Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Utah

200 homesVA & FHA loansrates from 2.13% vs 7.40% today

Utah assumption guide
6089 Ancient Peaks Avenue, Las Vegas, NV, 89141 — assumable VA mortgage at 2.93%
VA
Active
51
$825,000$302,074 equity gap
Rate
2.93%
7.40%today
Payment
$2,455/mo
$4,068today
  • 5beds
  • 4baths
  • 4,027sqft

6089 Ancient Peaks Avenue, Las Vegas

1909 High Valley Court #203, Las Vegas, NV, 89128 — assumable FHA mortgage at 6.25%
FHA
Active
28
$262,000$8,721 equity gap
Rate
6.25%
7.40%today
Payment
$1,581/mo
$1,778today
  • 2beds
  • 2baths
  • 1,008sqft

1909 High Valley Court #203, Las Vegas

6297 Whispering Creek Street, Las Vegas, NV, 89148 — assumable VA mortgage at 2.77%
VATop pick
Active
47
$499,999Potential short sale
Rate
2.77%
7.40%today
Payment
$2,313/mo
$3,912today
  • 4beds
  • 3baths
  • 3,010sqft

6297 Whispering Creek Street, Las Vegas

10105 Shore Pine Avenue, Las Vegas, NV, 89129 — assumable FHA mortgage at 2.83%
FHATop pick
Active
25
$624,900Potential short sale
Rate
2.83%
7.40%today
Payment
$3,094/mo
$5,193today
  • 4beds
  • 4baths
  • 3,683sqft

10105 Shore Pine Avenue, Las Vegas

5840 Almond Valley Way, Lancaster, CA, 93536 — assumable FHA mortgage at 3.10%
FHATop pick
Active
$460,000Potential short sale
Rate
3.10%
7.40%today
Payment
$2,182/mo
$3,539today
  • 4beds
  • 3baths
  • 2,050sqft

5840 Almond Valley Way, Lancaster

10127 Tumbling Tree Street, Las Vegas, NV, 89183 — assumable FHA mortgage at 3.10%
FHATop pick
Active
7
$320,000Potential short sale
Rate
3.10%
7.40%today
Payment
$1,504/mo
$2,439today
  • 3beds
  • 3baths
  • 1,510sqft

10127 Tumbling Tree Street, Las Vegas

149 BAJA Road, Paulden, AZ, 86334 — assumable FHA mortgage at 2.87%
FHATop pick
Active
$145,270$8,832 equity gap
Rate
2.87%
7.40%today
Payment
$635/mo
$1,060today
  • 4beds
  • 2baths
  • 1,447sqft

149 BAJA Road, Paulden

792 Grand Country Avenue, North Las Vegas, NV, 89086 — assumable FHA mortgage at 2.87%
FHATop pick
Active
49
$284,500$27,452 equity gap
Rate
2.87%
7.40%today
Payment
$1,199/mo
$2,002today
  • 3beds
  • 2baths
  • 1,781sqft

792 Grand Country Avenue, North Las Vegas

19546 Kona, Apple Valley, CA, 92307 — assumable FHA mortgage at 3.05%
FHATop pick
Active
14
$395,000$31,304 equity gap
Rate
3.05%
7.40%today
Payment
$1,750/mo
$2,855today
  • 5beds
  • 3baths
  • 2,594sqft

19546 Kona, Apple Valley

8655 Cedar Street, Mohave Valley, AZ, 86440 — assumable VA mortgage at 3.06%
VATop pick
Active
6
$185,000$15,176 equity gap
Rate
3.06%
7.40%today
Payment
$814/mo
$1,327today
  • 3beds
  • 2baths
  • 1,888sqft

8655 Cedar Street, Mohave Valley

5250 Rainbow Boulevard #2161, Las Vegas, NV, 89118 — assumable FHA mortgage at 3.07%
FHATop pick
Active
20
$200,000$18,119 equity gap
Rate
3.07%
7.40%today
Payment
$860/mo
$1,399today
  • 1beds
  • 1baths
  • 744sqft

5250 Rainbow Boulevard #2161, Las Vegas

6800 Elm Creek Drive #202, Las Vegas, NV, 89108 — assumable VA mortgage at 3.10%
VATop pick
Active
35
$225,000$17,739 equity gap
Rate
3.10%
7.40%today
Payment
$983/mo
$1,594today
  • 2beds
  • 2baths
  • 1,137sqft

