Chris Prendergast

Chris Prendergast

Assumable homes for sale in Spring Hill, TN

63 homesFHA & VA loansrates from 2.25% vs 7.40% today

Spring Hill assumption guide
130 Keelon Gap Rd, Spring Hill, TN, 37174 — assumable FHA mortgage at 3.22%
FHA
Active
22
$349,900$50,667 equity gap
Rate
3.22%
7.40%today
Payment
$1,435/mo
$2,292today
  • 3beds
  • 3baths
  • 1,757sqft

130 Keelon Gap Rd, Spring Hill

2122 Youngfellow Dr, Columbia, TN, 38401 — assumable FHA mortgage at 3.99%
FHA
Active
27
$419,000$17,949 equity gap
Rate
3.99%
7.40%today
Payment
$1,971/mo
$2,862today
  • 3beds
  • 3baths
  • 2,136sqft

2122 Youngfellow Dr, Columbia

2708 Swarm Ct, Columbia, TN, 38401 — assumable FHA mortgage at 3.05%
FHA
Active
28
$335,000$95,134 equity gap
Rate
3.05%
7.40%today
Payment
$1,154/mo
$1,883today
  • 3beds
  • 3baths
  • 1,559sqft

2708 Swarm Ct, Columbia

2014 Sellerback Way, Columbia, TN, 38401 — assumable FHA mortgage at 4.25%
FHA
Active
29
$369,000$17,500 equity gap
Rate
4.25%
7.40%today
Payment
$1,744/mo
$2,454today
  • 3beds
  • 2baths
  • 1,652sqft

2014 Sellerback Way, Columbia

3004 Brisbane Ct, Spring Hill, TN, 37174 — assumable VA mortgage at 2.25%
VA
Active
91
$1,100,000$377,363 equity gap
Rate
2.25%
7.40%today
Payment
$3,167/mo
$5,737today
  • 5beds
  • 5baths
  • 3,949sqft

3004 Brisbane Ct, Spring Hill

2505 Hidden Creek Ct, Columbia, TN, 38401 — assumable FHA mortgage at 2.74%
FHA
Active
31
$299,999$102,601 equity gap
Rate
2.74%
7.40%today
Payment
$912/mo
$1,548today
  • 3beds
  • 3baths
  • 1,440sqft

2505 Hidden Creek Ct, Columbia

949 Carraway Ln, Spring Hill, TN, 37174 — assumable FHA mortgage at 2.75%
FHA
Active
27
$545,000$187,530 equity gap
Rate
2.75%
7.40%today
Payment
$1,669/mo
$2,830today
  • 4beds
  • 4baths
  • 2,638sqft

949 Carraway Ln, Spring Hill

2128 Ravenscourt Dr, Thompsons Station, TN, 37179 — assumable VA mortgage at 2.87%
VA
Active
42
$719,900$231,605 equity gap
Rate
2.87%
7.40%today
Payment
$2,272/mo
$3,795today
  • 4beds
  • 3baths
  • 2,660sqft

2128 Ravenscourt Dr, Thompsons Station

1759 Humphreys Gln, Spring Hill, TN, 37174 — assumable FHA mortgage at 3.05%
FHA
Active
48
$629,000$223,826 equity gap
Rate
3.05%
7.40%today
Payment
$1,949/mo
$3,181today
  • 3beds
  • 3baths
  • 2,106sqft

1759 Humphreys Gln, Spring Hill

2620 Bluffton Ln, Columbia, TN, 38401 — assumable FHA mortgage at 4.12%
FHA
Active
49
$408,000$52,463 equity gap
Rate
4.12%
7.40%today
Payment
$1,747/mo
$2,497today
  • 3beds
  • 3baths
  • 1,970sqft

2620 Bluffton Ln, Columbia

2175 Nectar Ln, Columbia, TN, 38401 — assumable FHA mortgage at 3.29%
FHA
Active
35
$359,900$128,156 equity gap
Rate
3.29%
7.40%today
Payment
$1,181/mo
$1,870today
  • 3beds
  • 3baths
  • 2,055sqft

2175 Nectar Ln, Columbia

2006 Spring Meadow Cir, Spring Hill, TN, 37174 — assumable VA mortgage at 2.71%
VA
Active
13
$450,000$235,173 equity gap
Rate
2.71%
7.40%today
Payment
$1,003/mo
$1,710today
  • 3beds
  • 2baths
  • 1,960sqft

