Chris Prendergast

Chris Prendergast

Assumable homes for sale in Twin Falls, ID

6 homesFHA & VA loansrates from 3.53% vs 7.40% today

Twin Falls assumption guide
1488 Northern Pine Drive, Twin Falls, ID, 83301 — assumable FHA mortgage at 3.53%
FHA
Active
29
$399,000$291,928 equity gap
Rate
3.53%
7.40%today
Payment
$709/mo
$1,089today
  • 3beds
  • 2baths
  • 1,556sqft

1488 Northern Pine Drive, Twin Falls

2002 Park View Dr, Twin Falls, ID, 83301 — assumable VA mortgage at 3.53%
VA
Active
44
$499,900$357,112 equity gap
Rate
3.53%
7.40%today
Payment
$949/mo
$1,458today
  • 4beds
  • 2baths
  • 2,349sqft

2002 Park View Dr, Twin Falls

799 Pronghorn Dr., Twin Falls, ID, 83301 — assumable VA mortgage at 3.64%
VA
Active
50
$389,900$181,983 equity gap
Rate
3.64%
7.40%today
Payment
$1,098/mo
$1,664today
  • 4beds
  • 2baths
  • 1,430sqft

799 Pronghorn Dr., Twin Falls

826 Hometowne Rd #Hometowne Rd, Twin Falls, ID, 83301 — assumable FHA mortgage at 4.27%
FHA
Active
18
$485,000$290,714 equity gap
Rate
4.27%
7.40%today
Payment
$1,114/mo
$1,564today
  • 3beds
  • 2baths
  • 1,494sqft

826 Hometowne Rd #Hometowne Rd, Twin Falls

1005 Kenbrook Loop, Twin Falls, ID, 83301 — assumable VA mortgage at 6.50%
VA
Active
47
$485,000$32,817 equity gap
Rate
6.50%
7.40%today
Payment
$2,902/mo
$3,179today
  • 3beds
  • 2baths
  • 1,703sqft

1005 Kenbrook Loop, Twin Falls

1036 Terra Ave, Twin Falls, ID, 83301 — assumable FHA mortgage at 6.87%
FHA
Active
33
$489,900$108,582 equity gap
Rate
6.87%
7.40%today
Payment
$2,547/mo
$2,685today
  • 5beds
  • 3baths
  • 2,188sqft

1036 Terra Ave, Twin Falls

Assuming a mortgage in Twin Falls

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.53%
Lowest existing payment
$709 /mo
Median cash to assume
$236,349
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.