6800 Elm Creek Drive #202, Las Vegas

728 Emerson Creek Court, North Las Vegas, NV, 89084 — assumable VA mortgage at 3.10%
VATop pick
Active
42
$485,000$46,328 equity gap
Rate
3.10%
7.40%today
Payment
$2,076/mo
$3,366today
  • 4beds
  • 3baths
  • 2,648sqft

728 Emerson Creek Court, North Las Vegas

1029 Spotted Saddle Street, Henderson, NV, 89015 — assumable VA mortgage at 3.14%
VATop pick
Active
40
$365,000$36,212 equity gap
Rate
3.14%
7.40%today
Payment
$1,573/mo
$2,509today
  • 3beds
  • 3baths
  • 1,650sqft

1029 Spotted Saddle Street, Henderson

2377 Felipe Drive, Bullhead City, AZ, 86442 — assumable VA mortgage at 3.47%
VATop pick
Active
17
$95,000Potential short sale
Rate
3.47%
7.40%today
Payment
$563/mo
$871today
  • —beds
  • —baths
  • —sqft

2377 Felipe Drive, Bullhead City

9054 Hilverson Avenue, Las Vegas, NV, 89148 — assumable FHA mortgage at 2.62%
FHA
Active
23
$365,000$46,074 equity gap
Rate
2.62%
7.40%today
Payment
$1,427/mo
$2,461today
  • 3beds
  • 3baths
  • 1,390sqft

9054 Hilverson Avenue, Las Vegas

37612 Limelight, Palmdale, CA, 93551 — assumable FHA mortgage at 2.67%
FHA
Active
48
$539,999$104,445 equity gap
Rate
2.67%
7.40%today
Payment
$2,015/mo
$3,454today
  • 4beds
  • 3baths
  • 2,328sqft

37612 Limelight, Palmdale

7612 Linton Street, North Las Vegas, NV, 89084 — assumable VA mortgage at 2.75%
VA
Active
61
$550,000$93,477 equity gap
Rate
2.75%
7.40%today
Payment
$2,082/mo
$3,531today
  • 4beds
  • 3baths
  • 2,906sqft

7612 Linton Street, North Las Vegas

14681 Choco Road, Apple Valley, CA, 92307 — assumable VA mortgage at 2.79%
VA
Active
75
$815,000$175,883 equity gap
Rate
2.79%
7.40%today
Payment
$2,955/mo
$4,985today
  • 7beds
  • 5baths
  • 5,362sqft

14681 Choco Road, Apple Valley

10424 Marymont Place, Las Vegas, NV, 89134 — assumable VA mortgage at 2.81%
VA
Active
40
$435,000$84,894 equity gap
Rate
2.81%
7.40%today
Payment
$1,641/mo
$2,762today
  • 2beds
  • 2baths
  • 1,402sqft

10424 Marymont Place, Las Vegas

393 John Law Lane, Henderson, NV, 89011 — assumable VA mortgage at 2.81%
VA
Active
23
$565,000$97,269 equity gap
Rate
2.81%
7.40%today
Payment
$2,198/mo
$3,698today
  • 4beds
  • 3baths
  • 2,486sqft

393 John Law Lane, Henderson

2824 Richmar Avenue, Henderson, NV, 89074 — assumable FHA mortgage at 2.83%
FHA
Active
72
$849,888$110,920 equity gap
Rate
2.83%
7.40%today
Payment
$3,496/mo
$5,868today
  • 7beds
  • 4baths
  • 4,778sqft

2824 Richmar Avenue, Henderson

24460 Marblehead Avenue, Paulden, AZ, 86334 — assumable FHA mortgage at 2.84%
FHA
Active
32
$293,000$53,095 equity gap
Rate
2.84%
7.40%today
Payment
$1,115/mo
$1,870today
  • 3beds
  • 2baths
  • 1,566sqft

24460 Marblehead Avenue, Paulden

24460 Marblehead Avenue, Paulden, AZ, 86334 — assumable FHA mortgage at 2.84%
FHA
Active
30
$293,000$53,095 equity gap
Rate
2.84%
7.40%today
Payment
$1,115/mo
$1,870today
  • 3beds
  • 2baths
  • 1,566sqft