2006 Spring Meadow Cir, Spring Hill

201 Waltons Way, Spring Hill, TN, 37174 — assumable FHA mortgage at 2.73%
FHA
Active
41
$520,000$239,848 equity gap
Rate
2.73%
7.40%today
Payment
$1,305/mo
$2,219today
  • 4beds
  • 3baths
  • 2,826sqft

201 Waltons Way, Spring Hill

2013 Austin Dr, Spring Hill, TN, 37174 — assumable VA mortgage at 2.74%
VA
Active
53
$549,900$229,131 equity gap
Rate
2.74%
7.40%today
Payment
$1,492/mo
$2,534today
  • 5beds
  • 3baths
  • 3,032sqft

2013 Austin Dr, Spring Hill

2815 Trentview Ln, Columbia, TN, 38401 — assumable FHA mortgage at 2.81%
FHA
Active
56
$499,900$247,527 equity gap
Rate
2.81%
7.40%today
Payment
$1,169/mo
$1,968today
  • 4beds
  • 3baths
  • 2,495sqft

2815 Trentview Ln, Columbia

1214 Del Webb Blvd, Spring Hill, TN, 37174 — assumable VA mortgage at 2.98%
VA
Active
42
$539,000$265,172 equity gap
Rate
2.98%
7.40%today
Payment
$1,296/mo
$2,133today
  • 3beds
  • 2baths
  • 1,612sqft

1214 Del Webb Blvd, Spring Hill

1086 Cantwell Pl, Spring Hill, TN, 37174 — assumable VA mortgage at 2.99%
VA
Active
49
$824,900$459,619 equity gap
Rate
2.99%
7.40%today
Payment
$1,775/mo
$2,918today
  • 4beds
  • 4baths
  • 3,658sqft

1086 Cantwell Pl, Spring Hill

125 Megan St, Spring Hill, TN, 37174 — assumable VA mortgage at 3.08%
VA
Active
37
$387,000$220,648 equity gap
Rate
3.08%
7.40%today
Payment
$798/mo
$1,297today
  • 3beds
  • 2baths
  • 1,650sqft

125 Megan St, Spring Hill

4300 Kedron Rd, Spring Hill, TN, 37174 — assumable FHA mortgage at 3.09%
FHA
Active
85
$1,250,000$864,131 equity gap
Rate
3.09%
7.40%today
Payment
$1,886/mo
$3,027today
  • 4beds
  • 4baths
  • 3,834sqft

4300 Kedron Rd, Spring Hill

1006 Autumn Ridge Ct, Spring Hill, TN, 37174 — assumable VA mortgage at 3.16%
VA
Active
70
$869,900$446,132 equity gap
Rate
3.16%
7.40%today
Payment
$2,101/mo
$3,381today
  • 4beds
  • 3baths
  • 3,354sqft

1006 Autumn Ridge Ct, Spring Hill

3171 Les Chappell Rd, Spring Hill, TN, 37174 — assumable FHA mortgage at 3.29%
FHA
Active
38
$698,000$504,907 equity gap
Rate
3.29%
7.40%today
Payment
$1,270/mo
$1,901today
  • 6beds
  • 3baths
  • 3,150sqft

3171 Les Chappell Rd, Spring Hill

104 Southwind Run, Spring Hill, TN, 37174 — assumable VA mortgage at 5.52%
VA
Active
45
$439,000$20,948 equity gap
Rate
5.52%
7.40%today
Payment
$2,527/mo
$3,074today
  • 3beds
  • 2baths
  • 1,915sqft

104 Southwind Run, Spring Hill

1432 Oak Leaf Dr, Columbia, TN, 38401 — assumable FHA mortgage at 3.74%
FHA
Active
86
$715,000$383,814 equity gap
Rate
3.74%
7.40%today
Payment
$1,771/mo
$2,651today
  • 4beds
  • 3baths
  • 2,323sqft

1432 Oak Leaf Dr, Columbia

5242 Lunns Store Rd, Chapel Hill, TN, 37034 — assumable FHA mortgage at 3.85%
FHA
Active
45
$649,900$506,332 equity gap
Rate
3.85%
7.40%today
Payment
$825/mo
$1,219today
  • 3beds
  • 2baths
  • 2,304sqft

