Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Spring Lake, NC

196 homesVA & FHA loansrates from 2.45% vs 7.40% today

Spring Lake assumption guide
3489 Thorndike Drive, Fayetteville, NC, 28311 — assumable VA mortgage at 3.02%
VA
Active
32
$258,000$50,221 equity gap
Rate
3.02%
7.40%today
Payment
$985/mo
$1,614today
  • 3beds
  • 3baths
  • 1,888sqft

3489 Thorndike Drive, Fayetteville

805 Shadowlawn Drive, Fayetteville, NC, 28303 — assumable VA mortgage at 3.05%
VA
Active
41
$214,000$24,909 equity gap
Rate
3.05%
7.40%today
Payment
$890/mo
$1,452today
  • 4beds
  • 2baths
  • 1,529sqft

805 Shadowlawn Drive, Fayetteville

311 Damsel Court, Linden, NC, 28356 — assumable VA mortgage at 3.10%
VA
Active
38
$350,000$65,477 equity gap
Rate
3.10%
7.40%today
Payment
$1,349/mo
$2,188today
  • 3beds
  • 3baths
  • 2,659sqft

311 Damsel Court, Linden

138 Falls Creek Drive, Spring Lake, NC, 28390 — assumable VA mortgage at 3.45%
VA
Active
33
$359,900$43,645 equity gap
Rate
3.45%
7.40%today
Payment
$1,552/mo
$2,408today
  • 4beds
  • 4baths
  • 2,407sqft

138 Falls Creek Drive, Spring Lake

134 Stone Chase Way, Spring Lake, NC, 28390 — assumable VA mortgage at 2.86%
VA
Active
33
$315,000$77,525 equity gap
Rate
2.86%
7.40%today
Payment
$1,101/mo
$1,842today
  • 3beds
  • 3baths
  • 2,276sqft

134 Stone Chase Way, Spring Lake

5408 Kilkeel Court, Fayetteville, NC, 28311 — assumable VA mortgage at 2.86%
VA
Active
22
$189,900$39,534 equity gap
Rate
2.86%
7.40%today
Payment
$699/mo
$1,169today
  • 3beds
  • 3baths
  • 1,289sqft

5408 Kilkeel Court, Fayetteville

1589 Mount Rainer Drive, Fayetteville, NC, 28301 — assumable VA mortgage at 2.97%
VA
Active
50
$307,000$76,247 equity gap
Rate
2.97%
7.40%today
Payment
$1,096/mo
$1,806today
  • 4beds
  • 3baths
  • 2,228sqft

1589 Mount Rainer Drive, Fayetteville

55 Jaylin Boulevard, Spring Lake, NC, 28390 — assumable VA mortgage at 3.05%
VA
Active
50
$285,000$76,211 equity gap
Rate
3.05%
7.40%today
Payment
$985/mo
$1,607today
  • 3beds
  • 2baths
  • 1,619sqft

55 Jaylin Boulevard, Spring Lake

103 Tanna Place, Cameron, NC, 28326 — assumable VA mortgage at 3.05%
VA
Active
48
$389,900$84,711 equity gap
Rate
3.05%
7.40%today
Payment
$1,442/mo
$2,354today
  • 4beds
  • 4baths
  • 2,485sqft

103 Tanna Place, Cameron

41 Shallow Ford Street, Cameron, NC, 28326 — assumable VA mortgage at 3.09%
VA
Active
26
$430,000$115,577 equity gap
Rate
3.09%
7.40%today
Payment
$1,493/mo
$2,423today
  • 4beds
  • 5baths
  • 3,586sqft

41 Shallow Ford Street, Cameron

3524 Gables Drive, Fayetteville, NC, 28311 — assumable VA mortgage at 3.11%
VA
Active
27
$294,500$64,173 equity gap
Rate
3.11%
7.40%today
Payment
$1,093/mo
$1,771today
  • 3beds
  • 3baths
  • 1,729sqft

3524 Gables Drive, Fayetteville

239 Old Montague Way, Cameron, NC, 28326 — assumable VA mortgage at 3.14%
VA
Active
32
$379,900$99,549 equity gap
Rate
3.14%
7.40%today
Payment
$1,341/mo
$2,164today
  • 4beds
  • 4baths
  • 2,907sqft

