Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Springfield, TN

40 homesFHA & VA loansrates from 2.31% vs 7.40% today

Springfield assumption guide
3434 Kinneys Rd, Cedar Hill, TN, 37032 — assumable VA mortgage at 3.89%
VA
Active
90
$586,500$61,422 equity gap
Rate
3.89%
7.40%today
Payment
$2,698/mo
$3,965today
  • 4beds
  • 3baths
  • 2,335sqft

3434 Kinneys Rd, Cedar Hill

222 Hillview Way, Springfield, TN, 37172 — assumable FHA mortgage at 2.31%
FHA
Active
14
$339,000$177,464 equity gap
Rate
2.31%
7.40%today
Payment
$1,406/mo
$1,969today
  • 3beds
  • 2baths
  • 1,324sqft

222 Hillview Way, Springfield

5843 Highway 41, Cedar Hill, TN, 37032 — assumable VA mortgage at 2.87%
VA
Active
44
$815,000$409,633 equity gap
Rate
2.87%
7.40%today
Payment
$1,891/mo
$3,157today
  • 3beds
  • 3baths
  • 2,264sqft

5843 Highway 41, Cedar Hill

4711 Mount Zion Rd, Springfield, TN, 37172 — assumable VA mortgage at 2.88%
VA
Active
36
$750,000$421,664 equity gap
Rate
2.88%
7.40%today
Payment
$1,853/mo
$2,901today
  • 4beds
  • 4baths
  • 3,026sqft

4711 Mount Zion Rd, Springfield

4046 Summit Dr, Greenbrier, TN, 37073 — assumable FHA mortgage at 2.98%
FHA
Active
34
$464,900$315,375 equity gap
Rate
2.98%
7.40%today
Payment
$727/mo
$1,198today
  • 3beds
  • 3baths
  • 2,097sqft

4046 Summit Dr, Greenbrier

306 Corbitt Ln, Springfield, TN, 37172 — assumable VA mortgage at 3.85%
VA
Active
53
$315,000$89,043 equity gap
Rate
3.85%
7.40%today
Payment
$1,156/mo
$1,707today
  • 3beds
  • 2baths
  • 1,225sqft

306 Corbitt Ln, Springfield

4092 Summit Dr, Greenbrier, TN, 37073 — assumable FHA mortgage at 3.44%
FHA
Active
29
$449,900$383,340 equity gap
Rate
3.44%
7.40%today
Payment
$1,108/mo
$1,434today
  • 3beds
  • 2baths
  • 2,197sqft

4092 Summit Dr, Greenbrier

1356 Main St, Greenbrier, TN, 37073 — assumable FHA mortgage at 3.74%
FHA
Active
42
$364,999$139,990 equity gap
Rate
3.74%
7.40%today
Payment
$1,203/mo
$1,801today
  • 3beds
  • 3baths
  • 1,738sqft

1356 Main St, Greenbrier

117 Thomas Holman Cir, Springfield, TN, 37172 — assumable VA mortgage at 3.46%
VA
Active
42
$385,000$267,882 equity gap
Rate
3.46%
7.40%today
Payment
$673/mo
$1,043today
  • 3beds
  • 3baths
  • 2,043sqft

117 Thomas Holman Cir, Springfield

1149 Jonathan Ln, Springfield, TN, 37172 — assumable FHA mortgage at 5.30%
FHA
Active
51
$425,000$19,249 equity gap
Rate
5.30%
7.40%today
Payment
$2,399/mo
$2,991today
  • 3beds
  • 2baths
  • 2,140sqft

1149 Jonathan Ln, Springfield

205 Rose St, Greenbrier, TN, 37073 — assumable FHA mortgage at 3.53%
FHA
Active
20
$349,900$269,864 equity gap
Rate
3.53%
7.40%today
Payment
$532/mo
$817today
  • 3beds
  • 2baths
  • 1,288sqft

205 Rose St, Greenbrier

1661 Main St, Greenbrier, TN, 37073 — assumable FHA mortgage at 4.16%
FHA
Active
44
$489,900$391,418 equity gap
Rate
4.16%
7.40%today
Payment
$645/mo
$917today
  • 4beds
  • 3baths
  • 2,948sqft

