Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Albertville, MN

73 homesFHA & VA loansrates from 2.77% vs 7.40% today

Albertville assumption guide
4998 Kama Lane, Albertville, MN, 55301 — assumable VA mortgage at 3.10%
VA
Active
32
$419,000$72,328 equity gap
Rate
3.10%
7.40%today
Payment
$1,644/mo
$2,666today
  • 4beds
  • 4baths
  • 2,630sqft

4998 Kama Lane, Albertville

10288 Kali Avenue, Albertville, MN, 55301 — assumable VA mortgage at 2.81%
VA
Active
40
$455,000$95,818 equity gap
Rate
2.81%
7.40%today
Payment
$1,684/mo
$2,833today
  • 4beds
  • 3baths
  • 3,007sqft

10288 Kali Avenue, Albertville

13413 Riverview Drive, Elk River, MN, 55330 — assumable FHA mortgage at 2.81%
FHA
Active
18
$374,900$104,687 equity gap
Rate
2.81%
7.40%today
Payment
$1,273/mo
$2,141today
  • 5beds
  • 2baths
  • 2,126sqft

13413 Riverview Drive, Elk River

12789 Breckenridge Lane, Rogers, MN, 55374 — assumable VA mortgage at 2.88%
VA
Active
45
$475,000$122,938 equity gap
Rate
2.88%
7.40%today
Payment
$1,633/mo
$2,723today
  • 3beds
  • 3baths
  • 2,070sqft

12789 Breckenridge Lane, Rogers

15213 Tiger Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.10%
FHA
Active
22
$425,000$118,073 equity gap
Rate
3.10%
7.40%today
Payment
$1,459/mo
$2,365today
  • 4beds
  • 3baths
  • 2,183sqft

15213 Tiger Street, Ramsey

7474 Lamont Avenue, Otsego, MN, 55301 — assumable FHA mortgage at 3.13%
FHA
Active
46
$399,990$105,492 equity gap
Rate
3.13%
7.40%today
Payment
$1,459/mo
$2,357today
  • 4beds
  • 4baths
  • 2,372sqft

7474 Lamont Avenue, Otsego

317 River Street, Monticello, MN, 55362 — assumable FHA mortgage at 3.13%
FHA
Active
30
$290,000$105,720 equity gap
Rate
3.13%
7.40%today
Payment
$909/mo
$1,468today
  • 4beds
  • 2baths
  • 2,158sqft

317 River Street, Monticello

10669 74th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.42%
FHA
Active
91
$365,000$32,515 equity gap
Rate
4.42%
7.40%today
Payment
$1,804/mo
$2,488today
  • 3beds
  • 3baths
  • 2,247sqft

10669 74th Street, Otsego

7356 Kalland Circle, Otsego, MN, 55301 — assumable VA mortgage at 2.77%
VA
Active
26
$309,900$127,286 equity gap
Rate
2.77%
7.40%today
Payment
$842/mo
$1,425today
  • 3beds
  • 3baths
  • 2,069sqft

7356 Kalland Circle, Otsego

8676 Fairhill Lane, Monticello, MN, 55362 — assumable VA mortgage at 2.80%
VA
Active
44
$384,900$174,835 equity gap
Rate
2.80%
7.40%today
Payment
$972/mo
$1,638today
  • 5beds
  • 2baths
  • 2,231sqft

8676 Fairhill Lane, Monticello

19106 Engle Wood Drive, Big Lake, MN, 55309 — assumable FHA mortgage at 2.88%
FHA
Active
59
$314,900$292,181 equity gap
Rate
2.88%
7.40%today
Payment
$111/mo
$180today
  • 3beds
  • 2baths
  • 1,560sqft

19106 Engle Wood Drive, Big Lake

18011 Johnson Street, Elk River, MN, 55330 — assumable FHA mortgage at 2.91%
FHA
Active
33
$345,000$163,082 equity gap
Rate
2.91%
7.40%today
Payment
$874/mo
$1,452today
  • 3beds
  • 2baths
  • 2,307sqft

