Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Terra Ceia, FL

147 homesFHA & VA loansrates from 2.50% vs 7.40% today

Terra Ceia assumption guide
3012 17TH Street, Bradenton, FL, 34208 — assumable FHA mortgage at 2.90%
FHA
Active
38
$224,900$31,002 equity gap
Rate
2.90%
7.40%today
Payment
$916/mo
$1,523today
  • 3beds
  • 2baths
  • 1,012sqft

3012 17TH Street, Bradenton

11779 SHIRBURN Circle, Parrish, FL, 34219 — assumable VA mortgage at 2.95%
VA
Active
32
$379,900$67,822 equity gap
Rate
2.95%
7.40%today
Payment
$1,478/mo
$2,444today
  • 3beds
  • 3baths
  • 2,024sqft

11779 SHIRBURN Circle, Parrish

5220 119TH Terrace, Parrish, FL, 34219 — assumable FHA mortgage at 2.99%
FHA
Active
35
$389,900$65,482 equity gap
Rate
2.99%
7.40%today
Payment
$1,527/mo
$2,510today
  • 4beds
  • 3baths
  • 2,396sqft

5220 119TH Terrace, Parrish

3303 19TH STREET Court, Bradenton, FL, 34208 — assumable FHA mortgage at 3.22%
FHA
Active
12
$240,000$40,679 equity gap
Rate
3.22%
7.40%today
Payment
$958/mo
$1,530today
  • 2beds
  • 2baths
  • 928sqft

3303 19TH STREET Court, Bradenton

10318 MOOSEHEAD Drive, Parrish, FL, 34219 — assumable VA mortgage at 2.50%
VA
Active
28
$350,000$89,440 equity gap
Rate
2.50%
7.40%today
Payment
$1,177/mo
$2,063today
  • 4beds
  • 2baths
  • 1,827sqft

10318 MOOSEHEAD Drive, Parrish

12171 HIGH ROCK WAY, Parrish, FL, 34219 — assumable FHA mortgage at 2.73%
FHA
Active
42
$300,000$63,937 equity gap
Rate
2.73%
7.40%today
Payment
$1,099/mo
$1,869today
  • 4beds
  • 3baths
  • 2,248sqft

12171 HIGH ROCK WAY, Parrish

10741 CHARLOTTE Drive, Parrish, FL, 34219 — assumable VA mortgage at 2.80%
VA
Active
83
$424,000$97,867 equity gap
Rate
2.80%
7.40%today
Payment
$1,531/mo
$2,579today
  • 4beds
  • 3baths
  • 2,753sqft

10741 CHARLOTTE Drive, Parrish

3516 WOODMONT Drive, Parrish, FL, 34219 — assumable FHA mortgage at 2.87%
FHA
Active
7
$375,000$88,990 equity gap
Rate
2.87%
7.40%today
Payment
$1,334/mo
$2,228today
  • 3beds
  • 3baths
  • 2,154sqft

3516 WOODMONT Drive, Parrish

2700 LITTLE COUNTRY Road, Parrish, FL, 34219 — assumable VA mortgage at 2.875%
VA
Active
54
$630,000$136,611 equity gap
Rate
2.875%
7.40%today
Payment
$2,282/mo
$3,808today
  • 3beds
  • 2baths
  • 1,916sqft

2700 LITTLE COUNTRY Road, Parrish

5834 BUNGALOW GROVE Court, Palmetto, FL, 34221 — assumable VA mortgage at 2.99%
VA
Active
44
$325,000$94,017 equity gap
Rate
2.99%
7.40%today
Payment
$1,122/mo
$1,845today
  • 3beds
  • 2baths
  • 1,505sqft

5834 BUNGALOW GROVE Court, Palmetto

12433 24TH Street, Parrish, FL, 34219 — assumable VA mortgage at 2.99%
VA
Active
70
$569,900$155,111 equity gap
Rate
2.99%
7.40%today
Payment
$1,952/mo
$3,209today
  • 4beds
  • 3baths
  • 2,254sqft

12433 24TH Street, Parrish

11220 77TH Street, Parrish, FL, 34219 — assumable VA mortgage at 3.05%
VA
Active
61
$540,000$133,313 equity gap
Rate
3.05%
7.40%today
Payment
$1,926/mo
$3,143today
  • 4beds
  • 4baths
  • 3,030sqft

