.40%today
Payment
$439/mo
$620today
  • 5beds
  • 5baths
  • 2,549sqft

103 Staggs Dr, Portland

532 Martin Chapel Rd, Portland, TN, 37148 — assumable FHA mortgage at 4.45%
FHA
Active
38
$309,900$162,497 equity gap
Rate
4.45%
7.40%today
Payment
$865/mo
$1,189today
  • 3beds
  • 2baths
  • 1,204sqft

532 Martin Chapel Rd, Portland

1038 Phillip Dr, Portland, TN, 37148 — assumable FHA mortgage at 5.30%
FHA
Active
44
$480,000$135,148 equity gap
Rate
5.30%
7.40%today
Payment
$2,045/mo
$2,549today
  • 3beds
  • 4baths
  • 2,398sqft

1038 Phillip Dr, Portland

401 Church St, Portland, TN, 37148 — assumable FHA mortgage at 6.27%
FHA
Active
7
$249,000$14,488 equity gap
Rate
6.27%
7.40%today
Payment
$1,514/mo
$1,699today
  • 3beds
  • 2baths
  • 1,104sqft

401 Church St, Portland

2126 Highway 259, Portland, TN, 37148 — assumable VA mortgage at 6.35%
VA
Active
15
$409,900$38,845 equity gap
Rate
6.35%
7.40%today
Payment
$2,331/mo
$2,594today
  • 3beds
  • 2baths
  • 1,401sqft

2126 Highway 259, Portland

8909 Cedar Grove Rd, Cross Plains, TN, 37049 — assumable FHA mortgage at 6.35%
FHA
Active
57
$499,900$49,367 equity gap
Rate
6.35%
7.40%today
Payment
$2,865/mo
$3,188today
  • 3beds
  • 3baths
  • 2,126sqft

8909 Cedar Grove Rd, Cross Plains

221 Northup Rd, Portland, TN, 37148 — assumable FHA mortgage at 6.85%
FHA
Active
36
$459,000$27,024 equity gap
Rate
6.85%
7.40%today
Payment
$2,863/mo
$3,025today
  • 3beds
  • 2baths
  • 1,640sqft

221 Northup Rd, Portland

112 Burley Way, Portland, TN, 37148 — assumable FHA mortgage at 6.94%
FHA
Active
23
$383,000$33,619 equity gap
Rate
6.94%
7.40%today
Payment
$2,370/mo
$2,481today
  • 3beds
  • 2baths
  • 1,416sqft

112 Burley Way, Portland

378 Carothers Way, White House, TN, 37188 — assumable FHA mortgage at 6.94%
FHA
Active
26
$359,000$23,294 equity gap
Rate
6.94%
7.40%today
Payment
$2,273/mo
$2,380today
  • 3beds
  • 2baths
  • 1,533sqft

378 Carothers Way, White House

208 Freedom Dr, Portland, TN, 37148 — assumable FHA mortgage at 6.09%
FHA
Active
33
$380,000$46,932 equity gap
Rate
6.09%
7.40%today
Payment
$2,110/mo
$2,413today
  • 3beds
  • 3baths
  • 1,531sqft

208 Freedom Dr, Portland

550 Gregory Rd, Westmoreland, TN, 37186 — assumable VA mortgage at 6.35%
VA
Active
26
$315,900$38,057 equity gap
Rate
6.35%
7.40%today
Payment
$1,799/mo
$2,002today
  • 3beds
  • 2baths
  • 1,346sqft

550 Gregory Rd, Westmoreland

104 Aplin Branch Rd, Cottontown, TN, 37048 — assumable VA mortgage at 6.42%
VA
Active
45
$675,000$91,297 equity gap
Rate
6.42%
7.40%today
Payment
$3,824/mo
$4,224today
  • 4beds
  • 4baths
  • 2,300sqft

104 Aplin Branch Rd, Cottontown

4029 S Downs Cir, White House, TN, 37188 — assumable FHA mortgage at 6.63%
FHA
Active
37
$395,000$41,881 equity gap
Rate
6.63%
7.40%today
Payment
$2,296/mo
$2,481today
  • 4beds
  • 3baths
  • 2,252sqft

4029 S Downs Cir, White House

124 Emma Dr, Portland, TN, 37148 — assumable FHA mortgage at 6.67%
FHA
Active
70
$608,000$91,634 equity gap
Rate
6.67%
7.40%today
Payment
$3,371/mo
$3,628today
  • 3beds
  • 2baths
  • 2,670sqft

124 Emma Dr, Portland

606 Cook Rd, Portland, TN, 37148 — assumable VA mortgage at 6.90%
VA
Active
17
$472,900$47,847 equity gap
Rate
6.90%
7.40%today
Payment
$2,893/mo
$3,041today
  • 3beds
  • 2baths
  • 2,414sqft

606 Cook Rd, Portland

152 Mason St, Portland, TN, 37148 — assumable FHA mortgage at 6.95%
FHA
Active
36
$325,500$56,831 equity gap
Rate
6.95%
7.40%today
Payment
$1,805/mo
$1,888today
  • 3beds
  • 2baths
  • 1,561sqft

152 Mason St, Portland

469 Steamview Dr, White House, TN, 37188 — assumable FHA mortgage at 6.96%
FHA
Active
23
$377,500$48,568 equity gap
Rate
6.96%
7.40%today
Payment
$2,252/mo
$2,353today
  • 3beds
  • 2baths
  • 1,696sqft

469 Steamview Dr, White House

229 Staggs Dr, Portland, TN, 37148 — assumable FHA mortgage at 7.62%
FHA
Active
23
$329,900$38,363 equity gap
Rate
7.62%
7.40%today
Payment
$2,119/mo
$2,074today
  • 3beds
  • 2baths
  • 1,360sqft

229 Staggs Dr, Portland

8474 Guthrie Rd, Cross Plains, TN, 37049 — assumable FHA mortgage at 6.26%
FHA
Active
40
$464,900$99,672 equity gap
Rate
6.26%
7.40%today
Payment
$2,359/mo
$2,630today
  • 3beds
  • 2baths
  • 1,991sqft

8474 Guthrie Rd, Cross Plains

140 Cody Ct, Portland, TN, 37148 — assumable FHA mortgage at 6.31%
FHA
Active
40
$360,000$72,041 equity gap
Rate
6.31%
7.40%today
Payment
$1,869/mo
$2,088today
  • 3beds
  • 2baths
  • 1,386sqft

140 Cody Ct, Portland

105 Carrie Mae Cir, Portland, TN, 37148 — assumable FHA mortgage at 6.72%
FHA
Active
15
$359,777$92,070 equity gap
Rate
6.72%
7.40%today
Payment
$1,763/mo
$1,888today
  • 3beds
  • 2baths
  • 1,889sqft

105 Carrie Mae Cir, Portland

Assuming a mortgage in Portland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$439 /mo
Median cash to assume
$110,667
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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