1661 Main St, Greenbrier

1514 5th Ave, Springfield, TN, 37172 — assumable FHA mortgage at 6.58%
FHA
Active
34
$400,000$11,295 equity gap
Rate
6.58%
7.40%today
Payment
$2,503/mo
$2,719today
  • 5beds
  • 3baths
  • 2,746sqft

1514 5th Ave, Springfield

357 Fieldstone Ln, Springfield, TN, 37172 — assumable FHA mortgage at 7.02%
FHA
Active
58
$368,900$16,784 equity gap
Rate
7.02%
7.40%today
Payment
$2,402/mo
$2,495today
  • 3beds
  • 2baths
  • 1,658sqft

357 Fieldstone Ln, Springfield

5074 Mount Zion Rd, Springfield, TN, 37172 — assumable FHA mortgage at 6.08%
FHA
Active
58
$609,900$43,217 equity gap
Rate
6.08%
7.40%today
Payment
$3,507/mo
$4,015today
  • 3beds
  • 2baths
  • 2,241sqft

5074 Mount Zion Rd, Springfield

1804 Park St, Springfield, TN, 37172 — assumable FHA mortgage at 6.32%
FHA
Active
13
$299,900$26,755 equity gap
Rate
6.32%
7.40%today
Payment
$1,766/mo
$1,971today
  • 3beds
  • 2baths
  • 1,192sqft

1804 Park St, Springfield

824 Pitt Ave, Springfield, TN, 37172 — assumable FHA mortgage at 6.58%
FHA
Active
30
$249,900$13,577 equity gap
Rate
6.58%
7.40%today
Payment
$1,520/mo
$1,651today
  • 3beds
  • 2baths
  • 1,296sqft

824 Pitt Ave, Springfield

152 Julia Ann Ct, Springfield, TN, 37172 — assumable VA mortgage at 6.58%
VA
Active
10
$365,000$31,639 equity gap
Rate
6.58%
7.40%today
Payment
$2,146/mo
$2,332today
  • 3beds
  • 2baths
  • 1,457sqft

152 Julia Ann Ct, Springfield

7339 Chowning Rd, Springfield, TN, 37172 — assumable VA mortgage at 6.75%
VA
Active
49
$619,900$39,771 equity gap
Rate
6.75%
7.40%today
Payment
$3,803/mo
$4,060today
  • 3beds
  • 3baths
  • 2,411sqft

7339 Chowning Rd, Springfield

2075 Justice St, Greenbrier, TN, 37073 — assumable FHA mortgage at 6.78%
FHA
Active
26
$349,900$31,829 equity gap
Rate
6.78%
7.40%today
Payment
$2,107/mo
$2,243today
  • 3beds
  • 2baths
  • 1,321sqft

2075 Justice St, Greenbrier

606 Smith St, Springfield, TN, 37172 — assumable FHA mortgage at 7.12%
FHA
Active
26
$339,900$30,379 equity gap
Rate
7.12%
7.40%today
Payment
$2,149/mo
$2,209today
  • 4beds
  • 3baths
  • 1,460sqft

606 Smith St, Springfield

703 5th Ave, Springfield, TN, 37172 — assumable FHA mortgage at 7.18%
FHA
Active
39
$329,900$27,245 equity gap
Rate
7.18%
7.40%today
Payment
$2,115/mo
$2,162today
  • 2beds
  • 1baths
  • 1,570sqft

703 5th Ave, Springfield

1357 Main St, Greenbrier, TN, 37073 — assumable FHA mortgage at 6.17%
FHA
Active
32
$294,999$37,102 equity gap
Rate
6.17%
7.40%today
Payment
$1,589/mo
$1,802today
  • 3beds
  • 2baths
  • 1,284sqft

1357 Main St, Greenbrier

2030 Morgan Ct, Springfield, TN, 37172 — assumable FHA mortgage at 6.27%
FHA
Active
31
$379,900$46,326 equity gap
Rate
6.27%
7.40%today
Payment
$2,156/mo
$2,420today
  • 4beds
  • 3baths
  • 1,835sqft