24460 Marblehead Avenue, Paulden

2285 Manosque Lane, Henderson, NV, 89044 — assumable VA mortgage at 2.87%
VA
Active
32
$550,000$98,727 equity gap
Rate
2.87%
7.40%today
Payment
$2,105/mo
$3,515today
  • 5beds
  • 4baths
  • 2,642sqft

2285 Manosque Lane, Henderson

10470 Fancy Fern Street, Las Vegas, NV, 89183 — assumable FHA mortgage at 2.87%
FHA
Active
30
$315,000$44,413 equity gap
Rate
2.87%
7.40%today
Payment
$1,262/mo
$2,108today
  • 2beds
  • 3baths
  • 1,279sqft

10470 Fancy Fern Street, Las Vegas

10079 Vibrant Moon Avenue, Las Vegas, NV, 89129 — assumable VA mortgage at 2.87%
VA
Active
7
$380,000$61,817 equity gap
Rate
2.87%
7.40%today
Payment
$1,484/mo
$2,478today
  • 3beds
  • 3baths
  • 1,847sqft

10079 Vibrant Moon Avenue, Las Vegas

2523 Evening Twilight Ave., Henderson, NV, 89044 — assumable FHA mortgage at 2.88%
FHA
Active
$375,000$55,627 equity gap
Rate
2.88%
7.40%today
Payment
$1,488/mo
$2,481today
  • 2beds
  • 2baths
  • 1,142sqft

2523 Evening Twilight Ave., Henderson

5271 Mineral Lake Drive, Las Vegas, NV, 89122 — assumable FHA mortgage at 2.88%
FHA
Active
29
$304,900$51,152 equity gap
Rate
2.88%
7.40%today
Payment
$1,182/mo
$1,972today
  • 2beds
  • 2baths
  • 1,088sqft

5271 Mineral Lake Drive, Las Vegas

9305 Cranesbill Court, Las Vegas, NV, 89149 — assumable VA mortgage at 2.88%
VA
Active
23
$334,999$57,410 equity gap
Rate
2.88%
7.40%today
Payment
$1,290/mo
$2,152today
  • 2beds
  • 2baths
  • 1,002sqft

9305 Cranesbill Court, Las Vegas

8286 Skye Gorge Street, Las Vegas, NV, 89166 — assumable FHA mortgage at 2.88%
FHA
Active
46
$689,000$104,755 equity gap
Rate
2.88%
7.40%today
Payment
$2,710/mo
$4,519today
  • 3beds
  • 3baths
  • 2,452sqft

8286 Skye Gorge Street, Las Vegas

2000 White Falls, Las Vegas, NV, 89128 — assumable VA mortgage at 2.88%
VA
Active
42
$685,000$141,824 equity gap
Rate
2.88%
7.40%today
Payment
$2,519/mo
$4,201today
  • 4beds
  • 5baths
  • 3,250sqft

2000 White Falls, Las Vegas

398 Frank Case Lane, Henderson, NV, 89011 — assumable VA mortgage at 2.88%
VA
Active
33
$675,000$132,812 equity gap
Rate
2.88%
7.40%today
Payment
$2,526/mo
$4,213today
  • 3beds
  • 3baths
  • 2,309sqft

398 Frank Case Lane, Henderson

7513 Brisa Del Mar Avenue, Las Vegas, NV, 89179 — assumable VA mortgage at 2.88%
VA
Active
32
$369,999$58,101 equity gap
Rate
2.88%
7.40%today
Payment
$1,453/mo
$2,423today
  • 3beds
  • 3baths
  • 1,283sqft

7513 Brisa Del Mar Avenue, Las Vegas

12952 Madrid Street, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 2.90%
VA
Active
37
$445,000$71,887 equity gap
Rate
2.90%
7.40%today
Payment
$1,742/mo
$2,898today
  • 3beds
  • 2baths
  • 1,637sqft

12952 Madrid Street, Dewey-Humboldt

7324 Halo Falls Street, North Las Vegas, NV, 89084 — assumable FHA mortgage at 2.90%
FHA
Active
28
$378,000$76,019 equity gap
Rate
2.90%
7.40%today
Payment
$1,410/mo
$2,345today
  • 4beds
  • 3baths
  • 2,085sqft

7324 Halo Falls Street, North Las Vegas

Assuming a mortgage in Utah

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 2 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.13%
Lowest existing payment
$466 /mo
Median cash to assume
$84,674
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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