Assumable homes for sale in Wildwood, FL

10 homesFHA & VA loansrates from 2.84% vs 7.40% today

Wildwood assumption guide

5255 SUNSHINE DR, Wildwood, FL, 34785 — assumable FHA mortgage at 2.99%

FHA

Active

$224,900$34,042 equity gap

Rate: 2.99%; ~~7.40%~~today
Payment: $906/mo; ~~$1,490~~today

3beds
2baths
1,504sqft

5255 SUNSHINE DR, Wildwood

5395 SUNSHINE Drive, Wildwood, FL, 34785 — assumable FHA mortgage at 2.84%

FHA

Active

$289,500$105,400 equity gap

Rate: 2.84%; ~~7.40%~~today
Payment: $872/mo; ~~$1,462~~today

2beds
2baths
1,614sqft

5395 SUNSHINE Drive, Wildwood

9778 PEPPER TREE Place, Wildwood, FL, 34785 — assumable FHA mortgage at 2.94%

FHA

Active

$349,900$134,924 equity gap

Rate: 2.94%; ~~7.40%~~today
Payment: $1,039/mo; ~~$1,719~~today

4beds
3baths
2,279sqft

9778 PEPPER TREE Place, Wildwood

803 CRESTVIEW Circle, Wildwood, FL, 34785 — assumable VA mortgage at 3.89%

Active

$317,000$166,537 equity gap

Rate: 3.89%; ~~7.40%~~today
Payment: $872/mo; ~~$1,282~~today

3beds
2baths
1,430sqft

803 CRESTVIEW Circle, Wildwood

1674 GOVAN Place, The Villages, FL, 32162 — assumable VA mortgage at 4.15%

Active

$394,000$208,736 equity gap

Rate: 4.15%; ~~7.40%~~today
Payment: $1,084/mo; ~~$1,544~~today

3beds
2baths
1,368sqft

1674 GOVAN Place, The Villages

3463 LEELANAU Court, The Villages, FL, 32163 — assumable VA mortgage at 6.26%

Active

$514,088$28,762 equity gap

Rate: 6.26%; ~~7.40%~~today
Payment: $3,015/mo; ~~$3,386~~today

3beds
2baths
1,938sqft

3463 LEELANAU Court, The Villages

5089 STOKES Way, Wildwood, FL, 34785 — assumable VA mortgage at 6.78%

Active

$329,000$72,772 equity gap

Rate: 6.78%; ~~7.40%~~today
Payment: $1,726/mo; ~~$1,837~~today

3beds
2baths
1,614sqft

5089 STOKES Way, Wildwood

5310 SUNSHINE Drive, Wildwood, FL, 34785 — assumable FHA mortgage at 7.62%

FHA

Active

$329,900$69,909 equity gap

Rate: 7.62%; ~~7.40%~~today
Payment: $1,886/mo; ~~$1,846~~today

4beds
2baths
2,034sqft

5310 SUNSHINE Drive, Wildwood

7764 JUNE Lane, Wildwood, FL, 34785 — assumable VA mortgage at 5.51%

Active

$240,000Potential short sale

Rate: 5.51%; ~~7.40%~~today
Payment: $2,325/mo; ~~$2,832~~today

3beds
2baths
1,810sqft

7764 JUNE Lane, Wildwood

8693 TRIUMPH Circle, Wildwood, FL, 34785 — assumable FHA mortgage at 6.33%

FHA

Active

$385,000$61,095 equity gap

Rate: 6.33%; ~~7.40%~~today
Payment: $2,103/mo; ~~$2,345~~today

5beds
3baths
2,604sqft

8693 TRIUMPH Circle, Wildwood

Assuming a mortgage in Wildwood

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 2.84%
Lowest existing payment: $872 /mo
Median cash to assume: $72,772