5242 Lunns Store Rd, Chapel Hill

390 Hammock Ln, Spring Hill, TN, 37174 — assumable FHA mortgage at 6.12%
FHA
Active
54
$440,000$8,314 equity gap
Rate
6.12%
7.40%today
Payment
$2,743/mo
$3,127today
  • 3beds
  • 3baths
  • 1,632sqft

390 Hammock Ln, Spring Hill

3511 Peace Rd, Columbia, TN, 38401 — assumable FHA mortgage at 6.27%
FHA
Active
30
$399,000$13,775 equity gap
Rate
6.27%
7.40%today
Payment
$2,484/mo
$2,787today
  • 3beds
  • 2baths
  • 1,656sqft

3511 Peace Rd, Columbia

2719 Fordham St, Columbia, TN, 38401 — assumable FHA mortgage at 6.64%
FHA
Active
46
$292,000$10,022 equity gap
Rate
6.64%
7.40%today
Payment
$1,860/mo
$2,008today
  • 3beds
  • 3baths
  • 1,403sqft

2719 Fordham St, Columbia

6009 Cavalry Ct, Spring Hill, TN, 37174 — assumable VA mortgage at 6.75%
VA
Active
91
$525,000$15,489 equity gap
Rate
6.75%
7.40%today
Payment
$3,340/mo
$3,566today
  • 3beds
  • 3baths
  • 2,566sqft

6009 Cavalry Ct, Spring Hill

326 Kristen Ct, Columbia, TN, 38401 — assumable FHA mortgage at 6.90%
FHA
Active
43
$239,999$5,127 equity gap
Rate
6.90%
7.40%today
Payment
$1,616/mo
$1,699today
  • 2beds
  • 3baths
  • 1,188sqft

326 Kristen Ct, Columbia

1057 Countess Ln, Spring Hill, TN, 37174 — assumable FHA mortgage at 4.43%
FHA
Active
45
$475,000$354,311 equity gap
Rate
4.43%
7.40%today
Payment
$957/mo
$1,319today
  • 4beds
  • 3baths
  • 2,404sqft

1057 Countess Ln, Spring Hill

5006 Fremantle Ct, Spring Hill, TN, 37174 — assumable VA mortgage at 6.20%
VA
Active
48
$749,900$59,632 equity gap
Rate
6.20%
7.40%today
Payment
$4,324/mo
$4,888today
  • 5beds
  • 3baths
  • 3,367sqft

5006 Fremantle Ct, Spring Hill

2236 Brakeman Ln, Thompsons Station, TN, 37179 — assumable VA mortgage at 6.23%
VA
Active
83
$1,450,000$129,020 equity gap
Rate
6.23%
7.40%today
Payment
$8,172/mo
$9,209today
  • 4beds
  • 5baths
  • 3,919sqft

2236 Brakeman Ln, Thompsons Station

4010 Currant Ct, Spring Hill, TN, 37174 — assumable FHA mortgage at 6.43%
FHA
Active
30
$257,000$18,290 equity gap
Rate
6.43%
7.40%today
Payment
$1,558/mo
$1,719today
  • 2beds
  • 3baths
  • 1,320sqft

4010 Currant Ct, Spring Hill

1025 Hemlock Dr, Spring Hill, TN, 37174 — assumable FHA mortgage at 6.58%
FHA
Active
37
$475,000$24,206 equity gap
Rate
6.58%
7.40%today
Payment
$2,902/mo
$3,153today
  • 3beds
  • 3baths
  • 1,830sqft

1025 Hemlock Dr, Spring Hill

4049 John Marsh Rd, Spring Hill, TN, 37174 — assumable FHA mortgage at 6.67%
FHA
Active
54
$679,900$45,694 equity gap
Rate
6.67%
7.40%today
Payment
$4,231/mo
$4,554today
  • 4beds
  • 3baths
  • 2,644sqft

4049 John Marsh Rd, Spring Hill

226 Southmen Ln, Spring Hill, TN, 37174 — assumable VA mortgage at 6.72%
VA
Active
68
$859,900$55,614 equity gap
Rate
6.72%
7.40%today
Payment
$5,257/mo
$5,629today
  • 5beds
  • 5baths
  • 3,039sqft

226 Southmen Ln, Spring Hill

Assuming a mortgage in Spring Hill

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$798 /mo
Median cash to assume
$102,601
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.