Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Valrico, FL

200 homesFHA & VA loansrates from 2.20% vs 7.40% today

Valrico assumption guide
218 PARK RIDGE Avenue, Temple Terrace, FL, 33617 — assumable VA mortgage at 2.88%
VA
Active
19
$400,000$63,150 equity gap
Rate
2.88%
7.40%today
Payment
$1,569/mo
$2,617today
  • 4beds
  • 2baths
  • 1,968sqft

218 PARK RIDGE Avenue, Temple Terrace

10015 LINDA Street, Gibsonton, FL, 33534 — assumable VA mortgage at 3.06%
VA
Active
15
$359,999$42,741 equity gap
Rate
3.06%
7.40%today
Payment
$1,521/mo
$2,479today
  • 3beds
  • 2baths
  • 1,048sqft

10015 LINDA Street, Gibsonton

4459 GLOBE THISTLE Drive, Tampa, FL, 33619 — assumable FHA mortgage at 3.07%
FHA
Active
56
$284,900$31,154 equity gap
Rate
3.07%
7.40%today
Payment
$1,199/mo
$1,952today
  • 3beds
  • 3baths
  • 1,663sqft

4459 GLOBE THISTLE Drive, Tampa

3403 WALDEN RESERVE Drive, Plant City, FL, 33566 — assumable VA mortgage at 3.22%
VA
Active
61
$550,000$87,539 equity gap
Rate
3.22%
7.40%today
Payment
$2,218/mo
$3,542today
  • 4beds
  • 4baths
  • 3,041sqft

3403 WALDEN RESERVE Drive, Plant City

4555 LIMERICK Drive, Tampa, FL, 33610 — assumable VA mortgage at 3.92%
VA
Active
42
$220,000$4,573 equity gap
Rate
3.92%
7.40%today
Payment
$1,112/mo
$1,629today
  • 2beds
  • 3baths
  • 1,364sqft

4555 LIMERICK Drive, Tampa

4613 DOVER BLUFF Court, Valrico, FL, 33594 — assumable VA mortgage at 2.80%
VA
Active
27
$425,000$88,401 equity gap
Rate
2.80%
7.40%today
Payment
$1,561/mo
$2,631today
  • 4beds
  • 2baths
  • 1,844sqft

4613 DOVER BLUFF Court, Valrico

7343 FOREST MERE Drive, Riverview, FL, 33578 — assumable VA mortgage at 2.81%
VA
Active
26
$309,000$76,181 equity gap
Rate
2.81%
7.40%today
Payment
$1,094/mo
$1,841today
  • 3beds
  • 2baths
  • 2,042sqft

7343 FOREST MERE Drive, Riverview

1048 MALLETWOOD Drive, Brandon, FL, 33510 — assumable FHA mortgage at 2.84%
FHA
Active
55
$375,000$90,989 equity gap
Rate
2.84%
7.40%today
Payment
$1,317/mo
$2,208today
  • 4beds
  • 2baths
  • 1,972sqft

1048 MALLETWOOD Drive, Brandon

4150 KEY THATCH Drive, Tampa, FL, 33610 — assumable VA mortgage at 2.90%
VA
Active
22
$235,000$50,835 equity gap
Rate
2.90%
7.40%today
Payment
$864/mo
$1,437today
  • 2beds
  • 3baths
  • 1,240sqft

4150 KEY THATCH Drive, Tampa

6236 OSPREY LAKE Circle, Riverview, FL, 33578 — assumable FHA mortgage at 2.90%
FHA
Active
30
$190,000$53,062 equity gap
Rate
2.90%
7.40%today
Payment
$644/mo
$1,071today
  • 2beds
  • 3baths
  • 1,035sqft

6236 OSPREY LAKE Circle, Riverview

3144 ROYAL TUSCAN Lane, Valrico, FL, 33594 — assumable VA mortgage at 2.90%
VA
Active
44
$233,000$53,415 equity gap
Rate
2.90%
7.40%today
Payment
$837/mo
$1,392today
  • 2beds
  • 3baths
  • 1,364sqft

3144 ROYAL TUSCAN Lane, Valrico

421 THICKET CREST Road, Seffner, FL, 33584 — assumable VA mortgage at 2.90%
VA
Active
22
$449,999$117,968 equity gap
Rate
2.90%
7.40%today
Payment
$1,561/mo
$2,596today
  • 4beds
  • 2baths
  • 2,186sqft

