Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Wake Forest, NC

69 homesFHA & VA loansrates from 2.70% vs 7.40% today

Wake Forest assumption guide
11515 Azari Court, Raleigh, NC, 27614 — assumable VA mortgage at 4.00%
VA
Active
38
$655,000$54,503 equity gap
Rate
4.00%
7.40%today
Payment
$3,116/mo
$4,519today
  • 4beds
  • 3baths
  • 2,783sqft

11515 Azari Court, Raleigh

12113 Pawleys Mill Circle, Raleigh, NC, 27614 — assumable VA mortgage at 2.70%
VA
Active
59
$725,000$257,438 equity gap
Rate
2.70%
7.40%today
Payment
$2,186/mo
$3,732today
  • 4beds
  • 4baths
  • 4,406sqft

12113 Pawleys Mill Circle, Raleigh

1704 Carrington Drive, Raleigh, NC, 27615 — assumable VA mortgage at 2.77%
VA
Active
26
$575,000$194,971 equity gap
Rate
2.77%
7.40%today
Payment
$1,749/mo
$2,959today
  • 4beds
  • 3baths
  • 2,542sqft

1704 Carrington Drive, Raleigh

185 Cranes Nest Drive, Franklinton, NC, 27525 — assumable FHA mortgage at 2.71%
FHA
Active
31
$359,900$157,292 equity gap
Rate
2.71%
7.40%today
Payment
$946/mo
$1,613today
  • 4beds
  • 3baths
  • 2,410sqft

185 Cranes Nest Drive, Franklinton

7604 Duckhorn Court, Wake Forest, NC, 27587 — assumable VA mortgage at 2.73%
VA
Active
77
$895,500$454,990 equity gap
Rate
2.73%
7.40%today
Payment
$2,052/mo
$3,489today
  • 5beds
  • 3baths
  • 3,499sqft

7604 Duckhorn Court, Wake Forest

11002 Southwalk Lane, Raleigh, NC, 27614 — assumable VA mortgage at 2.80%
VA
Active
28
$350,000$234,619 equity gap
Rate
2.80%
7.40%today
Payment
$547/mo
$921today
  • 2beds
  • 3baths
  • 1,447sqft

11002 Southwalk Lane, Raleigh

1913 Trent River Avenue, Wake Forest, NC, 27587 — assumable VA mortgage at 2.81%
VA
Active
66
$599,900$292,742 equity gap
Rate
2.81%
7.40%today
Payment
$1,453/mo
$2,446today
  • 4beds
  • 3baths
  • 3,360sqft

1913 Trent River Avenue, Wake Forest

8624 Kimillie Court, Wake Forest, NC, 27587 — assumable VA mortgage at 2.81%
VA
Active
70
$1,175,000$703,555 equity gap
Rate
2.81%
7.40%today
Payment
$2,236/mo
$3,763today
  • 4beds
  • 5baths
  • 4,469sqft

8624 Kimillie Court, Wake Forest

2025 Pleasant Forest Way, Wake Forest, NC, 27587 — assumable VA mortgage at 2.86%
VA
Active
72
$1,100,000$450,287 equity gap
Rate
2.86%
7.40%today
Payment
$3,106/mo
$5,193today
  • 4beds
  • 4baths
  • 4,157sqft

2025 Pleasant Forest Way, Wake Forest

75 Linnett Court, Youngsville, NC, 27596 — assumable VA mortgage at 2.93%
VA
Active
60
$415,000$193,767 equity gap
Rate
2.93%
7.40%today
Payment
$1,065/mo
$1,766today
  • 3beds
  • 3baths
  • 1,957sqft

75 Linnett Court, Youngsville

2944 Casona Way, Raleigh, NC, 27616 — assumable FHA mortgage at 3.00%
FHA
Active
38
$242,000$239,604 equity gap
Rate
3.00%
7.40%today
Payment
$15/mo
$22today
  • 2beds
  • 3baths
  • 1,376sqft

