Chris Prendergast

Chris Prendergast

Assumable homes for sale in Punta Gorda, FL

10 homesVA & FHA loansrates from 2.90% vs 7.40% today

Punta Gorda assumption guide
1354 AQUI ESTA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 3.09%
VATop pick
Active
37
$474,500$31,490 equity gap
Rate
3.09%
7.40%today
Payment
$2,103/mo
$3,414today
  • 2beds
  • 2baths
  • 1,559sqft

1354 AQUI ESTA Drive, Punta Gorda

25292 LENOX Circle, Punta Gorda, FL, 33950 — assumable VA mortgage at 2.94%
VA
Active
49
$315,000$114,151 equity gap
Rate
2.94%
7.40%today
Payment
$971/mo
$1,606today
  • 3beds
  • 2baths
  • 1,744sqft

25292 LENOX Circle, Punta Gorda

1409 LAVILLA Road, Punta Gorda, FL, 33950 — assumable VA mortgage at 2.90%
VA
Active
77
$875,000$555,253 equity gap
Rate
2.90%
7.40%today
Payment
$1,542/mo
$2,566today
  • 4beds
  • 3baths
  • 3,400sqft

1409 LAVILLA Road, Punta Gorda

214 GRACE Street, Punta Gorda, FL, 33950 — assumable FHA mortgage at 3.02%
FHA
Active
34
$299,000$125,218 equity gap
Rate
3.02%
7.40%today
Payment
$826/mo
$1,353today
  • 4beds
  • 2baths
  • 1,450sqft

214 GRACE Street, Punta Gorda

7436 MIKASA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 3.15%
VA
Active
54
$330,000$158,101 equity gap
Rate
3.15%
7.40%today
Payment
$857/mo
$1,381today
  • 4beds
  • 2baths
  • 1,846sqft

7436 MIKASA Drive, Punta Gorda

632 AQUI ESTA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 4.00%
VA
Active
35
$189,900Potential short sale
Rate
4.00%
7.40%today
Payment
$1,647/mo
$2,389today
  • 3beds
  • 2baths
  • 1,606sqft

632 AQUI ESTA Drive, Punta Gorda

721 RIO VILLA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 4.08%
VA
Active
31
$408,000$293,484 equity gap
Rate
4.08%
7.40%today
Payment
$682/mo
$980today
  • 2beds
  • 2baths
  • 1,612sqft

721 RIO VILLA Drive, Punta Gorda

3601 WISTERIA Place, Punta Gorda, FL, 33950 — assumable VA mortgage at 6.50%
VA
Active
44
$369,900$38,975 equity gap
Rate
6.50%
7.40%today
Payment
$2,109/mo
$2,310today
  • 2beds
  • 2baths
  • 1,004sqft

3601 WISTERIA Place, Punta Gorda

101 MARLIN Drive, Punta Gorda, FL, 33950 — assumable FHA mortgage at 6.50%
FHA
Active
48
$379,000$56,107 equity gap
Rate
6.50%
7.40%today
Payment
$2,058/mo
$2,254today
  • 4beds
  • 2baths
  • 2,380sqft

101 MARLIN Drive, Punta Gorda

109 DOLLY Street, Punta Gorda, FL, 33950 — assumable VA mortgage at 6.32%
VA
Active
81
$524,888$55,756 equity gap
Rate
6.32%
7.40%today
Payment
$3,032/mo
$3,385today
  • 2beds
  • 3baths
  • 1,127sqft

109 DOLLY Street, Punta Gorda

Assuming a mortgage in Punta Gorda

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$682 /mo
Median cash to assume
$114,151
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.