Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Sanford, NC

42 homesVA & FHA loansrates from 2.65% vs 7.40% today

Sanford assumption guide
325 Laws Road, Sanford, NC, 27332 — assumable FHA mortgage at 2.65%
FHA
Active
27
$260,000$59,082 equity gap
Rate
2.65%
7.40%today
Payment
$930/mo
$1,598today
  • 3beds
  • 2baths
  • 1,771sqft

325 Laws Road, Sanford

135 Rothbury Lane, Raeford, NC, 28376 — assumable VA mortgage at 2.90%
VA
Active
$322,990$69,938 equity gap
Rate
2.90%
7.40%today
Payment
$1,182/mo
$1,965today
  • 3beds
  • 3baths
  • 2,259sqft

135 Rothbury Lane, Raeford

1645 Stonegate, Sanford, NC, 27332 — assumable FHA mortgage at 2.88%
FHA
Active
23
$262,000$120,229 equity gap
Rate
2.88%
7.40%today
Payment
$681/mo
$1,135today
  • 3beds
  • 2baths
  • 1,338sqft

1645 Stonegate, Sanford

220 Ore Run Lane, Sanford, NC, 27330 — assumable FHA mortgage at 2.95%
FHA
Active
$499,000$264,183 equity gap
Rate
2.95%
7.40%today
Payment
$1,110/mo
$1,835today
  • 3beds
  • 3baths
  • 1,969sqft

220 Ore Run Lane, Sanford

5187 Cox Mill Road, Sanford, NC, 27332 — assumable VA mortgage at 2.99%
VA
Active
43
$574,900$258,785 equity gap
Rate
2.99%
7.40%today
Payment
$1,487/mo
$2,446today
  • 4beds
  • 2baths
  • 2,472sqft

5187 Cox Mill Road, Sanford

181 Greenwich Drive, Sanford, NC, 27330 — assumable VA mortgage at 3.01%
VA
Active
50
$444,900$231,072 equity gap
Rate
3.01%
7.40%today
Payment
$1,044/mo
$1,712today
  • 4beds
  • 2baths
  • 2,159sqft

181 Greenwich Drive, Sanford

905 Amanda Drive, Sanford, NC, 27330 — assumable VA mortgage at 3.04%
VA
Active
$330,000$199,625 equity gap
Rate
3.04%
7.40%today
Payment
$732/mo
$1,126today
  • 3beds
  • 3baths
  • 2,342sqft

905 Amanda Drive, Sanford

1609 Spring Lane, Sanford, NC, 27330 — assumable VA mortgage at 3.89%
VA
Active
73
$385,000$87,916 equity gap
Rate
3.89%
7.40%today
Payment
$1,526/mo
$2,243today
  • 4beds
  • 4baths
  • 2,527sqft

1609 Spring Lane, Sanford

3029 Paradise Way, Sanford, NC, 27332 — assumable VA mortgage at 4.99%
VA
Active
28
$315,000$15,488 equity gap
Rate
4.99%
7.40%today
Payment
$1,668/mo
$2,153today
  • 4beds
  • 2baths
  • 1,518sqft

3029 Paradise Way, Sanford

220 Glendale Circle, Sanford, NC, 27332 — assumable VA mortgage at 5.00%
VA
Active
35
$299,000Potential short sale
Rate
5.00%
7.40%today
Payment
$1,700/mo
$2,193today
  • 3beds
  • 2baths
  • 1,580sqft

220 Glendale Circle, Sanford

417 Crestview Street, Sanford, NC, 27330 — assumable VA mortgage at 3.26%
VA
Active
28
$238,000$127,297 equity gap
Rate
3.26%
7.40%today
Payment
$557/mo
$885today
  • 4beds
  • 2baths
  • 1,378sqft

417 Crestview Street, Sanford

140 Chownings Drive, Sanford, NC, 27330 — assumable VA mortgage at 3.47%
VA
Active
36
$279,000$133,595 equity gap
Rate
3.47%
7.40%today
Payment
$753/mo
$1,166today
  • 3beds
  • 3baths
  • 2,079sqft

