Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Tarpon Springs, FL

176 homesFHA & VA loansrates from 2.23% vs 7.40% today

Tarpon Springs assumption guide
6518 SAND SHORE Lane, New Port Richey, FL, 34652 — assumable VA mortgage at 2.83%
VA
Active
85
$320,000$65,041 equity gap
Rate
2.83%
7.40%today
Payment
$1,195/mo
$2,006today
  • 3beds
  • 3baths
  • 1,972sqft

6518 SAND SHORE Lane, New Port Richey

403 BLUE MARLIN Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 3.03%
VA
Active
38
$167,900$22,259 equity gap
Rate
3.03%
7.40%today
Payment
$711/mo
$1,163today
  • 2beds
  • 2baths
  • 1,078sqft

403 BLUE MARLIN Drive, Oldsmar

3207 COLDWELL Drive, Holiday, FL, 34691 — assumable VA mortgage at 3.07%
VA
Active
44
$289,000$45,014 equity gap
Rate
3.07%
7.40%today
Payment
$1,153/mo
$1,877today
  • 3beds
  • 2baths
  • 1,302sqft

3207 COLDWELL Drive, Holiday

6131 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.12%
FHA
Active
39
$350,000$59,780 equity gap
Rate
3.12%
7.40%today
Payment
$1,379/mo
$2,231today
  • 4beds
  • 3baths
  • 1,870sqft

6131 SPRING CRAYFISH Avenue, New Port Richey

6362 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable VA mortgage at 3.13%
VA
Active
48
$349,900$68,670 equity gap
Rate
3.13%
7.40%today
Payment
$1,362/mo
$2,200today
  • 4beds
  • 3baths
  • 2,584sqft

6362 SPIDER LILY Way, New Port Richey

6139 APPLE SNAIL Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.45%
FHA
Active
38
$349,000$55,342 equity gap
Rate
3.45%
7.40%today
Payment
$1,444/mo
$2,241today
  • 4beds
  • 3baths
  • 1,870sqft

6139 APPLE SNAIL Avenue, New Port Richey

4883 BREEZE Circle, Palm Harbor, FL, 34683 — assumable VA mortgage at 2.78%
VA
Active
22
$670,000$143,153 equity gap
Rate
2.78%
7.40%today
Payment
$2,439/mo
$4,120today
  • 4beds
  • 3baths
  • 2,499sqft

4883 BREEZE Circle, Palm Harbor

8 CITRUS Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.95%
VA
Active
95
$659,000$194,777 equity gap
Rate
2.95%
7.40%today
Payment
$2,199/mo
$3,635today
  • 4beds
  • 4baths
  • 2,094sqft

8 CITRUS Drive, Palm Harbor

5657 OCEANIC Road, Holiday, FL, 34690 — assumable VA mortgage at 3.09%
VA
Active
44
$549,900$160,644 equity gap
Rate
3.09%
7.40%today
Payment
$1,848/mo
$3,000today
  • 4beds
  • 4baths
  • 3,553sqft

5657 OCEANIC Road, Holiday

201 LAGOON Drive, Palm Harbor, FL, 34683 — assumable VA mortgage at 3.10%
VA
Active
50
$899,000$264,207 equity gap
Rate
3.10%
7.40%today
Payment
$3,017/mo
$4,892today
  • 4beds
  • 3baths
  • 2,764sqft

201 LAGOON Drive, Palm Harbor

3920 BEACON SQUARE Drive, Holiday, FL, 34691 — assumable FHA mortgage at 3.625%
FHA
Active
17
$224,900$35,312 equity gap
Rate
3.625%
7.40%today
Payment
$952/mo
$1,446today
  • 2beds
  • 2baths
  • 992sqft

3920 BEACON SQUARE Drive, Holiday

3029 JACOB CROSSING Lane, Holiday, FL, 34691 — assumable VA mortgage at 3.92%
VA
Active
53
$330,000$22,672 equity gap
Rate
3.92%
7.40%today
Payment
$1,587/mo
$2,324today
  • 3beds
  • 3baths
  • 1,813sqft

3029 JACOB CROSSING Lane, Holiday

6108 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable VA mortgage at 3.75%
VA
Active
57
$375,000$74,511 equity gap
Rate
3.75%
7.40%today
Payment
$1,527/mo
$2,282today
  • 4beds
  • 3baths
  • 1,870sqft

