Chris Prendergast

Chris Prendergast

Assumable homes for sale in Smyrna, TN

9 homesVA & FHA loansrates from 2.71% vs 7.40% today

Smyrna assumption guide
307 Bountiful Dr, Smyrna, TN, 37167 — assumable VA mortgage at 2.71%
VA
Active
29
$414,900$147,515 equity gap
Rate
2.71%
7.40%today
Payment
$1,249/mo
$2,129today
  • 3beds
  • 2baths
  • 1,806sqft

307 Bountiful Dr, Smyrna

109 Shirley Ct, Smyrna, TN, 37167 — assumable VA mortgage at 3.05%
VA
Active
31
$349,900$143,869 equity gap
Rate
3.05%
7.40%today
Payment
$976/mo
$1,592today
  • 3beds
  • 2baths
  • 1,125sqft

109 Shirley Ct, Smyrna

510 McGrath Dr, Smyrna, TN, 37167 — assumable FHA mortgage at 5.10%
FHA
Active
61
$589,999$97,762 equity gap
Rate
5.10%
7.40%today
Payment
$2,860/mo
$3,647today
  • 5beds
  • 3baths
  • 2,946sqft

510 McGrath Dr, Smyrna

5853 Seminary Rd, Smyrna, TN, 37167 — assumable FHA mortgage at 3.91%
FHA
Active
35
$379,990$243,608 equity gap
Rate
3.91%
7.40%today
Payment
$788/mo
$1,156today
  • 4beds
  • 2baths
  • 1,600sqft

5853 Seminary Rd, Smyrna

2148 Alteras Dr, Smyrna, TN, 37167 — assumable VA mortgage at 4.44%
VA
Active
27
$409,100$162,693 equity gap
Rate
4.44%
7.40%today
Payment
$1,477/mo
$2,033today
  • 3beds
  • 2baths
  • 1,981sqft

2148 Alteras Dr, Smyrna

1011 Sky Valley Trl, Smyrna, TN, 37167 — assumable VA mortgage at 6.35%
VA
Active
31
$385,000$17,730 equity gap
Rate
6.35%
7.40%today
Payment
$2,333/mo
$2,596today
  • 4beds
  • 2baths
  • 1,620sqft

1011 Sky Valley Trl, Smyrna

405 Spitzy Ln, Smyrna, TN, 37167 — assumable FHA mortgage at 6.82%
FHA
Active
21
$415,000$25,995 equity gap
Rate
6.82%
7.40%today
Payment
$2,606/mo
$2,762today
  • 3beds
  • 3baths
  • 2,010sqft

405 Spitzy Ln, Smyrna

360 Camargue Ct, Smyrna, TN, 37167 — assumable VA mortgage at 7.12%
VA
Active
26
$365,000$18,938 equity gap
Rate
7.12%
7.40%today
Payment
$2,403/mo
$2,470today
  • 3beds
  • 3baths
  • 1,902sqft

360 Camargue Ct, Smyrna

711 Clear Cir, Smyrna, TN, 37167 — assumable FHA mortgage at 6.67%
FHA
Active
21
$379,900$41,352 equity gap
Rate
6.67%
7.40%today
Payment
$2,210/mo
$2,379today
  • 3beds
  • 3baths
  • 1,516sqft

711 Clear Cir, Smyrna

Assuming a mortgage in Smyrna

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$788 /mo
Median cash to assume
$97,762
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.