140 Chownings Drive, Sanford

518 Main Street, Broadway, NC, 27505 — assumable VA mortgage at 3.57%
VA
Active
21
$259,000$171,107 equity gap
Rate
3.57%
7.40%today
Payment
$582/mo
$889today
  • 3beds
  • 2baths
  • 1,401sqft

518 Main Street, Broadway

803 Plateau Court, Sanford, NC, 27330 — assumable FHA mortgage at 3.57%
FHA
Active
50
$324,900$208,822 equity gap
Rate
3.57%
7.40%today
Payment
$771/mo
$1,178today
  • 3beds
  • 3baths
  • 2,416sqft

803 Plateau Court, Sanford

3104 Pasile Court, Sanford, NC, 27332 — assumable VA mortgage at 5.11%
VA
Active
43
$320,000$29,541 equity gap
Rate
5.11%
7.40%today
Payment
$1,689/mo
$2,152today
  • 4beds
  • 2baths
  • 1,500sqft

3104 Pasile Court, Sanford

2988 Henley Road, Sanford, NC, 27330 — assumable VA mortgage at 3.69%
VA
Active
62
$635,000$434,742 equity gap
Rate
3.69%
7.40%today
Payment
$1,068/mo
$1,608today
  • 3beds
  • 2baths
  • 2,128sqft

2988 Henley Road, Sanford

233 Palace Green Lane, Sanford, NC, 27330 — assumable VA mortgage at 3.71%
VA
Active
19
$259,900$173,913 equity gap
Rate
3.71%
7.40%today
Payment
$597/mo
$897today
  • 3beds
  • 3baths
  • 1,763sqft

233 Palace Green Lane, Sanford

3612 Lee Avenue, Sanford, NC, 27332 — assumable VA mortgage at 3.73%
VA
Active
49
$690,000$446,183 equity gap
Rate
3.73%
7.40%today
Payment
$1,317/mo
$1,974today
  • 3beds
  • 2baths
  • 1,600sqft

3612 Lee Avenue, Sanford

3007 Carrington Lane, Sanford, NC, 27330 — assumable VA mortgage at 3.75%
VA
Active
41
$698,900$392,688 equity gap
Rate
3.75%
7.40%today
Payment
$1,657/mo
$2,478today
  • 3beds
  • 3baths
  • 3,281sqft

3007 Carrington Lane, Sanford

1786 Irish Boulevard, Sanford, NC, 27332 — assumable VA mortgage at 5.10%
VA
Active
66
$329,999$41,306 equity gap
Rate
5.10%
7.40%today
Payment
$1,677/mo
$2,139today
  • 3beds
  • 2baths
  • 1,832sqft

1786 Irish Boulevard, Sanford

119 Gulf Street, Sanford, NC, 27330 — assumable FHA mortgage at 3.90%
FHA
Active
99
$539,000$353,155 equity gap
Rate
3.90%
7.40%today
Payment
$1,149/mo
$1,686today
  • 4beds
  • 3baths
  • 3,187sqft

119 Gulf Street, Sanford

5095 Quail Hollow Road, Sanford, NC, 27332 — assumable VA mortgage at 4.04%
VA
Active
41
$258,000$193,083 equity gap
Rate
4.04%
7.40%today
Payment
$418/mo
$604today
  • 2beds
  • 2baths
  • 1,960sqft

5095 Quail Hollow Road, Sanford

410 Auburndale Court, Sanford, NC, 27330 — assumable VA mortgage at 6.63%
VA
Active
29
$474,900$22,965 equity gap
Rate
6.63%
7.40%today
Payment
$2,978/mo
$3,218today
  • 5beds
  • 3baths
  • 2,929sqft

410 Auburndale Court, Sanford

170 Hickory Grove Drive, Sanford, NC, 27330 — assumable FHA mortgage at 7.04%
FHA
Active
47
$445,000$9,952 equity gap
Rate
7.04%
7.40%today
Payment
$2,952/mo
$3,059today
  • 5beds
  • 3baths
  • 3,012sqft

