Chris Prendergast

Chris Prendergast

Assumable homes for sale in Raleigh, NC

22 homesFHA & VA loansrates from 2.72% vs 7.40% today

Raleigh assumption guide
4204 Nectarine Drive, Raleigh, NC, 27616 — assumable VA mortgage at 2.77%
VA
Active
41
$399,900$144,800 equity gap
Rate
2.77%
7.40%today
Payment
$1,177/mo
$1,991today
  • 3beds
  • 3baths
  • 1,932sqft

4204 Nectarine Drive, Raleigh

5925 Illuminate Avenue, Raleigh, NC, 27616 — assumable VA mortgage at 2.80%
VA
Active
26
$357,900$129,834 equity gap
Rate
2.80%
7.40%today
Payment
$1,088/mo
$1,834today
  • 3beds
  • 4baths
  • 1,843sqft

5925 Illuminate Avenue, Raleigh

5517 Advancing Avenue, Raleigh, NC, 27616 — assumable VA mortgage at 2.96%
VA
Active
45
$450,000$143,992 equity gap
Rate
2.96%
7.40%today
Payment
$1,451/mo
$2,396today
  • 3beds
  • 3baths
  • 2,524sqft

5517 Advancing Avenue, Raleigh

5045 Aspen Meadow Street, Raleigh, NC, 27616 — assumable VA mortgage at 2.72%
VA
Active
36
$525,000$268,059 equity gap
Rate
2.72%
7.40%today
Payment
$1,201/mo
$2,045today
  • 4beds
  • 3baths
  • 2,829sqft

5045 Aspen Meadow Street, Raleigh

4836 Mocha Lane, Raleigh, NC, 27616 — assumable FHA mortgage at 3.34%
FHA
Active
25
$325,000$252,328 equity gap
Rate
3.34%
7.40%today
Payment
$480/mo
$755today
  • 3beds
  • 2baths
  • 1,294sqft

4836 Mocha Lane, Raleigh

6010 San Marcos Way, Raleigh, NC, 27616 — assumable FHA mortgage at 3.73%
FHA
Active
22
$244,900$114,417 equity gap
Rate
3.73%
7.40%today
Payment
$697/mo
$1,045today
  • 2beds
  • 3baths
  • 1,300sqft

6010 San Marcos Way, Raleigh

5001 Croftwood Drive, Raleigh, NC, 27616 — assumable FHA mortgage at 3.87%
FHA
Active
43
$340,000$229,927 equity gap
Rate
3.87%
7.40%today
Payment
$715/mo
$1,054today
  • 3beds
  • 3baths
  • 2,029sqft

5001 Croftwood Drive, Raleigh

4841 Silverdene Street, Raleigh, NC, 27616 — assumable VA mortgage at 4.07%
VA
Active
20
$289,900$249,355 equity gap
Rate
4.07%
7.40%today
Payment
$606/mo
$803today
  • 3beds
  • 2baths
  • 1,247sqft

4841 Silverdene Street, Raleigh

3620 Iron Sight Court, Raleigh, NC, 27616 — assumable FHA mortgage at 6.88%
FHA
Active
$289,000Potential short sale
Rate
6.88%
7.40%today
Payment
$1,994/mo
$2,100today
  • 3beds
  • 2baths
  • 1,233sqft

3620 Iron Sight Court, Raleigh

4912 Alenja Lane, Raleigh, NC, 27616 — assumable FHA mortgage at 5.70%
FHA
Active
40
$389,900$59,689 equity gap
Rate
5.70%
7.40%today
Payment
$2,037/mo
$2,431today
  • 4beds
  • 3baths
  • 2,250sqft

4912 Alenja Lane, Raleigh

5816 Humanity Lane, Raleigh, NC, 27616 — assumable FHA mortgage at 5.75%
FHA
Active
35
$370,000$53,486 equity gap
Rate
5.75%
7.40%today
Payment
$1,936/mo
$2,297today
  • 4beds
  • 4baths
  • 2,180sqft

