Chris Prendergast

Chris Prendergast

Assumable homes for sale in Springfield, TN

15 homesFHA & VA loansrates from 2.31% vs 7.40% today

Springfield assumption guide
222 Hillview Way, Springfield, TN, 37172 — assumable FHA mortgage at 2.31%
FHA
Active
14
$339,000$177,464 equity gap
Rate
2.31%
7.40%today
Payment
$1,406/mo
$1,969today
  • 3beds
  • 2baths
  • 1,324sqft

222 Hillview Way, Springfield

306 Corbitt Ln, Springfield, TN, 37172 — assumable VA mortgage at 3.85%
VA
Active
53
$315,000$89,043 equity gap
Rate
3.85%
7.40%today
Payment
$1,156/mo
$1,707today
  • 3beds
  • 2baths
  • 1,225sqft

306 Corbitt Ln, Springfield

117 Thomas Holman Cir, Springfield, TN, 37172 — assumable VA mortgage at 3.46%
VA
Active
42
$385,000$267,882 equity gap
Rate
3.46%
7.40%today
Payment
$673/mo
$1,043today
  • 3beds
  • 3baths
  • 2,043sqft

117 Thomas Holman Cir, Springfield

1149 Jonathan Ln, Springfield, TN, 37172 — assumable FHA mortgage at 5.30%
FHA
Active
51
$425,000$19,249 equity gap
Rate
5.30%
7.40%today
Payment
$2,399/mo
$2,991today
  • 3beds
  • 2baths
  • 2,140sqft

1149 Jonathan Ln, Springfield

1804 Park St, Springfield, TN, 37172 — assumable FHA mortgage at 6.32%
FHA
Active
13
$299,900$26,755 equity gap
Rate
6.32%
7.40%today
Payment
$1,766/mo
$1,971today
  • 3beds
  • 2baths
  • 1,192sqft

1804 Park St, Springfield

824 Pitt Ave, Springfield, TN, 37172 — assumable FHA mortgage at 6.58%
FHA
Active
30
$249,900$13,577 equity gap
Rate
6.58%
7.40%today
Payment
$1,520/mo
$1,651today
  • 3beds
  • 2baths
  • 1,296sqft

824 Pitt Ave, Springfield

152 Julia Ann Ct, Springfield, TN, 37172 — assumable VA mortgage at 6.58%
VA
Active
10
$365,000$31,639 equity gap
Rate
6.58%
7.40%today
Payment
$2,146/mo
$2,332today
  • 3beds
  • 2baths
  • 1,457sqft

152 Julia Ann Ct, Springfield

606 Smith St, Springfield, TN, 37172 — assumable FHA mortgage at 7.12%
FHA
Active
26
$339,900$30,379 equity gap
Rate
7.12%
7.40%today
Payment
$2,149/mo
$2,209today
  • 4beds
  • 3baths
  • 1,460sqft

606 Smith St, Springfield

703 5th Ave, Springfield, TN, 37172 — assumable FHA mortgage at 7.18%
FHA
Active
39
$329,900$26,942 equity gap
Rate
7.18%
7.40%today
Payment
$2,115/mo
$2,162today
  • 2beds
  • 1baths
  • 1,570sqft

703 5th Ave, Springfield

2030 Morgan Ct, Springfield, TN, 37172 — assumable FHA mortgage at 6.27%
FHA
Active
31
$379,900$46,326 equity gap
Rate
6.27%
7.40%today
Payment
$2,156/mo
$2,420today
  • 4beds
  • 3baths
  • 1,835sqft

2030 Morgan Ct, Springfield

200 Blackpatch Dr, Springfield, TN, 37172 — assumable FHA mortgage at 6.60%
FHA
Active
49
$349,999$52,597 equity gap
Rate
6.60%
7.40%today
Payment
$1,975/mo
$2,141today
  • 3beds
  • 2baths
  • 1,425sqft

200 Blackpatch Dr, Springfield

3803 Old Greenbrier Pike, Springfield, TN, 37172 — assumable FHA mortgage at 6.63%
FHA
Active
49
$295,000$34,301 equity gap
Rate
6.63%
7.40%today
Payment
$1,698/mo
$1,836today
  • 3beds
  • 2baths
  • 1,620sqft

3803 Old Greenbrier Pike, Springfield

201 16th Ave, Springfield, TN, 37172 — assumable FHA mortgage at 7.08%
FHA
Active
19
$299,999$45,877 equity gap
Rate
7.08%
7.40%today
Payment
$1,778/mo
$1,836today
  • 3beds
  • 2baths
  • 1,400sqft

201 16th Ave, Springfield

409 N Oak St, Springfield, TN, 37172 — assumable FHA mortgage at 5.00%
FHA
Active
27
$424,900$329,756 equity gap
Rate
5.00%
7.40%today
Payment
$834/mo
$1,076today
  • 3beds
  • 2baths
  • 2,200sqft

409 N Oak St, Springfield

674 Lakeside Dr, Springfield, TN, 37172 — assumable FHA mortgage at 5.30%
FHA
Active
45
$425,000$146,734 equity gap
Rate
5.30%
7.40%today
Payment
$1,650/mo
$2,057today
  • 4beds
  • 2baths
  • 2,411sqft

674 Lakeside Dr, Springfield

Assuming a mortgage in Springfield

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.31%
Lowest existing payment
$673 /mo
Median cash to assume
$45,877
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.