Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Raleigh, NC

13 homesFHA & VA loansrates from 2.84% vs 7.40% today

Raleigh assumption guide
5008 Glen Drive, Raleigh, NC, 27609 — assumable VA mortgage at 2.84%
VA
Active
39
$739,000$384,031 equity gap
Rate
2.84%
7.40%today
Payment
$1,685/mo
$2,825today
  • 4beds
  • 3baths
  • 2,048sqft

5008 Glen Drive, Raleigh

1821 Falls Church Road, Raleigh, NC, 27609 — assumable VA mortgage at 3.05%
VA
Active
66
$400,000$242,637 equity gap
Rate
3.05%
7.40%today
Payment
$759/mo
$1,238today
  • 4beds
  • 3baths
  • 2,358sqft

1821 Falls Church Road, Raleigh

5412 Farley Drive, Raleigh, NC, 27609 — assumable VA mortgage at 3.40%
VA
Active
27
$529,900$192,879 equity gap
Rate
3.40%
7.40%today
Payment
$1,733/mo
$2,706today
  • 4beds
  • 4baths
  • 2,865sqft

5412 Farley Drive, Raleigh

7040 Longstreet Drive #B, Raleigh, NC, 27615 — assumable FHA mortgage at 5.30%
FHA
Active
23
$185,000$9,128 equity gap
Rate
5.30%
7.40%today
Payment
$1,040/mo
$1,296today
  • 2beds
  • 2baths
  • 1,017sqft

7040 Longstreet Drive #B, Raleigh

6520 Hearthstone Drive, Raleigh, NC, 27615 — assumable FHA mortgage at 4.99%
FHA
Active
18
$238,000$46,042 equity gap
Rate
4.99%
7.40%today
Payment
$1,042/mo
$1,346today
  • 2beds
  • 2baths
  • 1,148sqft

6520 Hearthstone Drive, Raleigh

1738 Township Circle, Raleigh, NC, 27609 — assumable FHA mortgage at 4.09%
FHA
Active
26
$225,000$152,296 equity gap
Rate
4.09%
7.40%today
Payment
$459/mo
$659today
  • 2beds
  • 2baths
  • 1,121sqft

1738 Township Circle, Raleigh

6500 English Oaks Drive, Raleigh, NC, 27615 — assumable FHA mortgage at 4.30%
FHA
Active
15
$260,000$150,772 equity gap
Rate
4.30%
7.40%today
Payment
$671/mo
$938today
  • 2beds
  • 3baths
  • 1,208sqft

6500 English Oaks Drive, Raleigh

717 Millbrook Road, Raleigh, NC, 27609 — assumable VA mortgage at 6.71%
VA
Active
21
$200,000$20,055 equity gap
Rate
6.71%
7.40%today
Payment
$1,204/mo
$1,290today
  • 3beds
  • 3baths
  • 1,479sqft

717 Millbrook Road, Raleigh

3304 Julian Drive, Raleigh, NC, 27604 — assumable FHA mortgage at 6.54%
FHA
Active
50
$407,500$110,434 equity gap
Rate
6.54%
7.40%today
Payment
$1,922/mo
$2,096today
  • 3beds
  • 2baths
  • 1,856sqft

3304 Julian Drive, Raleigh

5806 Shady Grove Circle, Raleigh, NC, 27609 — assumable FHA mortgage at 5.89%
FHA
Active
28
$249,000$217,966 equity gap
Rate
5.89%
7.40%today
Payment
$485/mo
$567today
  • 2beds
  • 2baths
  • 1,048sqft

5806 Shady Grove Circle, Raleigh

300 Dartmouth Road, Raleigh, NC, 27609 — assumable VA mortgage at 6.27%
VA
Active
43
$9,250,000$8,470,616 equity gap
Rate
6.27%
7.40%today
Payment
$4,856/mo
$5,449today
  • 5beds
  • 7baths
  • 11,285sqft

300 Dartmouth Road, Raleigh

209 Rosehaven Drive, Raleigh, NC, 27609 — assumable FHA mortgage at 6.52%
FHA
Active
23
$510,000$385,210 equity gap
Rate
6.52%
7.40%today
Payment
$1,246/mo
$1,362today
  • 3beds
  • 3baths
  • 1,784sqft

209 Rosehaven Drive, Raleigh

6100 Parker Croft Court, Raleigh, NC, 27609 — assumable FHA mortgage at 6.54%
FHA
Active
22
$465,000$395,192 equity gap
Rate
6.54%
7.40%today
Payment
$452/mo
$493today
  • 3beds
  • 3baths
  • 2,331sqft

6100 Parker Croft Court, Raleigh

Assuming a mortgage in Raleigh

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$452 /mo
Median cash to assume
$172,588
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Beaston Group logo

Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe