Chris Prendergast

Chris Prendergast

Assumable homes for sale in Soddy-Daisy, TN

24 homesFHA & VA loansrates from 2.72% vs 7.40% today

Soddy-Daisy assumption guide
1767 Breeze Drive, Soddy Daisy, TN, 37379 — assumable VA mortgage at 3.14%
VA
Active
35
$365,000$139,653 equity gap
Rate
3.14%
7.40%today
Payment
$1,076/mo
$1,735today
  • 3beds
  • 2baths
  • 1,491sqft

1767 Breeze Drive, Soddy Daisy

8651 Highway 58, Harrison, TN, 37341 — assumable FHA mortgage at 2.72%
FHA
Active
32
$300,000$129,388 equity gap
Rate
2.72%
7.40%today
Payment
$798/mo
$1,358today
  • 3beds
  • 2baths
  • 2,079sqft

8651 Highway 58, Harrison

7311 Creek Ridge Drive, Harrison, TN, 37341 — assumable VA mortgage at 2.79%
VA
Active
45
$649,900$290,980 equity gap
Rate
2.79%
7.40%today
Payment
$1,687/mo
$2,846today
  • 6beds
  • 5baths
  • 4,184sqft

7311 Creek Ridge Drive, Harrison

7232 Cane Hollow Rd, Hixson, TN, 37343 — assumable FHA mortgage at 2.81%
FHA
Active
45
$409,900$195,428 equity gap
Rate
2.81%
7.40%today
Payment
$1,017/mo
$1,712today
  • 3beds
  • 3baths
  • 2,484sqft

7232 Cane Hollow Rd, Hixson

9680 Slippery Elm Ln, Soddy Daisy, TN, 37379 — assumable FHA mortgage at 2.88%
FHA
Active
30
$350,000$188,066 equity gap
Rate
2.88%
7.40%today
Payment
$756/mo
$1,261today
  • 4beds
  • 3baths
  • 2,050sqft

9680 Slippery Elm Ln, Soddy Daisy

193 E Highwater Road, Soddy Daisy, TN, 37379 — assumable VA mortgage at 3.05%
VA
Active
8
$44,999Potential short sale
Rate
3.05%
7.40%today
Payment
$1,174/mo
$1,915today
  • —beds
  • —baths
  • —sqft

193 E Highwater Road, Soddy Daisy

203 Northern Trails Drive, Soddy Daisy, TN, 37379 — assumable FHA mortgage at 3.56%
FHA
Active
35
$225,000$84,264 equity gap
Rate
3.56%
7.40%today
Payment
$700/mo
$1,072today
  • 3beds
  • 2baths
  • 1,404sqft

203 Northern Trails Drive, Soddy Daisy

3517 Henson Gap Rd, Dunlap, TN, 37327 — assumable VA mortgage at 3.34%
VA
Active
28
$899,900$450,045 equity gap
Rate
3.34%
7.40%today
Payment
$2,278/mo
$3,583today
  • 4beds
  • 3baths
  • 2,860sqft

3517 Henson Gap Rd, Dunlap

1405 Highcrest Court, Hixson, TN, 37343 — assumable FHA mortgage at 3.36%
FHA
Active
41
$340,000$256,767 equity gap
Rate
3.36%
7.40%today
Payment
$555/mo
$870today
  • 4beds
  • 3baths
  • 2,238sqft

1405 Highcrest Court, Hixson

414 Northmont Road, Hixson, TN, 37343 — assumable FHA mortgage at 3.49%
FHA
Active
22
$315,000$176,798 equity gap
Rate
3.49%
7.40%today
Payment
$726/mo
$1,120today
  • 3beds
  • 2baths
  • 1,918sqft

414 Northmont Road, Hixson

8831 E Ridge Trail Road, Soddy Daisy, TN, 37379 — assumable VA mortgage at 3.76%
VA
Active
49
$348,900$197,723 equity gap
Rate
3.76%
7.40%today
Payment
$766/mo
$1,144today
  • 3beds
  • 2baths
  • 2,240sqft

8831 E Ridge Trail Road, Soddy Daisy

1320 Gadd Road, Hixson, TN, 37343 — assumable VA mortgage at 6.26%
VA
Active
37
$330,000$25,227 equity gap
Rate
6.26%
7.40%today
Payment
$1,897/mo
$2,131today
  • 4beds
  • 3baths
  • 1,600sqft