2944 Casona Way, Raleigh

11001 Louson Place, Raleigh, NC, 27614 — assumable FHA mortgage at 3.10%
FHA
Active
26
$395,000$276,536 equity gap
Rate
3.10%
7.40%today
Payment
$690/mo
$1,055today
  • 3beds
  • 3baths
  • 2,129sqft

11001 Louson Place, Raleigh

558 Redford Place Drive, Rolesville, NC, 27571 — assumable VA mortgage at 3.19%
VA
Active
29
$425,000$246,078 equity gap
Rate
3.19%
7.40%today
Payment
$2,022/mo
$2,663today
  • 5beds
  • 4baths
  • 2,778sqft

558 Redford Place Drive, Rolesville

1900 Edens Ridge Avenue, Wake Forest, NC, 27587 — assumable VA mortgage at 3.20%
VA
Active
43
$619,999$255,178 equity gap
Rate
3.20%
7.40%today
Payment
$1,838/mo
$2,942today
  • 4beds
  • 3baths
  • 3,351sqft

1900 Edens Ridge Avenue, Wake Forest

928 Oak Creek Road, Raleigh, NC, 27615 — assumable VA mortgage at 4.00%
VA
Active
65
$1,950,000$399,557 equity gap
Rate
4.00%
7.40%today
Payment
$8,060/mo
$11,690today
  • 4beds
  • 6baths
  • 6,265sqft

928 Oak Creek Road, Raleigh

6108 Tiffield Way, Wake Forest, NC, 27587 — assumable FHA mortgage at 3.25%
FHA
Active
77
$549,900$389,108 equity gap
Rate
3.25%
7.40%today
Payment
$1,038/mo
$1,652today
  • 5beds
  • 3baths
  • 3,004sqft

6108 Tiffield Way, Wake Forest

30 Brushwood Court, Youngsville, NC, 27596 — assumable VA mortgage at 3.28%
VA
Active
28
$459,900$197,475 equity gap
Rate
3.28%
7.40%today
Payment
$1,324/mo
$2,098today
  • 3beds
  • 3baths
  • 2,359sqft

30 Brushwood Court, Youngsville

219 Friesan Way, Rolesville, NC, 27571 — assumable VA mortgage at 3.42%
VA
Active
33
$565,000$332,515 equity gap
Rate
3.42%
7.40%today
Payment
$1,327/mo
$2,067today
  • 4beds
  • 4baths
  • 3,037sqft

219 Friesan Way, Rolesville

4732 Lonnie Drive, Rolesville, NC, 27571 — assumable VA mortgage at 3.47%
VA
Active
32
$565,000$337,275 equity gap
Rate
3.47%
7.40%today
Payment
$1,302/mo
$2,015today
  • 5beds
  • 4baths
  • 3,853sqft

4732 Lonnie Drive, Rolesville

110 Point View Way, Franklinton, NC, 27525 — assumable FHA mortgage at 3.49%
FHA
Active
62
$465,000$211,766 equity gap
Rate
3.49%
7.40%today
Payment
$1,314/mo
$2,029today
  • 4beds
  • 4baths
  • 3,168sqft

110 Point View Way, Franklinton

320 Short Ridge Way, Rolesville, NC, 27571 — assumable FHA mortgage at 3.50%
FHA
Active
31
$299,990$299,990 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,530sqft

320 Short Ridge Way, Rolesville

330 Short Ridge Way, Rolesville, NC, 27571 — assumable FHA mortgage at 3.50%
FHA
Active
37
$329,520$329,520 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,530sqft

330 Short Ridge Way, Rolesville

326 Short Ridge Way, Rolesville, NC, 27571 — assumable FHA mortgage at 3.50%
FHA
Active
34
$309,990$309,990 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,530sqft

326 Short Ridge Way, Rolesville

324 Short Ridge Way, Rolesville, NC, 27571 — assumable FHA mortgage at 3.50%
FHA
Active
43
$309,990$309,990 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,530sqft

324 Short Ridge Way, Rolesville

4505 Middletown Drive, Wake Forest, NC, 27587 — assumable FHA mortgage at 3.55%
FHA
Active
17
$254,900$166,246 equity gap
Rate
3.55%
7.40%today
Payment
$590/mo
$904today
  • 3beds
  • 3baths
  • 1,580sqft