170 Hickory Grove Drive, Sanford

209 Chownings Drive, Sanford, NC, 27330 — assumable VA mortgage at 5.78%
VA
Active
41
$299,000$25,214 equity gap
Rate
5.78%
7.40%today
Payment
$1,698/mo
$2,008today
  • 3beds
  • 3baths
  • 2,086sqft

209 Chownings Drive, Sanford

2029 Fairview Lane, Sanford, NC, 27330 — assumable FHA mortgage at 4.37%
FHA
Active
35
$289,000$154,236 equity gap
Rate
4.37%
7.40%today
Payment
$783/mo
$1,087today
  • 3beds
  • 3baths
  • 1,566sqft

2029 Fairview Lane, Sanford

3419 Chris Cole Road, Sanford, NC, 27332 — assumable VA mortgage at 6.23%
VA
Active
$435,000$34,730 equity gap
Rate
6.23%
7.40%today
Payment
$2,479/mo
$2,793today
  • 4beds
  • 3baths
  • 1,909sqft

3419 Chris Cole Road, Sanford

98 Baneberry Place, Broadway, NC, 27505 — assumable VA mortgage at 6.63%
VA
Active
36
$355,000$24,161 equity gap
Rate
6.63%
7.40%today
Payment
$2,151/mo
$2,325today
  • 4beds
  • 3baths
  • 2,122sqft

98 Baneberry Place, Broadway

1433 Abercorn Lane, Sanford, NC, 27330 — assumable VA mortgage at 6.76%
VA
Active
39
$409,900$23,228 equity gap
Rate
6.76%
7.40%today
Payment
$2,547/mo
$2,716today
  • 3beds
  • 2baths
  • 1,933sqft

1433 Abercorn Lane, Sanford

119 Mill Pond Road, Sanford, NC, 27330 — assumable FHA mortgage at 4.53%
FHA
Active
44
$320,000$233,299 equity gap
Rate
4.53%
7.40%today
Payment
$518/mo
$706today
  • 3beds
  • 3baths
  • 1,984sqft

119 Mill Pond Road, Sanford

225 Tormore Drive, Sanford, NC, 27330 — assumable VA mortgage at 6.22%
VA
Active
27
$312,000$32,013 equity gap
Rate
6.22%
7.40%today
Payment
$1,730/mo
$1,952today
  • 4beds
  • 3baths
  • 1,680sqft

225 Tormore Drive, Sanford

338 Troy Drive, Sanford, NC, 27332 — assumable VA mortgage at 6.33%
VA
Active
33
$294,500$31,226 equity gap
Rate
6.33%
7.40%today
Payment
$1,708/mo
$1,904today
  • 3beds
  • 3baths
  • 1,435sqft

338 Troy Drive, Sanford

1811 Columbine Road, Sanford, NC, 27330 — assumable VA mortgage at 6.43%
VA
Active
50
$525,000$88,479 equity gap
Rate
6.43%
7.40%today
Payment
$2,849/mo
$3,143today
  • 3beds
  • 3baths
  • 2,649sqft

1811 Columbine Road, Sanford

326 Harbor Trace, Sanford, NC, 27332 — assumable VA mortgage at 6.92%
VA
Active
45
$250,000$25,723 equity gap
Rate
6.92%
7.40%today
Payment
$1,546/mo
$1,622today
  • 3beds
  • 3baths
  • 1,637sqft

326 Harbor Trace, Sanford

2851 Lower Moncure Road, Sanford, NC, 27330 — assumable FHA mortgage at 4.88%
FHA
Active
42
$465,000$366,481 equity gap
Rate
4.88%
7.40%today
Payment
$824/mo
$1,078today
  • 2beds
  • 2baths
  • 1,595sqft

2851 Lower Moncure Road, Sanford

465 Harbor Trace, Sanford, NC, 27332 — assumable FHA mortgage at 6.35%
FHA
Active
32
$239,900$51,583 equity gap
Rate
6.35%
7.40%today
Payment
$1,218/mo
$1,355today
  • 2beds
  • 2baths
  • 1,238sqft

465 Harbor Trace, Sanford

Assuming a mortgage in Sanford

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$418 /mo
Median cash to assume
$127,297
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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