1320 Gadd Road, Hixson

7116 Bramlett Lane, Harrison, TN, 37341 — assumable FHA mortgage at 6.86%
FHA
Active
23
$299,999$21,680 equity gap
Rate
6.86%
7.40%today
Payment
$1,868/mo
$1,972today
  • 3beds
  • 2baths
  • 1,650sqft

7116 Bramlett Lane, Harrison

6814 Savannah Estates Drive, Harrison, TN, 37341 — assumable VA mortgage at 7.22%
VA
Active
22
$275,000$25,027 equity gap
Rate
7.22%
7.40%today
Payment
$1,738/mo
$1,770today
  • 3beds
  • 2baths
  • 1,800sqft

6814 Savannah Estates Drive, Harrison

308 Coleman Road, Soddy Daisy, TN, 37379 — assumable FHA mortgage at 6.39%
FHA
Active
26
$240,000$38,060 equity gap
Rate
6.39%
7.40%today
Payment
$1,313/mo
$1,455today
  • 3beds
  • 1baths
  • 920sqft

308 Coleman Road, Soddy Daisy

7235 Hydrus Drive, Harrison, TN, 37341 — assumable FHA mortgage at 6.70%
FHA
Active
11
$289,900$56,509 equity gap
Rate
6.70%
7.40%today
Payment
$1,578/mo
$1,693today
  • 3beds
  • 2baths
  • 1,082sqft

7235 Hydrus Drive, Harrison

8929 Grey Reed Drive, Ooltewah, TN, 37363 — assumable VA mortgage at 6.71%
VA
Active
48
$799,900$84,580 equity gap
Rate
6.71%
7.40%today
Payment
$4,791/mo
$5,135today
  • 4beds
  • 4baths
  • 3,002sqft

8929 Grey Reed Drive, Ooltewah

5000 Sawyer Road, Signal Mountain, TN, 37377 — assumable VA mortgage at 6.75%
VA
Active
49
$375,000$68,304 equity gap
Rate
6.75%
7.40%today
Payment
$2,011/mo
$2,146today
  • 3beds
  • 2baths
  • 1,620sqft

5000 Sawyer Road, Signal Mountain

13215 Emerald Creek Cir, Soddy Daisy, TN, 37379 — assumable FHA mortgage at 6.86%
FHA
Active
33
$329,900$49,714 equity gap
Rate
6.86%
7.40%today
Payment
$2,021/mo
$2,121today
  • 6beds
  • 4baths
  • 1,350sqft

13215 Emerald Creek Cir, Soddy Daisy

1302 Little Sorrel Road, Hixson, TN, 37343 — assumable FHA mortgage at 6.86%
FHA
Active
46
$615,000$118,979 equity gap
Rate
6.86%
7.40%today
Payment
$3,325/mo
$3,510today
  • 3beds
  • 3baths
  • 2,457sqft

1302 Little Sorrel Road, Hixson

65 Lynnbrook Circle, Chattanooga, TN, 37415 — assumable FHA mortgage at 6.61%
FHA
Active
22
$330,000$76,302 equity gap
Rate
6.61%
7.40%today
Payment
$1,672/mo
$1,811today
  • 3beds
  • 3baths
  • 1,800sqft

65 Lynnbrook Circle, Chattanooga

2214 N Fork Drive, Soddy Daisy, TN, 37379 — assumable VA mortgage at 6.69%
VA
Active
46
$372,500$99,992 equity gap
Rate
6.69%
7.40%today
Payment
$1,808/mo
$1,942today
  • 3beds
  • 2baths
  • 1,839sqft

2214 N Fork Drive, Soddy Daisy

9328 Branford Drive, Soddy Daisy, TN, 37379 — assumable FHA mortgage at 7.10%
FHA
Active
36
$310,000$81,732 equity gap
Rate
7.10%
7.40%today
Payment
$1,571/mo
$1,618today
  • 3beds
  • 3baths
  • 1,450sqft

9328 Branford Drive, Soddy Daisy

1718 Lake Wood Circle, Hixson, TN, 37343 — assumable FHA mortgage at 6.60%
FHA
Active
33
$393,900$121,167 equity gap
Rate
6.60%
7.40%today
Payment
$1,794/mo
$1,944today
  • 4beds
  • 3baths
  • 2,174sqft

1718 Lake Wood Circle, Hixson

Assuming a mortgage in Soddy-Daisy

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$555 /mo
Median cash to assume
$99,992
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.