Assumable homes for sale in Sarasota, FL

10 homesVA & FHA loansrates from 2.88% vs 7.40% today

Sarasota assumption guide

3138 WILLIAMSBURG Street, Sarasota, FL, 34231 — assumable FHA mortgage at 2.97%

FHA

Active

$399,900$121,501 equity gap

Rate: 2.97%; ~~7.40%~~today
Payment: $1,328/mo; ~~$2,189~~today

3beds
2baths
1,630sqft

3138 WILLIAMSBURG Street, Sarasota

5531 CANNES Circle #403, Sarasota, FL, 34231 — assumable VA mortgage at 2.88%

Active

$699,900$342,012 equity gap

Rate: 2.88%; ~~7.40%~~today
Payment: $1,686/mo; ~~$2,813~~today

2beds
2baths
1,706sqft

5531 CANNES Circle #403, Sarasota

3900 TORREY PINES Boulevard, Sarasota, FL, 34238 — assumable VA mortgage at 2.90%

Active

$650,000$396,249 equity gap

Rate: 2.90%; ~~7.40%~~today
Payment: $1,327/mo; ~~$2,127~~today

3beds
2baths
2,490sqft

3900 TORREY PINES Boulevard, Sarasota

3917 SAWYERWOOD Road, Sarasota, FL, 34233 — assumable VA mortgage at 2.93%

Active

$470,000$286,740 equity gap

Rate: 2.93%; ~~7.40%~~today
Payment: $1,053/mo; ~~$1,617~~today

3beds
3baths
1,525sqft

3917 SAWYERWOOD Road, Sarasota

2236 ALICE Road, Sarasota, FL, 34231 — assumable FHA mortgage at 3.24%

FHA

Active

$385,000$171,466 equity gap

Rate: 3.24%; ~~7.40%~~today
Payment: $1,060/mo; ~~$1,689~~today

3beds
2baths
1,505sqft

2236 ALICE Road, Sarasota

5325 ANTHONY Lane, Sarasota, FL, 34233 — assumable VA mortgage at 3.53%

Active

$774,900$573,522 equity gap

Rate: 3.53%; ~~7.40%~~today
Payment: $1,338/mo; ~~$2,056~~today

3beds
3baths
2,514sqft

5325 ANTHONY Lane, Sarasota

5544 DINAH Lane, Sarasota, FL, 34231 — assumable VA mortgage at 3.69%

Active

$1,650,000$934,814 equity gap

Rate: 3.69%; ~~7.40%~~today
Payment: $3,822/mo; ~~$5,756~~today

6beds
5baths
4,433sqft

5544 DINAH Lane, Sarasota

6774 PASEO CASTILLE, Sarasota, FL, 34238 — assumable VA mortgage at 6.76%

Active

$521,000$22,247 equity gap

Rate: 6.76%; ~~7.40%~~today
Payment: $3,288/mo; ~~$3,507~~today

2beds
2baths
1,795sqft

6774 PASEO CASTILLE, Sarasota

4210 OLIVE Avenue, Sarasota, FL, 34231 — assumable FHA mortgage at 6.95%

FHA

Active

$365,000$70,367 equity gap

Rate: 6.95%; ~~7.40%~~today
Payment: $1,993/mo; ~~$2,084~~today

3beds
1baths
1,081sqft

4210 OLIVE Avenue, Sarasota

2534 WANETA Drive, Sarasota, FL, 34231 — assumable FHA mortgage at 7.04%

FHA

Active

$475,000$463,981 equity gap

Rate: 7.04%; ~~7.40%~~today
Payment: $586/mo; ~~$607~~today

3beds
2baths
1,667sqft

2534 WANETA Drive, Sarasota

Assuming a mortgage in Sarasota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 2.88%
Lowest existing payment: $586 /mo
Median cash to assume: $314,376