Chris Prendergast

Chris Prendergast

Assumable homes for sale in Whitakers, NC

4 homesFHA & VA loansrates from 3.05% vs 7.40% today

Whitakers assumption guide
188 Lothian, Rocky Mount, NC, 27804 — assumable FHA mortgage at 3.05%
FHA
Active
33
$349,900$61,457 equity gap
Rate
3.05%
7.40%today
Payment
$1,366/mo
$2,229today
  • 3beds
  • 3baths
  • 1sqft

188 Lothian, Rocky Mount

119 Watson Street, Enfield, NC, 27823 — assumable VA mortgage at 3.11%
VA
Active
39
$209,900Potential short sale
Rate
3.11%
7.40%today
Payment
$1,218/mo
$1,973today
  • 4beds
  • 3baths
  • 3,557sqft

119 Watson Street, Enfield

3057 Woods Walk Way, Rocky Mount, NC, 27804 — assumable FHA mortgage at 3.75%
FHA
Active
58
$349,900$185,050 equity gap
Rate
3.75%
7.40%today
Payment
$905/mo
$1,341today
  • 3beds
  • 3baths
  • 2,219sqft

3057 Woods Walk Way, Rocky Mount

222 Lothian, Rocky Mount, NC, 27804 — assumable VA mortgage at 6.64%
VA
Active
26
$355,000$3,960 equity gap
Rate
6.64%
7.40%today
Payment
$2,315/mo
$2,499today
  • 4beds
  • 3baths
  • 2,497sqft

222 Lothian, Rocky Mount

Assuming a mortgage in Whitakers

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.05%
Lowest existing payment
$905 /mo
Median cash to assume
$61,457
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.