2030 Morgan Ct, Springfield

3043 Easy Goer Ln, Greenbrier, TN, 37073 — assumable VA mortgage at 6.33%
VA
Active
21
$349,900$64,220 equity gap
Rate
6.33%
7.40%today
Payment
$1,857/mo
$2,071today
  • 3beds
  • 2baths
  • 1,217sqft

3043 Easy Goer Ln, Greenbrier

4345 S Garrett Rd, Springfield, TN, 37172 — assumable FHA mortgage at 6.53%
FHA
Active
19
$569,900$84,513 equity gap
Rate
6.53%
7.40%today
Payment
$3,083/mo
$3,367today
  • 3beds
  • 2baths
  • 2,100sqft

4345 S Garrett Rd, Springfield

2341 Tom Austin Hwy, Greenbrier, TN, 37073 — assumable FHA mortgage at 6.58%
FHA
Active
26
$569,900$104,087 equity gap
Rate
6.58%
7.40%today
Payment
$3,106/mo
$3,374today
  • 3beds
  • 2baths
  • 2,108sqft

2341 Tom Austin Hwy, Greenbrier

200 Blackpatch Dr, Springfield, TN, 37172 — assumable FHA mortgage at 6.60%
FHA
Active
49
$349,999$52,597 equity gap
Rate
6.60%
7.40%today
Payment
$1,975/mo
$2,141today
  • 3beds
  • 2baths
  • 1,425sqft

200 Blackpatch Dr, Springfield

3803 Old Greenbrier Pike, Springfield, TN, 37172 — assumable FHA mortgage at 6.63%
FHA
Active
49
$295,000$34,301 equity gap
Rate
6.63%
7.40%today
Payment
$1,698/mo
$1,836today
  • 3beds
  • 2baths
  • 1,620sqft

3803 Old Greenbrier Pike, Springfield

1118 Franklin Dr, Greenbrier, TN, 37073 — assumable FHA mortgage at 6.65%
FHA
Active
32
$349,900$34,780 equity gap
Rate
6.65%
7.40%today
Payment
$2,051/mo
$2,212today
  • 3beds
  • 2baths
  • 1,691sqft

1118 Franklin Dr, Greenbrier

201 16th Ave, Springfield, TN, 37172 — assumable FHA mortgage at 7.08%
FHA
Active
19
$299,999$45,877 equity gap
Rate
7.08%
7.40%today
Payment
$1,778/mo
$1,836today
  • 3beds
  • 2baths
  • 1,400sqft

201 16th Ave, Springfield

409 N Oak St, Springfield, TN, 37172 — assumable FHA mortgage at 5.00%
FHA
Active
27
$424,900$329,756 equity gap
Rate
5.00%
7.40%today
Payment
$834/mo
$1,076today
  • 3beds
  • 2baths
  • 2,200sqft

409 N Oak St, Springfield

674 Lakeside Dr, Springfield, TN, 37172 — assumable FHA mortgage at 5.30%
FHA
Active
45
$425,000$146,734 equity gap
Rate
5.30%
7.40%today
Payment
$1,650/mo
$2,057today
  • 4beds
  • 2baths
  • 2,411sqft

674 Lakeside Dr, Springfield

2404 Savage Creek Dr, Springfield, TN, 37172 — assumable FHA mortgage at 6.30%
FHA
Active
85
$1,199,000$348,454 equity gap
Rate
6.30%
7.40%today
Payment
$5,311/mo
$5,940today
  • 4beds
  • 5baths
  • 4,516sqft

2404 Savage Creek Dr, Springfield

2551 Distillery Rd, Greenbrier, TN, 37073 — assumable FHA mortgage at 6.35%
FHA
Active
29
$475,000$105,555 equity gap
Rate
6.35%
7.40%today
Payment
$2,352/mo
$2,617today
  • 3beds
  • 3baths
  • 1,936sqft

2551 Distillery Rd, Greenbrier

1253 Angus Way, Greenbrier, TN, 37073 — assumable VA mortgage at 6.44%
VA
Active
17
$415,000$93,601 equity gap
Rate
6.44%
7.40%today
Payment
$2,061/mo
$2,271today
  • 3beds
  • 2baths
  • 1,312sqft

1253 Angus Way, Greenbrier

Assuming a mortgage in Springfield

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.31%
Lowest existing payment
$532 /mo
Median cash to assume
$85,535
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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