239 Old Montague Way, Cameron

705 Shadowlawn Drive, Fayetteville, NC, 28303 — assumable VA mortgage at 3.14%
VA
Active
18
$225,000$57,335 equity gap
Rate
3.14%
7.40%today
Payment
$800/mo
$1,291today
  • 4beds
  • 2baths
  • 1,530sqft

705 Shadowlawn Drive, Fayetteville

908 Middle Road, Fayetteville, NC, 28312 — assumable VA mortgage at 3.18%
VA
Active
39
$310,000$73,989 equity gap
Rate
3.18%
7.40%today
Payment
$1,175/mo
$1,887today
  • 3beds
  • 3baths
  • 2,190sqft

908 Middle Road, Fayetteville

167 Arlington Drive, Cameron, NC, 28326 — assumable VA mortgage at 3.85%
VA
Active
39
$320,000$47,477 equity gap
Rate
3.85%
7.40%today
Payment
$1,392/mo
$2,055today
  • 4beds
  • 3baths
  • 2,035sqft

167 Arlington Drive, Cameron

3615 Thorndike Drive, Fayetteville, NC, 28311 — assumable VA mortgage at 2.72%
VA
Active
37
$289,900$113,739 equity gap
Rate
2.72%
7.40%today
Payment
$823/mo
$1,402today
  • 4beds
  • 3baths
  • 2,113sqft

3615 Thorndike Drive, Fayetteville

3345 Red Fox Road, Spring Lake, NC, 28390 — assumable VA mortgage at 2.77%
VA
Active
50
$285,000$106,051 equity gap
Rate
2.77%
7.40%today
Payment
$839/mo
$1,419today
  • 4beds
  • 3baths
  • 2,058sqft

3345 Red Fox Road, Spring Lake

612 Southview Circle, Fayetteville, NC, 28311 — assumable VA mortgage at 2.77%
VA
Active
37
$285,000$98,815 equity gap
Rate
2.77%
7.40%today
Payment
$871/mo
$1,473today
  • 3beds
  • 3baths
  • 2,062sqft

612 Southview Circle, Fayetteville

5707 Nassau Drive, Fayetteville, NC, 28314 — assumable VA mortgage at 2.87%
VA
Active
38
$257,500$96,678 equity gap
Rate
2.87%
7.40%today
Payment
$768/mo
$1,282today
  • 4beds
  • 3baths
  • 1,890sqft

5707 Nassau Drive, Fayetteville

1923 McGougan Road, Fayetteville, NC, 28303 — assumable FHA mortgage at 2.88%
FHA
Active
28
$195,000$74,856 equity gap
Rate
2.88%
7.40%today
Payment
$558/mo
$931today
  • 3beds
  • 1baths
  • 1,123sqft

1923 McGougan Road, Fayetteville

1606 Irwin Circle, Fayetteville, NC, 28303 — assumable VA mortgage at 2.90%
VA
Active
35
$234,900$79,659 equity gap
Rate
2.90%
7.40%today
Payment
$728/mo
$1,211today
  • 3beds
  • 2baths
  • 1,683sqft

1606 Irwin Circle, Fayetteville

821 Edenwood Drive, Fayetteville, NC, 28303 — assumable VA mortgage at 2.90%
VA
Active
33
$234,900$80,720 equity gap
Rate
2.90%
7.40%today
Payment
$728/mo
$1,211today
  • 3beds
  • 3baths
  • 1,613sqft

821 Edenwood Drive, Fayetteville

2509 Fort Bragg Road, Fayetteville, NC, 28303 — assumable VA mortgage at 2.98%
VA
Active
38
$394,000$121,315 equity gap
Rate
2.98%
7.40%today
Payment
$1,296/mo
$2,134today
  • 4beds
  • 3baths
  • 2,571sqft

2509 Fort Bragg Road, Fayetteville

5301 Flagstone Court, Fayetteville, NC, 28303 — assumable FHA mortgage at 2.98%
FHA
Active
15
$173,000$62,749 equity gap
Rate
2.98%
7.40%today
Payment
$518/mo
$853today
  • 3beds
  • 2baths
  • 1,341sqft