6108 SPRING CRAYFISH Avenue, New Port Richey

2911 JACOB CROSSING Lane, Holiday, FL, 34691 — assumable FHA mortgage at 3.33%
FHA
Active
52
$235,000$59,808 equity gap
Rate
3.33%
7.40%today
Payment
$890/mo
$1,402today
  • 3beds
  • 3baths
  • 1,444sqft

2911 JACOB CROSSING Lane, Holiday

4933 SHELL STREAM Boulevard, New Port Richey, FL, 34652 — assumable VA mortgage at 2.77%
VA
Active
76
$499,000$197,320 equity gap
Rate
2.77%
7.40%today
Payment
$1,415/mo
$2,393today
  • 3beds
  • 2baths
  • 1,840sqft

4933 SHELL STREAM Boulevard, New Port Richey

2310 LISTON Circle, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.80%
FHA
Active
24
$358,900$134,948 equity gap
Rate
2.80%
7.40%today
Payment
$1,061/mo
$1,788today
  • 3beds
  • 2baths
  • 1,102sqft

2310 LISTON Circle, Palm Harbor

6388 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.81%
FHA
Active
48
$389,000$128,889 equity gap
Rate
2.81%
7.40%today
Payment
$1,219/mo
$2,052today
  • 4beds
  • 2baths
  • 1,936sqft

6388 SPIDER LILY Way, New Port Richey

6041 DUBLIN Drive, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.86%
FHA
Active
14
$250,000$92,558 equity gap
Rate
2.86%
7.40%today
Payment
$732/mo
$1,224today
  • 2beds
  • 1baths
  • 720sqft

6041 DUBLIN Drive, New Port Richey

502 FLORIDA Boulevard, Crystal Beach, FL, 34681 — assumable VA mortgage at 2.96%
VA
Active
65
$725,000$290,847 equity gap
Rate
2.96%
7.40%today
Payment
$2,103/mo
$3,471today
  • 3beds
  • 2baths
  • 1,875sqft

502 FLORIDA Boulevard, Crystal Beach

11092 WINDSOR PLACE Circle, Tampa, FL, 33626 — assumable FHA mortgage at 2.98%
FHA
Active
23
$329,000$122,849 equity gap
Rate
2.98%
7.40%today
Payment
$969/mo
$1,595today
  • 2beds
  • 2baths
  • 1,272sqft

11092 WINDSOR PLACE Circle, Tampa

1461 RIVER Circle, Tarpon Springs, FL, 34689 — assumable VA mortgage at 2.98%
VA
Active
68
$429,000$170,322 equity gap
Rate
2.98%
7.40%today
Payment
$1,232/mo
$2,029today
  • 3beds
  • 2baths
  • 1,722sqft

1461 RIVER Circle, Tarpon Springs

8231 MATTHEW Drive, New Port Richey, FL, 34653 — assumable VA mortgage at 2.98%
VA
Active
46
$349,900$129,111 equity gap
Rate
2.98%
7.40%today
Payment
$1,045/mo
$1,720today
  • 3beds
  • 2baths
  • 1,528sqft

8231 MATTHEW Drive, New Port Richey

1605 GULF Road, Tarpon Springs, FL, 34689 — assumable VA mortgage at 2.99%
VA
Active
53
$1,068,000$417,649 equity gap
Rate
2.99%
7.40%today
Payment
$3,074/mo
$5,054today
  • 4beds
  • 4baths
  • 3,835sqft

1605 GULF Road, Tarpon Springs

3459 WOODRIDGE Parkway, Palm Harbor, FL, 34684 — assumable VA mortgage at 3.11%
VA
Active
33
$1,125,000$397,633 equity gap
Rate
3.11%
7.40%today
Payment
$3,453/mo
$5,592today
  • 5beds
  • 3baths
  • 3,163sqft

3459 WOODRIDGE Parkway, Palm Harbor

2161 BRANDING IRON Court, New Port Richey, FL, 34655 — assumable VA mortgage at 3.29%
VA
Active
65
$479,000$178,082 equity gap
Rate
3.29%
7.40%today
Payment
$1,526/mo
$2,416today
  • 4beds
  • 3baths
  • 2,348sqft

