Chris Prendergast

Chris Prendergast

Assumable homes for sale in Raleigh, NC

7 homesFHA & VA loansrates from 2.70% vs 7.40% today

Raleigh assumption guide
3813 Cottage Rose Lane, Raleigh, NC, 27612 — assumable FHA mortgage at 3.00%
FHATop pick
Active
62
$950,000$60,529 equity gap
Rate
3.00%
7.40%today
Payment
$4,247/mo
$6,974today
  • 3beds
  • 3baths
  • 2,809sqft

3813 Cottage Rose Lane, Raleigh

4609 Fernham Place, Raleigh, NC, 27612 — assumable VA mortgage at 2.70%
VA
Active
35
$549,900$212,858 equity gap
Rate
2.70%
7.40%today
Payment
$1,572/mo
$2,684today
  • 4beds
  • 3baths
  • 2,438sqft

4609 Fernham Place, Raleigh

6901 River Birch Drive, Raleigh, NC, 27613 — assumable VA mortgage at 2.70%
VA
Active
22
$475,000$256,591 equity gap
Rate
2.70%
7.40%today
Payment
$1,021/mo
$1,743today
  • 3beds
  • 3baths
  • 1,674sqft

6901 River Birch Drive, Raleigh

8354 Primanti Boulevard, Raleigh, NC, 27612 — assumable FHA mortgage at 4.44%
FHA
Active
30
$450,000$311,745 equity gap
Rate
4.44%
7.40%today
Payment
$1,097/mo
$1,510today
  • 4beds
  • 4baths
  • 2,532sqft

8354 Primanti Boulevard, Raleigh

5916 Royal Coach Court, Raleigh, NC, 27612 — assumable FHA mortgage at 6.56%
FHA
Active
43
$449,000$25,564 equity gap
Rate
6.56%
7.40%today
Payment
$2,718/mo
$2,959today
  • 3beds
  • 2baths
  • 1,365sqft

5916 Royal Coach Court, Raleigh

4317 Sunscape Lane, Raleigh, NC, 27613 — assumable FHA mortgage at 6.64%
FHA
Active
33
$295,000$18,109 equity gap
Rate
6.64%
7.40%today
Payment
$1,826/mo
$1,972today
  • 3beds
  • 3baths
  • 1,613sqft

4317 Sunscape Lane, Raleigh

8331 Primanti Boulevard, Raleigh, NC, 27612 — assumable FHA mortgage at 4.86%
FHA
Active
26
$415,000$278,911 equity gap
Rate
4.86%
7.40%today
Payment
$1,184/mo
$1,552today
  • 4beds
  • 4baths
  • 2,379sqft

8331 Primanti Boulevard, Raleigh

Assuming a mortgage in Raleigh

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$1,021 /mo
Median cash to assume
$212,858
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.