Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Sims, NC

17 homesFHA & VA loansrates from 2.99% vs 7.40% today

Sims assumption guide
2608 Stedman Drive, Wilson, NC, 27896 — assumable FHA mortgage at 2.99%
FHA
Active
15
$235,000$82,603 equity gap
Rate
2.99%
7.40%today
Payment
$724/mo
$1,190today
  • 3beds
  • 2baths
  • 1,244sqft

2608 Stedman Drive, Wilson

4511 Bobwhite Trail, Wilson, NC, 27896 — assumable VA mortgage at 4.16%
VA
Active
28
$299,900$55,543 equity gap
Rate
4.16%
7.40%today
Payment
$1,292/mo
$1,838today
  • 5beds
  • 4baths
  • 2,600sqft

4511 Bobwhite Trail, Wilson

11002 Selma Road, Middlesex, NC, 27557 — assumable FHA mortgage at 3.15%
FHA
Active
59
$320,000$163,839 equity gap
Rate
3.15%
7.40%today
Payment
$775/mo
$1,249today
  • 3beds
  • 3baths
  • 1,628sqft

11002 Selma Road, Middlesex

105 Brentwood Drive, Wilson, NC, 27893 — assumable FHA mortgage at 3.78%
FHA
Active
15
$285,000$127,650 equity gap
Rate
3.78%
7.40%today
Payment
$847/mo
$1,261today
  • 4beds
  • 3baths
  • 2,094sqft

105 Brentwood Drive, Wilson

6985 Stokes Road, Middlesex, NC, 27557 — assumable FHA mortgage at 3.94%
FHA
Active
28
$188,500$108,003 equity gap
Rate
3.94%
7.40%today
Payment
$465/mo
$680today
  • 4beds
  • 2baths
  • 1,608sqft

6985 Stokes Road, Middlesex

4081 Origin Drive, Bailey, NC, 27807 — assumable VA mortgage at 6.18%
VA
Active
33
$325,000$8,024 equity gap
Rate
6.18%
7.40%today
Payment
$1,951/mo
$2,210today
  • 3beds
  • 2baths
  • 1,569sqft

4081 Origin Drive, Bailey

4370 Needham Road, Bailey, NC, 27807 — assumable FHA mortgage at 6.20%
FHA
Active
27
$290,000$22,152 equity gap
Rate
6.20%
7.40%today
Payment
$1,678/mo
$1,897today
  • 3beds
  • 2baths
  • 1,835sqft

4370 Needham Road, Bailey

6862 Fire Tower Road, Bailey, NC, 27807 — assumable VA mortgage at 6.50%
VA
Active
45
$435,000$28,348 equity gap
Rate
6.50%
7.40%today
Payment
$2,585/mo
$2,831today
  • 3beds
  • 3baths
  • 2,148sqft

6862 Fire Tower Road, Bailey

9205 Raccoon Drive, Middlesex, NC, 27557 — assumable FHA mortgage at 6.88%
FHA
Active
20
$373,000$39,509 equity gap
Rate
6.88%
7.40%today
Payment
$2,249/mo
$2,369today
  • 3beds
  • 2baths
  • 1,690sqft

9205 Raccoon Drive, Middlesex

3609 Fulton Place, Wilson, NC, 27896 — assumable FHA mortgage at 6.95%
FHA
Active
39
$270,000$36,793 equity gap
Rate
6.95%
7.40%today
Payment
$1,579/mo
$1,651today
  • 3beds
  • 2baths
  • 1,650sqft

3609 Fulton Place, Wilson

101 Joyce Drive, Middlesex, NC, 27557 — assumable FHA mortgage at 6.96%
FHA
Active
30
$224,900$27,867 equity gap
Rate
6.96%
7.40%today
Payment
$1,349/mo
$1,409today
  • 3beds
  • 2baths
  • 1,326sqft

101 Joyce Drive, Middlesex

4109 Huntsmoor Lane, Wilson, NC, 27896 — assumable FHA mortgage at 6.49%
FHA
Active
24
$224,900$54,055 equity gap
Rate
6.49%
7.40%today
Payment
$1,080/mo
$1,184today
  • 3beds
  • 2baths
  • 1,172sqft

4109 Huntsmoor Lane, Wilson

4530 Virginia Road, Wilson, NC, 27893 — assumable VA mortgage at 6.64%
VA
Active
37
$225,000$49,966 equity gap
Rate
6.64%
7.40%today
Payment
$1,154/mo
$1,246today
  • 3beds
  • 2baths
  • 1,304sqft

4530 Virginia Road, Wilson

204 Gray Street, Wilson, NC, 27893 — assumable VA mortgage at 6.72%
VA
Active
56
$319,900$84,529 equity gap
Rate
6.72%
7.40%today
Payment
$1,538/mo
$1,647today
  • 4beds
  • 3baths
  • 3,139sqft

204 Gray Street, Wilson

9001 Fox Trot Circle, Middlesex, NC, 27557 — assumable VA mortgage at 6.47%
VA
Active
33
$380,000$130,759 equity gap
Rate
6.47%
7.40%today
Payment
$1,606/mo
$1,765today
  • 3beds
  • 2baths
  • 1,938sqft

9001 Fox Trot Circle, Middlesex

3913 Huntsmoor Lane, Wilson, NC, 27896 — assumable FHA mortgage at 6.77%
FHA
Active
22
$275,000$267,667 equity gap
Rate
6.77%
7.40%today
Payment
$49/mo
$52today
  • 4beds
  • 3baths
  • 2,068sqft

3913 Huntsmoor Lane, Wilson

9391 Shallow Creek Trail, Bailey, NC, 27807 — assumable FHA mortgage at 6.96%
FHA
Active
31
$365,000$58,947 equity gap
Rate
6.96%
7.40%today
Payment
$2,095/mo
$2,189today
  • 4beds
  • 3baths
  • 2,447sqft

9391 Shallow Creek Trail, Bailey

Assuming a mortgage in Sims

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.99%
Lowest existing payment
$465 /mo
Median cash to assume
$55,543
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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