Chris Prendergast

Chris Prendergast

Assumable homes for sale in Walling, TN

7 homesFHA & VA loansrates from 2.25% vs 7.40% today

Walling assumption guide
555 Randall Hitchcock Rd, Rock Island, TN, 38581 — assumable VA mortgage at 2.25%
VA
Active
100
$850,000$401,240 equity gap
Rate
2.25%
7.40%today
Payment
$1,992/mo
$3,608today
  • 4beds
  • 5baths
  • 4,262sqft

555 Randall Hitchcock Rd, Rock Island

582 Spencer Dr, Spencer, TN, 38585 — assumable VA mortgage at 3.19%
VA
Active
63
$214,999$176,743 equity gap
Rate
3.19%
7.40%today
Payment
$608/mo
$800today
  • 2beds
  • 2baths
  • 1,008sqft

582 Spencer Dr, Spencer

118 Bone Cave Rd, Rock Island, TN, 38581 — assumable FHA mortgage at 4.14%
FHA
Active
31
$289,000$156,068 equity gap
Rate
4.14%
7.40%today
Payment
$751/mo
$1,071today
  • 5beds
  • 2baths
  • 2,728sqft

118 Bone Cave Rd, Rock Island

177 Hidden River Ave, Sparta, TN, 38583 — assumable VA mortgage at 6.57%
VA
Active
50
$299,000$40,103 equity gap
Rate
6.57%
7.40%today
Payment
$1,713/mo
$1,863today
  • 3beds
  • 2baths
  • 1,500sqft

177 Hidden River Ave, Sparta

435 Heather Dr, Sparta, TN, 38583 — assumable FHA mortgage at 6.60%
FHA
Active
34
$274,900$40,357 equity gap
Rate
6.60%
7.40%today
Payment
$1,560/mo
$1,691today
  • 4beds
  • 2baths
  • 2,288sqft

435 Heather Dr, Sparta

300 Still Point Rd, Smithville, TN, 37166 — assumable FHA mortgage at 7.22%
FHA
Active
40
$322,000$46,403 equity gap
Rate
7.22%
7.40%today
Payment
$1,917/mo
$1,951today
  • 3beds
  • 2baths
  • 1,456sqft

300 Still Point Rd, Smithville

267 Simmons St, Spencer, TN, 38585 — assumable FHA mortgage at 6.08%
FHA
Active
27
$325,000$102,797 equity gap
Rate
6.08%
7.40%today
Payment
$1,414/mo
$1,609today
  • 4beds
  • 2baths
  • 2,600sqft

267 Simmons St, Spencer

Assuming a mortgage in Walling

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$608 /mo
Median cash to assume
$102,797
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.