Assumable homes for sale in Ruffin, NC

2 homesVA loansrates from 3.50% vs 7.40% today

Ruffin assumption guide

96 Pelham Loop Rd, Pelham, NC, 27311 — assumable VA mortgage at 3.50%

Active

$100,000$100,000 equity gap

Rate: 3.50%; ~~7.40%~~today
Payment: $0/mo

4beds
4baths
1,100sqft

96 Pelham Loop Rd, Pelham

751 Cascade Lane, Providence, NC, 27315 — assumable VA mortgage at 3.73%

Active

$248,500$156,617 equity gap

Rate: 3.73%; ~~7.40%~~today
Payment: $490/mo; ~~$734~~today

3beds
3baths
1,517sqft

751 Cascade Lane, Providence

Assuming a mortgage in Ruffin

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 3.50%
Lowest existing payment: $490 /mo
Median cash to assume: $128,309