421 THICKET CREST Road, Seffner

615 VALRI PARK Drive, Valrico, FL, 33594 — assumable VA mortgage at 2.98%
VA
Active
37
$415,000$90,857 equity gap
Rate
2.98%
7.40%today
Payment
$1,534/mo
$2,525today
  • 4beds
  • 2baths
  • 1,983sqft

615 VALRI PARK Drive, Valrico

1909 OLD SAWMILL Road, Brandon, FL, 33510 — assumable FHA mortgage at 3.05%
FHA
Active
17
$464,000$139,190 equity gap
Rate
3.05%
7.40%today
Payment
$1,539/mo
$2,511today
  • 3beds
  • 3baths
  • 2,304sqft

1909 OLD SAWMILL Road, Brandon

2709 LANTERN HILL Avenue, Brandon, FL, 33511 — assumable FHA mortgage at 3.55%
FHA
Active
10
$250,000$42,562 equity gap
Rate
3.55%
7.40%today
Payment
$1,029/mo
$1,577today
  • 2beds
  • 3baths
  • 1,140sqft

2709 LANTERN HILL Avenue, Brandon

9335 AMERICAN HICKORY Lane, Riverview, FL, 33578 — assumable VA mortgage at 3.06%
VA
Active
44
$210,000$44,845 equity gap
Rate
3.06%
7.40%today
Payment
$792/mo
$1,291today
  • 2beds
  • 3baths
  • 1,320sqft

9335 AMERICAN HICKORY Lane, Riverview

9228 STONE RIVER Place, Riverview, FL, 33578 — assumable VA mortgage at 3.56%
VA
Active
41
$305,000$34,804 equity gap
Rate
3.56%
7.40%today
Payment
$1,342/mo
$2,054today
  • 3beds
  • 3baths
  • 1,822sqft

9228 STONE RIVER Place, Riverview

2214 GOLDEN OAK Lane, Valrico, FL, 33594 — assumable VA mortgage at 3.14%
VA
Active
26
$207,000$51,635 equity gap
Rate
3.14%
7.40%today
Payment
$742/mo
$1,196today
  • 2beds
  • 2baths
  • 1,130sqft

2214 GOLDEN OAK Lane, Valrico

902 TOMLIN Street, Plant City, FL, 33563 — assumable VA mortgage at 4.17%
VA
Active
12
$320,000$23,839 equity gap
Rate
4.17%
7.40%today
Payment
$1,565/mo
$2,224today
  • 3beds
  • 2baths
  • 1,551sqft

902 TOMLIN Street, Plant City

10407 LAKE MONTAUK Drive, Riverview, FL, 33578 — assumable VA mortgage at 2.48%
VA
Active
28
$264,900$104,831 equity gap
Rate
2.48%
7.40%today
Payment
$734/mo
$1,290today
  • 3beds
  • 3baths
  • 1,884sqft

10407 LAKE MONTAUK Drive, Riverview

115 BROOKOVER Lane, Brandon, FL, 33511 — assumable VA mortgage at 2.65%
VA
Active
39
$850,000$328,265 equity gap
Rate
2.65%
7.40%today
Payment
$2,414/mo
$4,149today
  • 4beds
  • 4baths
  • 3,401sqft

115 BROOKOVER Lane, Brandon

2814 HAMMOCK Drive, Plant City, FL, 33566 — assumable FHA mortgage at 2.67%
FHA
Active
73
$450,000$164,155 equity gap
Rate
2.67%
7.40%today
Payment
$1,329/mo
$2,277today
  • 4beds
  • 3baths
  • 2,186sqft

2814 HAMMOCK Drive, Plant City

7917 RIDEOUT Road, Tampa, FL, 33619 — assumable FHA mortgage at 2.70%
FHA
Active
22
$339,000$135,732 equity gap
Rate
2.70%
7.40%today
Payment
$946/mo
$1,615today
  • 2beds
  • 2baths
  • 1,791sqft

7917 RIDEOUT Road, Tampa

10234 BLOOMFIELD HILLS Drive, Seffner, FL, 33584 — assumable VA mortgage at 2.71%
VA
Active
47
$499,999$165,147 equity gap
Rate
2.71%
7.40%today
Payment
$1,564/mo
$2,666today
  • 4beds
  • 3baths
  • 2,472sqft