5301 Flagstone Court, Fayetteville

7124 Fillyaw Road, Fayetteville, NC, 28303 — assumable VA mortgage at 2.98%
VA
Active
32
$225,000$69,058 equity gap
Rate
2.98%
7.40%today
Payment
$731/mo
$1,204today
  • 3beds
  • 3baths
  • 0sqft

7124 Fillyaw Road, Fayetteville

30 Ormsby Court, Spring Lake, NC, 28390 — assumable FHA mortgage at 2.98%
FHA
Active
26
$420,000$136,286 equity gap
Rate
2.98%
7.40%today
Payment
$1,345/mo
$2,215today
  • 4beds
  • 4baths
  • 3,537sqft

30 Ormsby Court, Spring Lake

1327 Fraser Drive, Fayetteville, NC, 28303 — assumable VA mortgage at 3.05%
VA
Active
23
$220,000$82,634 equity gap
Rate
3.05%
7.40%today
Payment
$651/mo
$1,062today
  • 3beds
  • 3baths
  • 1,912sqft

1327 Fraser Drive, Fayetteville

6504 Tampico Court, Fayetteville, NC, 28303 — assumable FHA mortgage at 3.55%
FHA
Active
32
$194,500$42,892 equity gap
Rate
3.55%
7.40%today
Payment
$754/mo
$1,155today
  • 3beds
  • 2baths
  • 1,450sqft

6504 Tampico Court, Fayetteville

808 Westmont Drive, Fayetteville, NC, 28305 — assumable VA mortgage at 3.55%
VA
Active
50
$389,000$80,502 equity gap
Rate
3.55%
7.40%today
Payment
$1,528/mo
$2,341today
  • 4beds
  • 3baths
  • 2,616sqft

808 Westmont Drive, Fayetteville

547 Farmview Drive, Fayetteville, NC, 28311 — assumable VA mortgage at 3.09%
VA
Active
47
$215,000$68,877 equity gap
Rate
3.09%
7.40%today
Payment
$694/mo
$1,126today
  • 3beds
  • 2baths
  • 1,172sqft

547 Farmview Drive, Fayetteville

409 Sedgemoor Road, Fayetteville, NC, 28311 — assumable VA mortgage at 3.69%
VA
Active
32
$314,000$82,222 equity gap
Rate
3.69%
7.40%today
Payment
$1,165/mo
$1,755today
  • 4beds
  • 3baths
  • 0sqft

409 Sedgemoor Road, Fayetteville

3425 Clearwater Drive, Fayetteville, NC, 28311 — assumable VA mortgage at 3.20%
VA
Active
41
$248,500$86,646 equity gap
Rate
3.20%
7.40%today
Payment
$810/mo
$1,296today
  • 3beds
  • 2baths
  • 1,931sqft

3425 Clearwater Drive, Fayetteville

1597 MOUNT RAINER Drive, Fayetteville, NC, 28301 — assumable VA mortgage at 3.29%
VA
Active
43
$305,000$108,449 equity gap
Rate
3.29%
7.40%today
Payment
$990/mo
$1,567today
  • 3beds
  • 3baths
  • 1,964sqft

1597 MOUNT RAINER Drive, Fayetteville

57 Wynngate Drive, Cameron, NC, 28326 — assumable VA mortgage at 2.45%
VA
Active
55
$309,850$208,662 equity gap
Rate
2.45%
7.40%today
Payment
$1,196/mo
$1,596today
  • 4beds
  • 3baths
  • 1,921sqft

57 Wynngate Drive, Cameron

108 Sixth Street, Spring Lake, NC, 28390 — assumable VA mortgage at 2.67%
VA
Active
20
$185,900$96,785 equity gap
Rate
2.67%
7.40%today
Payment
$413/mo
$708today
  • 3beds
  • 2baths
  • 1,495sqft

108 Sixth Street, Spring Lake

200 Hallow Oak Street, Spring Lake, NC, 28390 — assumable FHA mortgage at 2.73%
FHA
Active
11
$330,000$140,057 equity gap
Rate
2.73%
7.40%today
Payment
$885/mo
$1,504today
  • 5beds
  • 3baths
  • 2,368sqft

200 Hallow Oak Street, Spring Lake

Assuming a mortgage in Spring Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.45%
Lowest existing payment
$342 /mo
Median cash to assume
$73,989
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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