Chris Prendergast

Chris Prendergast

Assumable homes for sale in Seminole, FL

54 homesVA & FHA loansrates from 2.28% vs 7.40% today

Seminole assumption guide
5980 TERRACE PARK Drive #108, St Petersburg, FL, 33709 — assumable VA mortgage at 2.66%
VA
Active
52
$102,000$30,322 equity gap
Rate
2.66%
7.40%today
Payment
$333/mo
$571today
  • 1beds
  • 1baths
  • 840sqft

5980 TERRACE PARK Drive #108, St Petersburg

9945 47TH Avenue #203, St Petersburg, FL, 33708 — assumable VA mortgage at 3.04%
VA
Active
65
$129,500$30,696 equity gap
Rate
3.04%
7.40%today
Payment
$473/mo
$772today
  • 2beds
  • 2baths
  • 1,050sqft

9945 47TH Avenue #203, St Petersburg

8401 PORTULACA Avenue, Seminole, FL, 33777 — assumable VA mortgage at 2.78%
VA
Active
26
$380,000$128,092 equity gap
Rate
2.78%
7.40%today
Payment
$1,188/mo
$2,007today
  • 3beds
  • 2baths
  • 952sqft

8401 PORTULACA Avenue, Seminole

7719 91ST Street, Seminole, FL, 33777 — assumable VA mortgage at 2.86%
VA
Active
24
$475,000$144,366 equity gap
Rate
2.86%
7.40%today
Payment
$1,540/mo
$2,576today
  • 3beds
  • 2baths
  • 1,701sqft

7719 91ST Street, Seminole

5995 BLOSSOM LAKE Drive, Seminole, FL, 33772 — assumable VA mortgage at 3.56%
VA
Active
20
$499,999$143,695 equity gap
Rate
3.56%
7.40%today
Payment
$1,773/mo
$2,714today
  • 3beds
  • 2baths
  • 1,836sqft

5995 BLOSSOM LAKE Drive, Seminole

8240 ACADIAN Lane, Seminole, FL, 33777 — assumable VA mortgage at 2.28%
VA
Active
43
$529,000$300,492 equity gap
Rate
2.28%
7.40%today
Payment
$2,267/mo
$3,182today
  • 3beds
  • 4baths
  • 2,250sqft

8240 ACADIAN Lane, Seminole

10735 63RD Avenue, Seminole, FL, 33772 — assumable VA mortgage at 2.84%
VA
Active
40
$339,900$169,540 equity gap
Rate
2.84%
7.40%today
Payment
$809/mo
$1,356today
  • 3beds
  • 1baths
  • 1,084sqft

10735 63RD Avenue, Seminole

6450 SHORELINE Drive #9306, Seminole, FL, 33708 — assumable VA mortgage at 2.88%
VA
Active
43
$469,900$309,951 equity gap
Rate
2.88%
7.40%today
Payment
$768/mo
$1,281today
  • 3beds
  • 2baths
  • 1,801sqft

6450 SHORELINE Drive #9306, Seminole

6522 112TH Street, Seminole, FL, 33772 — assumable FHA mortgage at 2.88%
FHA
Active
37
$345,000$158,236 equity gap
Rate
2.88%
7.40%today
Payment
$897/mo
$1,496today
  • 2beds
  • 1baths
  • 875sqft

6522 112TH Street, Seminole

10764 70TH Avenue #3307, Seminole, FL, 33772 — assumable VA mortgage at 3.00%
VA
Active
34
$215,000$215,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 925sqft

10764 70TH Avenue #3307, Seminole

8101 113TH Street #309, Seminole, FL, 33772 — assumable VA mortgage at 3.00%
VA
Active
45
$79,000$79,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 912sqft

8101 113TH Street #309, Seminole

5347 81ST Lane #24, St Petersburg, FL, 33709 — assumable VA mortgage at 3.00%
VA
Active
46
$114,900$114,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,010sqft

5347 81ST Lane #24, St Petersburg

7809 38TH Terrace, St Petersburg, FL, 33709 — assumable VA mortgage at 3.00%
VA
Active
28
$117,300$117,300 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 630sqft

7809 38TH Terrace, St Petersburg

6315 SHORELINE Drive #3307, Seminole, FL, 33708 — assumable VA mortgage at 3.00%
VA
Active
41
$289,900$289,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,205sqft

6315 SHORELINE Drive #3307, Seminole

8800 BAY PINES Boulevard #303, St Petersburg, FL, 33709 — assumable VA mortgage at 3.12%
VA
Active
43
$329,000$172,049 equity gap
Rate
3.12%
7.40%today
Payment
$749/mo
$1,212today
  • 1beds
  • 1baths
  • 506sqft

8800 BAY PINES Boulevard #303, St Petersburg

5860 BAYSHORE Drive, Seminole, FL, 33772 — assumable FHA mortgage at 3.40%
FHA
Active
26
$564,900$436,501 equity gap
Rate
3.40%
7.40%today
Payment
$855/mo
$1,334today
  • 3beds
  • 2baths
  • 1,760sqft

5860 BAYSHORE Drive, Seminole

11251 80TH Avenue #307, Seminole, FL, 33772 — assumable VA mortgage at 3.50%
VA
Active
19
$89,900$89,900 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 874sqft

11251 80TH Avenue #307, Seminole

5603 80TH Street #410, St Petersburg, FL, 33709 — assumable VA mortgage at 3.50%
VA
Active
57
$119,775$119,775 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,135sqft

5603 80TH Street #410, St Petersburg

8300 SEMINOLE Boulevard #241, Seminole, FL, 33772 — assumable VA mortgage at 3.50%
VA
Active
16
$59,900$59,900 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 705sqft