10234 BLOOMFIELD HILLS Drive, Seffner

1325 LAURA Street, Plant City, FL, 33563 — assumable FHA mortgage at 2.71%
FHA
Active
25
$274,900$91,378 equity gap
Rate
2.71%
7.40%today
Payment
$857/mo
$1,461today
  • 3beds
  • 3baths
  • 2,163sqft

1325 LAURA Street, Plant City

903 SHIMMERING OAKS Lane, Seffner, FL, 33584 — assumable FHA mortgage at 2.77%
FHA
Active
38
$389,000$141,038 equity gap
Rate
2.77%
7.40%today
Payment
$1,165/mo
$1,971today
  • 3beds
  • 2baths
  • 1,679sqft

903 SHIMMERING OAKS Lane, Seffner

7113 COLONY POINTE Drive, Riverview, FL, 33578 — assumable VA mortgage at 2.77%
VA
Active
47
$383,500$130,698 equity gap
Rate
2.77%
7.40%today
Payment
$1,166/mo
$1,973today
  • 3beds
  • 2baths
  • 1,796sqft

7113 COLONY POINTE Drive, Riverview

2722 CONCH HOLLOW Drive, Brandon, FL, 33511 — assumable FHA mortgage at 2.80%
FHA
Active
25
$230,000$85,674 equity gap
Rate
2.80%
7.40%today
Payment
$685/mo
$1,155today
  • 2beds
  • 3baths
  • 1,574sqft

2722 CONCH HOLLOW Drive, Brandon

2605 OLEANDER LAKES Drive, Brandon, FL, 33511 — assumable FHA mortgage at 2.80%
FHA
Active
68
$209,000$69,175 equity gap
Rate
2.80%
7.40%today
Payment
$666/mo
$1,122today
  • 3beds
  • 3baths
  • 1,362sqft

2605 OLEANDER LAKES Drive, Brandon

4706 CHATTERTON Way, Riverview, FL, 33578 — assumable FHA mortgage at 2.80%
FHA
Active
37
$199,900$63,655 equity gap
Rate
2.80%
7.40%today
Payment
$646/mo
$1,088today
  • 2beds
  • 3baths
  • 1,280sqft

4706 CHATTERTON Way, Riverview

712 OAKWOOD Avenue, Brandon, FL, 33511 — assumable VA mortgage at 2.87%
VA
Active
55
$649,900$214,671 equity gap
Rate
2.87%
7.40%today
Payment
$2,088/mo
$3,486today
  • 4beds
  • 4baths
  • 3,328sqft

712 OAKWOOD Avenue, Brandon

3463 HIGH HAMPTON Circle, Tampa, FL, 33610 — assumable VA mortgage at 2.87%
VA
Active
39
$205,500$63,266 equity gap
Rate
2.87%
7.40%today
Payment
$663/mo
$1,108today
  • 2beds
  • 3baths
  • 1,606sqft

3463 HIGH HAMPTON Circle, Tampa

6210 KITERIDGE Drive, Lithia, FL, 33547 — assumable VA mortgage at 2.90%
VA
Active
35
$349,900$124,491 equity gap
Rate
2.90%
7.40%today
Payment
$1,065/mo
$1,771today
  • 3beds
  • 2baths
  • 1,562sqft

6210 KITERIDGE Drive, Lithia

10612 SKEWLEE GARDENS Drive, Thonotosassa, FL, 33592 — assumable FHA mortgage at 2.90%
FHA
Active
12
$160,000$51,826 equity gap
Rate
2.90%
7.40%today
Payment
$511/mo
$850today
  • —beds
  • —baths
  • —sqft

10612 SKEWLEE GARDENS Drive, Thonotosassa

1311 WINDSOR Way, Tampa, FL, 33619 — assumable VA mortgage at 4.00%
VA
Active
24
$280,000$53,959 equity gap
Rate
4.00%
7.40%today
Payment
$1,184/mo
$1,717today
  • 3beds
  • 2baths
  • 1,152sqft

1311 WINDSOR Way, Tampa

802 PAPAYA Drive, Tampa, FL, 33619 — assumable FHA mortgage at 3.55%
FHA
Active
39
$299,000$81,259 equity gap
Rate
3.55%
7.40%today
Payment
$1,080/mo
$1,656today
  • 3beds
  • 2baths
  • 1,356sqft

802 PAPAYA Drive, Tampa

Assuming a mortgage in Valrico

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$352 /mo
Median cash to assume
$152,754
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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