Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Somerset, WI

10 homesFHA & VA loansrates from 3.16% vs 7.40% today

Somerset assumption guide
1365 Martin Court, New Richmond, WI, 54017 — assumable FHA mortgage at 3.16%
FHA
Active
30
$415,000$197,710 equity gap
Rate
3.16%
7.40%today
Payment
$1,077/mo
$1,734today
  • 4beds
  • 3baths
  • 2,485sqft

1365 Martin Court, New Richmond

630 Main Street #412, Stillwater, MN, 55082 — assumable FHA mortgage at 3.20%
FHA
Active
58
$695,000$616,131 equity gap
Rate
3.20%
7.40%today
Payment
$1,134/mo
$1,493today
  • 2beds
  • 2baths
  • 1,589sqft

630 Main Street #412, Stillwater

704 Mulberry Street, Stillwater, MN, 55082 — assumable FHA mortgage at 3.68%
FHA
Active
22
$320,000$107,096 equity gap
Rate
3.68%
7.40%today
Payment
$1,132/mo
$1,706today
  • 3beds
  • 2baths
  • 1,760sqft

704 Mulberry Street, Stillwater

1252 Rolling Hills Trail, Hudson, WI, 54016 — assumable FHA mortgage at 3.70%
FHA
Active
53
$695,000$461,070 equity gap
Rate
3.70%
7.40%today
Payment
$1,246/mo
$1,874today
  • 4beds
  • 2baths
  • 2,670sqft

1252 Rolling Hills Trail, Hudson

2079 Asplund Road, New Richmond, WI, 54017 — assumable FHA mortgage at 4.00%
FHA
Active
15
$399,900$294,748 equity gap
Rate
4.00%
7.40%today
Payment
$826/mo
$1,198today
  • 3beds
  • 2baths
  • 2,012sqft

2079 Asplund Road, New Richmond

229 2nd Street, New Richmond, WI, 54017 — assumable VA mortgage at 6.87%
VA
Active
33
$290,000Potential short sale
Rate
6.87%
7.40%today
Payment
$2,003/mo
$2,112today
  • 3beds
  • 3baths
  • 1,885sqft

229 2nd Street, New Richmond

2394 110th Street, New Richmond, WI, 54017 — assumable FHA mortgage at 5.23%
FHA
Active
60
$450,000$108,061 equity gap
Rate
5.23%
7.40%today
Payment
$2,013/mo
$2,530today
  • 3beds
  • 3baths
  • 2,254sqft

2394 110th Street, New Richmond

534 Derrick Drive, New Richmond, WI, 54017 — assumable VA mortgage at 4.65%
VA
Active
38
$345,000$149,357 equity gap
Rate
4.65%
7.40%today
Payment
$1,180/mo
$1,584today
  • 3beds
  • 2baths
  • 2,309sqft

534 Derrick Drive, New Richmond

360 144th Avenue, Houlton, WI, 54082 — assumable FHA mortgage at 5.07%
FHA
Active
61
$725,000$507,605 equity gap
Rate
5.07%
7.40%today
Payment
$1,889/mo
$2,417today
  • 6beds
  • 3baths
  • 2,728sqft

360 144th Avenue, Houlton

2203 100th Street, Somerset, WI, 54025 — assumable FHA mortgage at 6.50%
FHA
Active
44
$385,000$193,257 equity gap
Rate
6.50%
7.40%today
Payment
$1,239/mo
$1,358today
  • 4beds
  • 2baths
  • 1,674sqft

2203 100th Street, Somerset

Assuming a mortgage in Somerset

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.16%
Lowest existing payment
$826 /mo
Median cash to assume
$197,710
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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