Assumable homes for sale in Raleigh, NC

10 homesFHA & VA loansrates from 2.77% vs 7.40% today

Raleigh assumption guide

1704 Carrington Drive, Raleigh, NC, 27615 — assumable VA mortgage at 2.77%

Active

$575,000$194,971 equity gap

Rate: 2.77%; ~~7.40%~~today
Payment: $1,749/mo; ~~$2,959~~today

4beds
3baths
2,542sqft

1704 Carrington Drive, Raleigh

1821 Falls Church Road, Raleigh, NC, 27609 — assumable VA mortgage at 3.05%

Active

$400,000$242,637 equity gap

Rate: 3.05%; ~~7.40%~~today
Payment: $759/mo; ~~$1,238~~today

4beds
3baths
2,358sqft

1821 Falls Church Road, Raleigh

928 Oak Creek Road, Raleigh, NC, 27615 — assumable VA mortgage at 4.00%

Active

$1,950,000$399,557 equity gap

Rate: 4.00%; ~~7.40%~~today
Payment: $8,060/mo; ~~$11,690~~today

4beds
6baths
6,265sqft

928 Oak Creek Road, Raleigh

7040 Longstreet Drive #B, Raleigh, NC, 27615 — assumable FHA mortgage at 5.30%

FHA

Active

$185,000$9,128 equity gap

Rate: 5.30%; ~~7.40%~~today
Payment: $1,040/mo; ~~$1,296~~today

2beds
2baths
1,017sqft

7040 Longstreet Drive #B, Raleigh

6520 Hearthstone Drive, Raleigh, NC, 27615 — assumable FHA mortgage at 4.99%

FHA

Active

$238,000$46,042 equity gap

Rate: 4.99%; ~~7.40%~~today
Payment: $1,042/mo; ~~$1,346~~today

2beds
2baths
1,148sqft

6520 Hearthstone Drive, Raleigh

1738 Township Circle, Raleigh, NC, 27609 — assumable FHA mortgage at 4.09%

FHA

Active

$225,000$152,296 equity gap

Rate: 4.09%; ~~7.40%~~today
Payment: $459/mo; ~~$659~~today

2beds
2baths
1,121sqft

1738 Township Circle, Raleigh

6500 English Oaks Drive, Raleigh, NC, 27615 — assumable FHA mortgage at 4.30%

FHA

Active

$260,000$150,772 equity gap

Rate: 4.30%; ~~7.40%~~today
Payment: $671/mo; ~~$938~~today

2beds
3baths
1,208sqft

6500 English Oaks Drive, Raleigh

209 Rosehaven Drive, Raleigh, NC, 27609 — assumable FHA mortgage at 6.52%

FHA

Active

$510,000$385,210 equity gap

Rate: 6.52%; ~~7.40%~~today
Payment: $1,246/mo; ~~$1,362~~today

3beds
3baths
1,784sqft

209 Rosehaven Drive, Raleigh

8003 Grey Oak Drive, Raleigh, NC, 27615 — assumable FHA mortgage at 6.54%

FHA

Active

$298,995$255,887 equity gap

Rate: 6.54%; ~~7.40%~~today
Payment: $725/mo; ~~$791~~today

2beds
1baths
1,050sqft

8003 Grey Oak Drive, Raleigh

6100 Parker Croft Court, Raleigh, NC, 27609 — assumable FHA mortgage at 6.54%

FHA

Active

$465,000$395,192 equity gap

Rate: 6.54%; ~~7.40%~~today
Payment: $452/mo; ~~$493~~today

3beds
3baths
2,331sqft

6100 Parker Croft Court, Raleigh

Assuming a mortgage in Raleigh

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 2.77%
Lowest existing payment: $452 /mo
Median cash to assume: $218,804