11220 77TH Street, Parrish

10934 WENDOVER Drive, Palmetto, FL, 34221 — assumable FHA mortgage at 3.07%
FHA
Active
60
$349,900$84,637 equity gap
Rate
3.07%
7.40%today
Payment
$1,257/mo
$2,045today
  • 2beds
  • 3baths
  • 1,582sqft

10934 WENDOVER Drive, Palmetto

5310 72ND Street, Palmetto, FL, 34221 — assumable FHA mortgage at 3.10%
FHA
Active
45
$349,900$94,200 equity gap
Rate
3.10%
7.40%today
Payment
$1,237/mo
$2,006today
  • 3beds
  • 2baths
  • 1,703sqft

5310 72ND Street, Palmetto

6255 SPRINGMONT Loop, Palmetto, FL, 34221 — assumable VA mortgage at 3.11%
VA
Active
45
$342,500$74,370 equity gap
Rate
3.11%
7.40%today
Payment
$1,276/mo
$2,066today
  • 3beds
  • 2baths
  • 1,592sqft

6255 SPRINGMONT Loop, Palmetto

4195 LITTLE GAP Loop, Ellenton, FL, 34222 — assumable FHA mortgage at 2.70%
FHA
Active
5
$424,900$143,823 equity gap
Rate
2.70%
7.40%today
Payment
$1,314/mo
$2,243today
  • 4beds
  • 3baths
  • 2,697sqft

4195 LITTLE GAP Loop, Ellenton

5456 81ST AVENUE Circle, Palmetto, FL, 34221 — assumable FHA mortgage at 2.71%
FHA
Active
25
$350,000$111,459 equity gap
Rate
2.71%
7.40%today
Payment
$1,117/mo
$1,904today
  • 3beds
  • 2baths
  • 1,600sqft

5456 81ST AVENUE Circle, Palmetto

3514 77TH Court, Palmetto, FL, 34221 — assumable VA mortgage at 2.72%
VA
Active
21
$415,000$163,675 equity gap
Rate
2.72%
7.40%today
Payment
$1,178/mo
$2,005today
  • 3beds
  • 2baths
  • 1,702sqft

3514 77TH Court, Palmetto

212 68TH Street, Bradenton, FL, 34209 — assumable VA mortgage at 2.73%
VA
Active
72
$499,999$189,105 equity gap
Rate
2.73%
7.40%today
Payment
$1,448/mo
$2,462today
  • 3beds
  • 2baths
  • 2,016sqft

212 68TH Street, Bradenton

12211 23RD Street, Parrish, FL, 34219 — assumable VA mortgage at 2.88%
VA
Active
39
$499,999$190,576 equity gap
Rate
2.88%
7.40%today
Payment
$1,448/mo
$2,415today
  • 4beds
  • 2baths
  • 2,170sqft

12211 23RD Street, Parrish

4521 REISSWOOD Loop, Palmetto, FL, 34221 — assumable FHA mortgage at 2.98%
FHA
Active
46
$345,000$107,277 equity gap
Rate
2.98%
7.40%today
Payment
$1,130/mo
$1,860today
  • 4beds
  • 3baths
  • 2,152sqft

4521 REISSWOOD Loop, Palmetto

11332 GALLATIN Trail, Parrish, FL, 34219 — assumable FHA mortgage at 4.25%
FHA
Active
66
$459,900$35,685 equity gap
Rate
4.25%
7.40%today
Payment
$2,222/mo
$3,127today
  • 3beds
  • 2baths
  • 1,966sqft

11332 GALLATIN Trail, Parrish

6133 WILLOWSIDE Street, Palmetto, FL, 34221 — assumable FHA mortgage at 3.10%
FHA
Active
30
$279,900$91,034 equity gap
Rate
3.10%
7.40%today
Payment
$933/mo
$1,512today
  • 3beds
  • 3baths
  • 1,607sqft

6133 WILLOWSIDE Street, Palmetto

4939 LOS ROBLES Court, Palmetto, FL, 34221 — assumable FHA mortgage at 3.76%
FHA
Active
44
$550,000$158,243 equity gap
Rate
3.76%
7.40%today
Payment
$1,985/mo
$2,964today
  • 5beds
  • 4baths
  • 2,636sqft