2161 BRANDING IRON Court, New Port Richey

753 SEMINOLE Boulevard, Tarpon Springs, FL, 34689 — assumable VA mortgage at 2.23%
VA
Active
70
$399,900$219,283 equity gap
Rate
2.23%
7.40%today
Payment
$1,693/mo
$2,385today
  • 3beds
  • 2baths
  • 1,742sqft

753 SEMINOLE Boulevard, Tarpon Springs

8115 MONTOCK Court, Trinity, FL, 34655 — assumable VA mortgage at 2.66%
VA
Active
54
$679,900$409,561 equity gap
Rate
2.66%
7.40%today
Payment
$1,381/mo
$2,278today
  • 4beds
  • 3baths
  • 2,515sqft

8115 MONTOCK Court, Trinity

2069 KINGFISHER Drive, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.71%
FHA
Active
49
$495,000$299,525 equity gap
Rate
2.71%
7.40%today
Payment
$913/mo
$1,556today
  • 3beds
  • 2baths
  • 1,751sqft

2069 KINGFISHER Drive, Palm Harbor

2595 FENCEPOST Drive, Odessa, FL, 33556 — assumable FHA mortgage at 2.71%
FHA
Active
59
$364,900$148,849 equity gap
Rate
2.71%
7.40%today
Payment
$1,009/mo
$1,720today
  • 3beds
  • 3baths
  • 1,441sqft

2595 FENCEPOST Drive, Odessa

3024 PINEVIEW Drive, Holiday, FL, 34691 — assumable FHA mortgage at 2.73%
FHA
Active
46
$485,000$307,083 equity gap
Rate
2.73%
7.40%today
Payment
$829/mo
$1,409today
  • 3beds
  • 2baths
  • 1,884sqft

3024 PINEVIEW Drive, Holiday

1422 TAWNYBERRY Court, Trinity, FL, 34655 — assumable VA mortgage at 2.83%
VA
Active
32
$549,900$253,812 equity gap
Rate
2.83%
7.40%today
Payment
$1,404/mo
$2,357today
  • 4beds
  • 3baths
  • 2,268sqft

1422 TAWNYBERRY Court, Trinity

2211 PORTSIDE Passage, Palm Harbor, FL, 34685 — assumable VA mortgage at 2.84%
VA
Active
55
$409,000$228,725 equity gap
Rate
2.84%
7.40%today
Payment
$856/mo
$1,435today
  • 2beds
  • 2baths
  • 1,778sqft

2211 PORTSIDE Passage, Palm Harbor

3652 WESTCHESTER Drive, Holiday, FL, 34691 — assumable FHA mortgage at 2.84%
FHA
Active
37
$339,900$158,789 equity gap
Rate
2.84%
7.40%today
Payment
$860/mo
$1,441today
  • 3beds
  • 3baths
  • 2,197sqft

3652 WESTCHESTER Drive, Holiday

5532 PILOTS Place, New Port Richey, FL, 34652 — assumable VA mortgage at 2.88%
VA
Active
60
$1,250,000$783,605 equity gap
Rate
2.88%
7.40%today
Payment
$2,173/mo
$3,624today
  • 4beds
  • 3baths
  • 3,064sqft

5532 PILOTS Place, New Port Richey

169 FOXCROFT Drive, Palm Harbor, FL, 34683 — assumable VA mortgage at 2.88%
VA
Active
53
$639,999$430,768 equity gap
Rate
2.88%
7.40%today
Payment
$1,005/mo
$1,676today
  • 4beds
  • 2baths
  • 2,040sqft

169 FOXCROFT Drive, Palm Harbor

8891 PRAIRIE CREEK Drive, New Port Richey, FL, 34655 — assumable VA mortgage at 2.89%
VA
Active
38
$524,900$264,226 equity gap
Rate
2.89%
7.40%today
Payment
$1,247/mo
$2,077today
  • 4beds
  • 2baths
  • 2,017sqft

8891 PRAIRIE CREEK Drive, New Port Richey

Assuming a mortgage in Tarpon Springs

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.23%
Lowest existing payment
$321 /mo
Median cash to assume
$139,653
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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