5816 Humanity Lane, Raleigh

6016 Kayton Street, Raleigh, NC, 27616 — assumable FHA mortgage at 5.78%
FHA
Active
50
$369,900$48,542 equity gap
Rate
5.78%
7.40%today
Payment
$1,996/mo
$2,360today
  • 4beds
  • 4baths
  • 2,043sqft

6016 Kayton Street, Raleigh

7320 Ewing Place, Raleigh, NC, 27616 — assumable VA mortgage at 7.07%
VA
Active
32
$312,000$16,553 equity gap
Rate
7.07%
7.40%today
Payment
$2,044/mo
$2,112today
  • 3beds
  • 3baths
  • 1,248sqft

7320 Ewing Place, Raleigh

8129 Wesley Farm Drive, Raleigh, NC, 27616 — assumable FHA mortgage at 4.52%
FHA
Active
25
$327,000$232,997 equity gap
Rate
4.52%
7.40%today
Payment
$723/mo
$986today
  • 3beds
  • 3baths
  • 1,601sqft

8129 Wesley Farm Drive, Raleigh

4611 Centrebrook Circle, Raleigh, NC, 27616 — assumable FHA mortgage at 4.65%
FHA
Active
33
$274,999$191,098 equity gap
Rate
4.65%
7.40%today
Payment
$653/mo
$877today
  • 3beds
  • 3baths
  • 1,941sqft

4611 Centrebrook Circle, Raleigh

6427 Pathfinder Way, Raleigh, NC, 27616 — assumable FHA mortgage at 6.57%
FHA
Active
36
$359,000$37,934 equity gap
Rate
6.57%
7.40%today
Payment
$2,124/mo
$2,310today
  • 3beds
  • 3baths
  • 1,961sqft

6427 Pathfinder Way, Raleigh

4410 Snowcrest Lane, Raleigh, NC, 27616 — assumable FHA mortgage at 7.03%
FHA
Active
10
$300,000$47,955 equity gap
Rate
7.03%
7.40%today
Payment
$1,731/mo
$1,796today
  • 3beds
  • 2baths
  • 1,156sqft

4410 Snowcrest Lane, Raleigh

4704 Windblown Court, Raleigh, NC, 27616 — assumable FHA mortgage at 5.04%
FHA
Active
36
$293,000$222,482 equity gap
Rate
5.04%
7.40%today
Payment
$612/mo
$785today
  • 3beds
  • 3baths
  • 1,280sqft

4704 Windblown Court, Raleigh

4812 Mimetree Court, Raleigh, NC, 27616 — assumable VA mortgage at 5.36%
VA
Active
45
$319,900$221,854 equity gap
Rate
5.36%
7.40%today
Payment
$878/mo
$1,087today
  • 3beds
  • 3baths
  • 1,427sqft

4812 Mimetree Court, Raleigh

3724 Massey Ridge Court, Raleigh, NC, 27616 — assumable FHA mortgage at 6.10%
FHA
Active
27
$464,000$401,573 equity gap
Rate
6.10%
7.40%today
Payment
$381/mo
$435today
  • 5beds
  • 3baths
  • 2,591sqft

3724 Massey Ridge Court, Raleigh

6620 Professor Street, Raleigh, NC, 27616 — assumable FHA mortgage at 6.32%
FHA
Active
23
$350,000$347,553 equity gap
Rate
6.32%
7.40%today
Payment
$14/mo
$16today
  • 3beds
  • 3baths
  • 2,450sqft

6620 Professor Street, Raleigh

3964 White Kestrel Drive, Raleigh, NC, 27616 — assumable FHA mortgage at 7.03%
FHA
Active
34
$354,900Potential short sale
Rate
7.03%
7.40%today
Payment
$2,752/mo
$2,855today
  • 3beds
  • 3baths
  • 2,196sqft

3964 White Kestrel Drive, Raleigh

Assuming a mortgage in Raleigh

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$381 /mo
Median cash to assume
$167,949
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.