Chris Prendergast

Chris Prendergast

Assumable homes for sale in Winchester, TN

6 homesFHA & VA loansrates from 2.80% vs 7.40% today

Winchester assumption guide
117 Carol Cir, Winchester, TN, 37398 — assumable FHA mortgage at 2.80%
FHA
Active
27
$330,000$129,891 equity gap
Rate
2.80%
7.40%today
Payment
$948/mo
$1,598today
  • 3beds
  • 2baths
  • 1,750sqft

117 Carol Cir, Winchester

71 Windjammer Ct, Winchester, TN, 37398 — assumable VA mortgage at 2.81%
VA
Active
47
$740,000$284,632 equity gap
Rate
2.81%
7.40%today
Payment
$2,139/mo
$3,600today
  • 4beds
  • 4baths
  • 3,017sqft

71 Windjammer Ct, Winchester

401 E Petty Lane, Winchester, TN, 37398 — assumable VA mortgage at 6.75%
VA
Active
28
$350,000$10,007 equity gap
Rate
6.75%
7.40%today
Payment
$2,229/mo
$2,379today
  • 3beds
  • 3baths
  • 3,960sqft

401 E Petty Lane, Winchester

79 Charlotte Dr, Winchester, TN, 37398 — assumable VA mortgage at 6.50%
VA
Active
60
$345,000$48,043 equity gap
Rate
6.50%
7.40%today
Payment
$1,915/mo
$2,098today
  • 3beds
  • 2baths
  • 1,430sqft

79 Charlotte Dr, Winchester

207 Melody Ln, Winchester, TN, 37398 — assumable FHA mortgage at 6.00%
FHA
Active
8
$179,900$114,838 equity gap
Rate
6.00%
7.40%today
Payment
$635/mo
$733today
  • 3beds
  • 2baths
  • 1,755sqft

207 Melody Ln, Winchester

605 Gin St, Winchester, TN, 37398 — assumable FHA mortgage at 6.95%
FHA
Active
18
$110,000$81,599 equity gap
Rate
6.95%
7.40%today
Payment
$177/mo
$187today
  • 4beds
  • 3baths
  • 2,052sqft

605 Gin St, Winchester

Assuming a mortgage in Winchester

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$635 /mo
Median cash to assume
$98,219
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
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Beaston Group

Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.