4939 LOS ROBLES Court, Palmetto

5206 GAVELLA Cove, Palmetto, FL, 34221 — assumable FHA mortgage at 2.65%
FHA
Active
44
$529,000$214,588 equity gap
Rate
2.65%
7.40%today
Payment
$1,455/mo
$2,500today
  • 5beds
  • 4baths
  • 2,915sqft

5206 GAVELLA Cove, Palmetto

906 LANDMARK Circle, Tierra Verde, FL, 33715 — assumable VA mortgage at 2.75%
VA
Active
47
$900,000$692,742 equity gap
Rate
2.75%
7.40%today
Payment
$984/mo
$1,669today
  • 3beds
  • 3baths
  • 2,220sqft

906 LANDMARK Circle, Tierra Verde

1831 BAYSHORE Drive, Terra Ceia, FL, 34250 — assumable VA mortgage at 2.80%
VA
Active
61
$599,990$330,091 equity gap
Rate
2.80%
7.40%today
Payment
$1,249/mo
$2,105today
  • 3beds
  • 2baths
  • 1,669sqft

1831 BAYSHORE Drive, Terra Ceia

9631 58TH Street, Parrish, FL, 34219 — assumable FHA mortgage at 2.80%
FHA
Active
32
$499,000$229,810 equity gap
Rate
2.80%
7.40%today
Payment
$1,275/mo
$2,149today
  • 4beds
  • 3baths
  • 2,700sqft

9631 58TH Street, Parrish

1417 27TH Street, Bradenton, FL, 34205 — assumable VA mortgage at 2.84%
VA
Active
31
$549,990$347,045 equity gap
Rate
2.84%
7.40%today
Payment
$941/mo
$1,578today
  • 4beds
  • 2baths
  • 2,251sqft

1417 27TH Street, Bradenton

4514 STICKLEY Court, Palmetto, FL, 34221 — assumable VA mortgage at 2.90%
VA
Active
40
$885,000$467,430 equity gap
Rate
2.90%
7.40%today
Payment
$1,967/mo
$3,273today
  • 3beds
  • 3baths
  • 3,161sqft

4514 STICKLEY Court, Palmetto

1030 TIDEWATER SHORES Loop #401, Bradenton, FL, 34208 — assumable VA mortgage at 2.99%
VA
Active
77
$367,900$188,727 equity gap
Rate
2.99%
7.40%today
Payment
$868/mo
$1,428today
  • 2beds
  • 2baths
  • 1,151sqft

1030 TIDEWATER SHORES Loop #401, Bradenton

4327 REISSWOOD Loop, Palmetto, FL, 34221 — assumable FHA mortgage at 3.30%
FHA
Active
43
$349,995$126,690 equity gap
Rate
3.30%
7.40%today
Payment
$1,134/mo
$1,793today
  • 3beds
  • 3baths
  • 2,014sqft

4327 REISSWOOD Loop, Palmetto

10820 79TH Street, Parrish, FL, 34219 — assumable VA mortgage at 3.03%
VA
Active
47
$370,000$239,327 equity gap
Rate
3.03%
7.40%today
Payment
$639/mo
$1,045today
  • 4beds
  • 2baths
  • 1,850sqft

10820 79TH Street, Parrish

3407 29TH Street, Bradenton, FL, 34205 — assumable FHA mortgage at 3.06%
FHA
Active
43
$448,900$223,641 equity gap
Rate
3.06%
7.40%today
Payment
$1,080/mo
$1,760today
  • 3beds
  • 2baths
  • 1,525sqft

3407 29TH Street, Bradenton

7707 120TH Avenue, Parrish, FL, 34219 — assumable FHA mortgage at 3.07%
FHA
Active
28
$495,000$325,954 equity gap
Rate
3.07%
7.40%today
Payment
$801/mo
$1,303today
  • 3beds
  • 2baths
  • 1,971sqft

7707 120TH Avenue, Parrish

5403 RUSHMERE Court, Palmetto, FL, 34221 — assumable FHA mortgage at 3.11%
FHA
Active
49
$390,000$229,984 equity gap
Rate
3.11%
7.40%today
Payment
$761/mo
$1,233today
  • 2beds
  • 3baths
  • 1,582sqft

5403 RUSHMERE Court, Palmetto

Assuming a mortgage in Terra Ceia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.50%
Lowest existing payment
$562 /mo
Median cash to assume
$131,353
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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