Chris Prendergast

Chris Prendergast

Assumable homes for sale in Silver Point, TN

12 homesFHA & VA loansrates from 2.71% vs 7.40% today

Silver Point assumption guide
135 Shiloh Ln, Smithville, TN, 37166 — assumable VA mortgage at 2.71%
VA
Active
56
$434,000$203,518 equity gap
Rate
2.71%
7.40%today
Payment
$1,076/mo
$1,835today
  • 4beds
  • 3baths
  • 2,240sqft

135 Shiloh Ln, Smithville

16600 Center Hill Dam Rd, Silver Point, TN, 38582 — assumable FHA mortgage at 2.90%
FHA
Active
33
$345,000$174,334 equity gap
Rate
2.90%
7.40%today
Payment
$844/mo
$1,387today
  • 4beds
  • 2baths
  • 2,960sqft

16600 Center Hill Dam Rd, Silver Point

1360 Dunavin Dr, Baxter, TN, 38544 — assumable FHA mortgage at 2.99%
FHA
Active
24
$184,900$89,128 equity gap
Rate
2.99%
7.40%today
Payment
$451/mo
$741today
  • 2beds
  • 1baths
  • 1,076sqft

1360 Dunavin Dr, Baxter

178 Mullican Dr, Smithville, TN, 37166 — assumable FHA mortgage at 3.07%
FHA
Active
83
$699,999$375,077 equity gap
Rate
3.07%
7.40%today
Payment
$1,542/mo
$2,511today
  • 1beds
  • 3baths
  • 2,660sqft

178 Mullican Dr, Smithville

7220 Friendly Rd, Baxter, TN, 38544 — assumable FHA mortgage at 3.55%
FHA
Active
27
$274,929$258,513 equity gap
Rate
3.55%
7.40%today
Payment
$120/mo
$157today
  • 3beds
  • 2baths
  • 1,408sqft

7220 Friendly Rd, Baxter

161 Shiloh Ln, Smithville, TN, 37166 — assumable VA mortgage at 5.00%
VA
Active
38
$320,000$56,482 equity gap
Rate
5.00%
7.40%today
Payment
$1,535/mo
$1,970today
  • 4beds
  • 2baths
  • 2,138sqft

161 Shiloh Ln, Smithville

480 Seaton Dr, Smithville, TN, 37166 — assumable VA mortgage at 3.75%
VA
Active
58
$725,000$431,352 equity gap
Rate
3.75%
7.40%today
Payment
$1,579/mo
$2,360today
  • 3beds
  • 4baths
  • 2,400sqft

480 Seaton Dr, Smithville

191 Dale Mires Ln, Baxter, TN, 38544 — assumable FHA mortgage at 6.78%
FHA
Active
42
$254,900$22,038 equity gap
Rate
6.78%
7.40%today
Payment
$1,549/mo
$1,648today
  • 3beds
  • 3baths
  • 1,536sqft

191 Dale Mires Ln, Baxter

3754 Shady Oak Circle, Cookeville, TN, 38501 — assumable VA mortgage at 6.49%
VA
Active
36
$349,900$73,864 equity gap
Rate
6.49%
7.40%today
Payment
$1,825/mo
$2,001today
  • 5beds
  • 2baths
  • 2,688sqft

3754 Shady Oak Circle, Cookeville

473 Ponder Rd, Smithville, TN, 37166 — assumable VA mortgage at 5.23%
VA
Active
34
$389,000$163,226 equity gap
Rate
5.23%
7.40%today
Payment
$1,352/mo
$1,691today
  • 3beds
  • 2baths
  • 2,018sqft

473 Ponder Rd, Smithville

3944 Crawford Rd, Silver Point, TN, 38582 — assumable FHA mortgage at 5.62%
FHA
Active
14
$111,499$70,793 equity gap
Rate
5.62%
7.40%today
Payment
$450/mo
$541today
  • —beds
  • —baths
  • —sqft

3944 Crawford Rd, Silver Point

1100 Main St, Baxter, TN, 38544 — assumable FHA mortgage at 6.39%
FHA
Active
$550,000$291,798 equity gap
Rate
6.39%
7.40%today
Payment
$1,678/mo
$1,860today
  • 4beds
  • 3baths
  • 2,544sqft

1100 Main St, Baxter

Assuming a mortgage in Silver Point

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$450 /mo
Median cash to assume
$168,780
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.