4505 Middletown Drive, Wake Forest

2917 Thurman Dairy Lp, Wake Forest, NC, 27587 — assumable VA mortgage at 3.56%
VA
Active
61
$649,000$261,030 equity gap
Rate
3.56%
7.40%today
Payment
$2,051/mo
$3,139today
  • 5beds
  • 4baths
  • 4,298sqft

2917 Thurman Dairy Lp, Wake Forest

3024 Settle In Lane, Raleigh, NC, 27614 — assumable FHA mortgage at 3.60%
FHA
Active
48
$325,000$135,348 equity gap
Rate
3.60%
7.40%today
Payment
$998/mo
$1,519today
  • 3beds
  • 4baths
  • 2,160sqft

3024 Settle In Lane, Raleigh

2013 Edens Ridge Avenue, Wake Forest, NC, 27587 — assumable VA mortgage at 4.99%
VA
Active
42
$600,000$117,860 equity gap
Rate
4.99%
7.40%today
Payment
$2,761/mo
$3,566today
  • 4beds
  • 4baths
  • 3,274sqft

2013 Edens Ridge Avenue, Wake Forest

6010 San Marcos Way, Raleigh, NC, 27616 — assumable FHA mortgage at 3.73%
FHA
Active
22
$244,900$114,417 equity gap
Rate
3.73%
7.40%today
Payment
$697/mo
$1,045today
  • 2beds
  • 3baths
  • 1,300sqft

6010 San Marcos Way, Raleigh

1105 Lake Ridge Drive, Creedmoor, NC, 27522 — assumable FHA mortgage at 5.10%
FHA
Active
40
$375,000$63,962 equity gap
Rate
5.10%
7.40%today
Payment
$1,807/mo
$2,305today
  • 3beds
  • 2baths
  • 1,370sqft

1105 Lake Ridge Drive, Creedmoor

411 Oak Avenue, Wake Forest, NC, 27587 — assumable FHA mortgage at 5.11%
FHA
Active
39
$260,000$26,370 equity gap
Rate
5.11%
7.40%today
Payment
$1,361/mo
$1,734today
  • 2beds
  • 3baths
  • 1,559sqft

411 Oak Avenue, Wake Forest

4349 Lyman Avenue, Raleigh, NC, 27616 — assumable FHA mortgage at 3.95%
FHA
Active
32
$379,000$222,599 equity gap
Rate
3.95%
7.40%today
Payment
$1,084/mo
$1,512today
  • 4beds
  • 3baths
  • 2,400sqft

4349 Lyman Avenue, Raleigh

2236 Longmont Drive, Wake Forest, NC, 27587 — assumable FHA mortgage at 3.95%
FHA
Active
25
$454,900$195,954 equity gap
Rate
3.95%
7.40%today
Payment
$1,491/mo
$2,175today
  • 5beds
  • 4baths
  • 2,925sqft

2236 Longmont Drive, Wake Forest

9849 Sweet Basil Drive, Wake Forest, NC, 27587 — assumable FHA mortgage at 4.09%
FHA
Active
22
$271,000$157,769 equity gap
Rate
4.09%
7.40%today
Payment
$715/mo
$1,026today
  • 4beds
  • 3baths
  • 1,603sqft

9849 Sweet Basil Drive, Wake Forest

9605 Burge Court, Wake Forest, NC, 27587 — assumable FHA mortgage at 6.09%
FHA
Active
56
$350,000$9,544 equity gap
Rate
6.09%
7.40%today
Payment
$2,335/mo
$2,624today
  • —beds
  • 2baths
  • 2,200sqft

9605 Burge Court, Wake Forest

810 Winter Meadow Drive, Wake Forest, NC, 27587 — assumable VA mortgage at 6.23%
VA
Active
24
$335,000Potential short sale
Rate
6.23%
7.40%today
Payment
$2,071/mo
$2,334today
  • 4beds
  • 3baths
  • 2,114sqft

810 Winter Meadow Drive, Wake Forest

Assuming a mortgage in Wake Forest

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$502 /mo
Median cash to assume
$196,714
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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