Chris Prendergast

Chris Prendergast

Assumable homes for sale in Raleigh, NC

9 homesFHA & VA loansrates from 2.39% vs 7.40% today

Raleigh assumption guide
6200 Saltville Court, Raleigh, NC, 27610 — assumable VA mortgage at 2.98%
VA
Active
17
$315,000$35,222 equity gap
Rate
2.98%
7.40%today
Payment
$1,312/mo
$2,160today
  • 3beds
  • 3baths
  • 1,703sqft

6200 Saltville Court, Raleigh

6600 Bunker Hill Drive, Raleigh, NC, 27610 — assumable FHA mortgage at 3.10%
FHA
Active
26
$365,000$96,188 equity gap
Rate
3.10%
7.40%today
Payment
$1,272/mo
$2,063today
  • 3beds
  • 3baths
  • 2,112sqft

6600 Bunker Hill Drive, Raleigh

3138 Rendezvous Drive, Raleigh, NC, 27610 — assumable VA mortgage at 2.39%
VA
Active
$349,000$170,436 equity gap
Rate
2.39%
7.40%today
Payment
$797/mo
$1,417today
  • 3beds
  • 3baths
  • 1,964sqft

3138 Rendezvous Drive, Raleigh

3402 Sosa Road, Raleigh, NC, 27610 — assumable FHA mortgage at 2.73%
FHA
Active
21
$253,000$247,719 equity gap
Rate
2.73%
7.40%today
Payment
$35/mo
$52today
  • 3beds
  • 3baths
  • 1,513sqft

3402 Sosa Road, Raleigh

1641 Brownairs Lane, Raleigh, NC, 27610 — assumable FHA mortgage at 3.90%
FHA
Active
34
$315,000$211,594 equity gap
Rate
3.90%
7.40%today
Payment
$639/mo
$938today
  • 3beds
  • 3baths
  • 1,733sqft

1641 Brownairs Lane, Raleigh

3818 Potecasi Drive, Raleigh, NC, 27610 — assumable FHA mortgage at 4.04%
FHA
Active
47
$299,999$162,975 equity gap
Rate
4.04%
7.40%today
Payment
$796/mo
$1,148today
  • 4beds
  • 9baths
  • 1,605sqft

3818 Potecasi Drive, Raleigh

1220 Canyon Rock Court #107, Raleigh, NC, 27610 — assumable FHA mortgage at 4.10%
FHA
Active
17
$237,900$137,372 equity gap
Rate
4.10%
7.40%today
Payment
$600/mo
$860today
  • 3beds
  • 3baths
  • 1,620sqft

1220 Canyon Rock Court #107, Raleigh

1331 Stone Manor Drive, Raleigh, NC, 27610 — assumable FHA mortgage at 4.30%
FHA
Active
$250,000$141,896 equity gap
Rate
4.30%
7.40%today
Payment
$664/mo
$929today
  • 3beds
  • 3baths
  • 1,770sqft

1331 Stone Manor Drive, Raleigh

5015 Carnelian Drive, Raleigh, NC, 27610 — assumable FHA mortgage at 7.17%
FHA
Active
26
$480,000$96,336 equity gap
Rate
7.17%
7.40%today
Payment
$2,658/mo
$2,719today
  • 4beds
  • 3baths
  • 2,805sqft

5015 Carnelian Drive, Raleigh

Assuming a mortgage in Raleigh

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.39%
Lowest existing payment
$600 /mo
Median cash to assume
$141,896
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.