Chris Prendergast

Chris Prendergast

Assumable homes for sale in Raleigh, NC

20 homesFHA & VA loansrates from 2.72% vs 7.40% today

Raleigh assumption guide
5045 Aspen Meadow Street, Raleigh, NC, 27616 — assumable VA mortgage at 2.72%
VA
Active
36
$525,000$268,059 equity gap
Rate
2.72%
7.40%today
Payment
$1,201/mo
$2,045today
  • 4beds
  • 3baths
  • 2,829sqft

5045 Aspen Meadow Street, Raleigh

4836 Mocha Lane, Raleigh, NC, 27616 — assumable FHA mortgage at 3.34%
FHA
Active
25
$325,000$252,328 equity gap
Rate
3.34%
7.40%today
Payment
$480/mo
$755today
  • 3beds
  • 2baths
  • 1,294sqft

4836 Mocha Lane, Raleigh

5001 Croftwood Drive, Raleigh, NC, 27616 — assumable FHA mortgage at 3.87%
FHA
Active
43
$340,000$229,927 equity gap
Rate
3.87%
7.40%today
Payment
$715/mo
$1,054today
  • 3beds
  • 3baths
  • 2,029sqft

5001 Croftwood Drive, Raleigh

5016 Knightsbridge Way, Raleigh, NC, 27604 — assumable VA mortgage at 4.00%
VA
Active
17
$362,000$185,283 equity gap
Rate
4.00%
7.40%today
Payment
$919/mo
$1,332today
  • 4beds
  • 3baths
  • 1,755sqft

5016 Knightsbridge Way, Raleigh

4841 Silverdene Street, Raleigh, NC, 27616 — assumable VA mortgage at 4.07%
VA
Active
20
$289,900$249,355 equity gap
Rate
4.07%
7.40%today
Payment
$606/mo
$803today
  • 3beds
  • 2baths
  • 1,247sqft

4841 Silverdene Street, Raleigh

4912 Alenja Lane, Raleigh, NC, 27616 — assumable FHA mortgage at 5.70%
FHA
Active
40
$389,900$59,689 equity gap
Rate
5.70%
7.40%today
Payment
$2,037/mo
$2,431today
  • 4beds
  • 3baths
  • 2,250sqft

4912 Alenja Lane, Raleigh

3435 Piedmont Drive, Raleigh, NC, 27604 — assumable FHA mortgage at 6.85%
FHA
Active
43
$484,990$46,961 equity gap
Rate
6.85%
7.40%today
Payment
$2,920/mo
$3,085today
  • 4beds
  • 4baths
  • 2,360sqft

3435 Piedmont Drive, Raleigh

4611 Centrebrook Circle, Raleigh, NC, 27616 — assumable FHA mortgage at 4.65%
FHA
Active
33
$274,999$191,098 equity gap
Rate
4.65%
7.40%today
Payment
$653/mo
$877today
  • 3beds
  • 3baths
  • 1,941sqft

4611 Centrebrook Circle, Raleigh

2044 Muirfield Village Way, Raleigh, NC, 27604 — assumable VA mortgage at 6.15%
VA
Active
60
$495,990$65,794 equity gap
Rate
6.15%
7.40%today
Payment
$2,742/mo
$3,116today
  • 5beds
  • 3baths
  • 3,451sqft

2044 Muirfield Village Way, Raleigh

4213 Tensity Drive, Raleigh, NC, 27604 — assumable VA mortgage at 6.42%
VA
Active
32
$295,000$58,819 equity gap
Rate
6.42%
7.40%today
Payment
$1,543/mo
$1,705today
  • 3beds
  • 3baths
  • 1,380sqft

4213 Tensity Drive, Raleigh

4410 Snowcrest Lane, Raleigh, NC, 27616 — assumable FHA mortgage at 7.03%
FHA
Active
10
$300,000$47,955 equity gap
Rate
7.03%
7.40%today
Payment
$1,731/mo
$1,796today
  • 3beds
  • 2baths
  • 1,156sqft

4410 Snowcrest Lane, Raleigh

4704 Windblown Court, Raleigh, NC, 27616 — assumable FHA mortgage at 5.04%
FHA
Active
36
$293,000$222,482 equity gap
Rate
5.04%
7.40%today
Payment
$612/mo
$785today
  • 3beds
  • 3baths
  • 1,280sqft

4704 Windblown Court, Raleigh

4650 Vendue Range Drive, Raleigh, NC, 27604 — assumable FHA mortgage at 5.11%
FHA
Active
28
$255,000$179,297 equity gap
Rate
5.11%
7.40%today
Payment
$662/mo
$843today
  • 3beds
  • 3baths
  • 1,563sqft

4650 Vendue Range Drive, Raleigh

2945 Glade Aster Court, Raleigh, NC, 27604 — assumable FHA mortgage at 6.42%
FHA
Active
29
$459,900$96,845 equity gap
Rate
6.42%
7.40%today
Payment
$2,373/mo
$2,621today
  • 3beds
  • 3baths
  • 3,026sqft

2945 Glade Aster Court, Raleigh

1900 Jupiter Hills Court, Raleigh, NC, 27604 — assumable FHA mortgage at 6.62%
FHA
Active
36
$385,000$84,913 equity gap
Rate
6.62%
7.40%today
Payment
$1,979/mo
$2,141today
  • 3beds
  • 3baths
  • 1,779sqft

1900 Jupiter Hills Court, Raleigh

3600 Top Of The Pines Court, Raleigh, NC, 27604 — assumable FHA mortgage at 5.51%
FHA
Active
47
$257,000$89,600 equity gap
Rate
5.51%
7.40%today
Payment
$1,012/mo
$1,233today
  • 3beds
  • 2baths
  • 1,900sqft

3600 Top Of The Pines Court, Raleigh

3505 Greywood Drive, Raleigh, NC, 27604 — assumable FHA mortgage at 5.47%
FHA
Active
56
$419,000$312,205 equity gap
Rate
5.47%
7.40%today
Payment
$989/mo
$1,210today
  • 3beds
  • 3baths
  • 1,732sqft

3505 Greywood Drive, Raleigh

3909 Old Creek Court, Raleigh, NC, 27604 — assumable FHA mortgage at 5.60%
FHA
Active
38
$319,900$275,277 equity gap
Rate
5.60%
7.40%today
Payment
$564/mo
$680today
  • 3beds
  • 2baths
  • 1,226sqft

3909 Old Creek Court, Raleigh

4418 Stonewall Drive, Raleigh, NC, 27604 — assumable FHA mortgage at 5.83%
FHA
Active
25
$354,900$344,181 equity gap
Rate
5.83%
7.40%today
Payment
$99/mo
$109today
  • 4beds
  • 3baths
  • 1,975sqft

4418 Stonewall Drive, Raleigh

2253 Ventana Lane, Raleigh, NC, 27604 — assumable FHA mortgage at 6.54%
FHA
Active
34
$249,900$207,242 equity gap
Rate
6.54%
7.40%today
Payment
$718/mo
$783today
  • 3beds
  • 3baths
  • 1,376sqft

2253 Ventana Lane, Raleigh

Assuming a mortgage in Raleigh

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$480 /mo
Median cash to assume
$188,190
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.