8300 SEMINOLE Boulevard #241, Seminole

5217 81ST Street #3, St Petersburg, FL, 33709 — assumable VA mortgage at 3.50%
VA
Active
52
$94,000$94,000 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,010sqft

5217 81ST Street #3, St Petersburg

6027 98TH Way, St Petersburg, FL, 33708 — assumable VA mortgage at 3.50%
VA
Active
20
$400,000$400,000 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • —beds
  • —baths
  • —sqft

6027 98TH Way, St Petersburg

8075 112TH Street #302, Seminole, FL, 33772 — assumable VA mortgage at 3.50%
VA
Active
41
$109,900$109,900 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 874sqft

8075 112TH Street #302, Seminole

6580 SEMINOLE Boulevard #204, Seminole, FL, 33772 — assumable VA mortgage at 3.50%
VA
Active
27
$159,500$159,500 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 772sqft

6580 SEMINOLE Boulevard #204, Seminole

8524 ARABELLA Lane, Seminole, FL, 33777 — assumable VA mortgage at 3.56%
VA
Active
43
$649,999$324,919 equity gap
Rate
3.56%
7.40%today
Payment
$1,719/mo
$2,630today
  • 4beds
  • 4baths
  • 2,177sqft

8524 ARABELLA Lane, Seminole

11365 81ST Avenue, Seminole, FL, 33772 — assumable VA mortgage at 5.11%
VA
Active
38
$359,000$27,768 equity gap
Rate
5.11%
7.40%today
Payment
$1,930/mo
$2,458today
  • 2beds
  • 1baths
  • 1,032sqft

11365 81ST Avenue, Seminole

9940 47TH Avenue #216, St Petersburg, FL, 33708 — assumable VA mortgage at 3.71%
VA
Active
27
$120,000$104,048 equity gap
Rate
3.71%
7.40%today
Payment
$524/mo
$620today
  • 1beds
  • 1baths
  • 745sqft

9940 47TH Avenue #216, St Petersburg

8800 BAY PINES Boulevard #212, St Petersburg, FL, 33709 — assumable VA mortgage at 3.88%
VA
Active
38
$349,000$222,164 equity gap
Rate
3.88%
7.40%today
Payment
$700/mo
$1,030today
  • 1beds
  • 1baths
  • 506sqft

8800 BAY PINES Boulevard #212, St Petersburg

11428 75TH Avenue, Seminole, FL, 33772 — assumable FHA mortgage at 3.89%
FHA
Active
27
$360,000$228,060 equity gap
Rate
3.89%
7.40%today
Payment
$832/mo
$1,223today
  • 3beds
  • 2baths
  • 1,598sqft

11428 75TH Avenue, Seminole

7740 40TH Terrace, St Petersburg, FL, 33709 — assumable VA mortgage at 3.99%
VA
Active
51
$499,900$264,179 equity gap
Rate
3.99%
7.40%today
Payment
$1,359/mo
$1,973today
  • 4beds
  • 2baths
  • 1,777sqft

7740 40TH Terrace, St Petersburg

11615 PARK Boulevard, Seminole, FL, 33772 — assumable FHA mortgage at 5.30%
FHA
Active
33
$400,000$43,964 equity gap
Rate
5.30%
7.40%today
Payment
$2,105/mo
$2,624today
  • 3beds
  • 2baths
  • 1,483sqft

11615 PARK Boulevard, Seminole

7059 ISLAMORADA Circle, Seminole, FL, 33777 — assumable FHA mortgage at 4.16%
FHA
Active
38
$499,000$326,184 equity gap
Rate
4.16%
7.40%today
Payment
$1,040/mo
$1,479today
  • 3beds
  • 3baths
  • 2,088sqft

7059 ISLAMORADA Circle, Seminole

11442 86TH Avenue, Seminole, FL, 33772 — assumable FHA mortgage at 4.17%
FHA
Active
44
$369,900$304,969 equity gap
Rate
4.17%
7.40%today
Payment
$428/mo
$608today
  • 3beds
  • 2baths
  • 1,144sqft

11442 86TH Avenue, Seminole

5234 YELLOW PINE Street, St Petersburg, FL, 33709 — assumable VA mortgage at 6.74%
VA
Active
26
$255,000$12,616 equity gap
Rate
6.74%
7.40%today
Payment
$1,587/mo
$1,696today
  • 3beds
  • 2baths
  • 1,066sqft

5234 YELLOW PINE Street, St Petersburg

7782 93RD Street, Seminole, FL, 33777 — assumable VA mortgage at 6.90%
VA
Active
36
$389,000$7,488 equity gap
Rate
6.90%
7.40%today
Payment
$2,597/mo
$2,730today
  • 2beds
  • 3baths
  • 1,534sqft

7782 93RD Street, Seminole

8490 92ND TER, Seminole, FL, 33777 — assumable FHA mortgage at 6.32%
FHA
Active
14
$327,000$31,039 equity gap
Rate
6.32%
7.40%today
Payment
$1,918/mo
$2,141today
  • 3beds
  • 2baths
  • 1,202sqft

8490 92ND TER, Seminole

9372 88TH Way, Seminole, FL, 33777 — assumable VA mortgage at 6.81%
VA
Active
29
$330,000$40,261 equity gap
Rate
6.81%
7.40%today
Payment
$1,957/mo
$2,076today
  • 2beds
  • 2baths
  • 868sqft

9372 88TH Way, Seminole

Assuming a mortgage in Seminole

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.28%
Lowest existing payment
$333 /mo
Median cash to assume
$144,366
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.