18011 Johnson Street, Elk River

11462 53rd Street, Albertville, MN, 55301 — assumable FHA mortgage at 2.98%
FHA
Active
38
$429,900$177,131 equity gap
Rate
2.98%
7.40%today
Payment
$1,227/mo
$2,020today
  • 4beds
  • 3baths
  • 2,506sqft

11462 53rd Street, Albertville

16544 62nd Street, Otsego, MN, 55374 — assumable VA mortgage at 2.99%
VA
Active
48
$749,000$298,590 equity gap
Rate
2.99%
7.40%today
Payment
$2,134/mo
$3,508today
  • 7beds
  • 5baths
  • 4,850sqft

16544 62nd Street, Otsego

18566 147th Street, Elk River, MN, 55330 — assumable VA mortgage at 3.31%
VA
Active
35
$395,000$144,247 equity gap
Rate
3.31%
7.40%today
Payment
$1,272/mo
$2,008today
  • 4beds
  • 2baths
  • 2,016sqft

18566 147th Street, Elk River

101 Carissa Lane, Saint Michael, MN, 55376 — assumable VA mortgage at 3.02%
VA
Active
51
$425,000$175,236 equity gap
Rate
3.02%
7.40%today
Payment
$1,198/mo
$1,962today
  • 3beds
  • 2baths
  • 1,894sqft

101 Carissa Lane, Saint Michael

13761 Dorothy Drive, Rogers, MN, 55374 — assumable FHA mortgage at 3.03%
FHA
Active
54
$384,900$159,694 equity gap
Rate
3.03%
7.40%today
Payment
$1,101/mo
$1,802today
  • 4beds
  • 3baths
  • 3,063sqft

13761 Dorothy Drive, Rogers

10761 Crow Hassan Park Road, Hanover, MN, 55341 — assumable FHA mortgage at 3.10%
FHA
Active
47
$350,000$201,422 equity gap
Rate
3.10%
7.40%today
Payment
$702/mo
$1,138today
  • 4beds
  • 2baths
  • 1,870sqft

10761 Crow Hassan Park Road, Hanover

18667 Zane Street, Elk River, MN, 55330 — assumable VA mortgage at 3.42%
VA
Active
44
$374,900$258,828 equity gap
Rate
3.42%
7.40%today
Payment
$757/mo
$1,178today
  • 3beds
  • 3baths
  • 2,328sqft

18667 Zane Street, Elk River

11172 76th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.72%
FHA
Active
29
$242,500$28,207 equity gap
Rate
4.72%
7.40%today
Payment
$1,200/mo
$1,598today
  • 2beds
  • 2baths
  • 1,525sqft

11172 76th Street, Otsego

8098 Padgett Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 5.27%
FHA
Active
47
$420,000$10,293 equity gap
Rate
5.27%
7.40%today
Payment
$2,418/mo
$3,025today
  • 4beds
  • 4baths
  • 2,775sqft

8098 Padgett Avenue, Otsego

13525 Oakwood Drive, Rogers, MN, 55374 — assumable FHA mortgage at 3.53%
FHA
Active
31
$459,000$298,590 equity gap
Rate
3.53%
7.40%today
Payment
$1,062/mo
$1,632today
  • 3beds
  • 3baths
  • 2,249sqft

13525 Oakwood Drive, Rogers

9690 52nd Lane, Saint Michael, MN, 55376 — assumable VA mortgage at 5.10%
VA
Active
32
$460,000$44,640 equity gap
Rate
5.10%
7.40%today
Payment
$2,410/mo
$3,073today
  • 4beds
  • 3baths
  • 2,326sqft

9690 52nd Lane, Saint Michael

17872 Tyler Street, Elk River, MN, 55330 — assumable FHA mortgage at 3.92%
FHA
Active
46
$399,000$157,730 equity gap
Rate
3.92%
7.40%today
Payment
$1,392/mo
$2,039today
  • 5beds
  • 4baths
  • 2,875sqft

17872 Tyler Street, Elk River

8526 Gateway Circle, Monticello, MN, 55362 — assumable FHA mortgage at 4.72%
FHA
Active
34
$315,000$74,503 equity gap
Rate
4.72%
7.40%today
Payment
$1,346/mo
$1,793today
  • 3beds
  • 2baths
  • 1,904sqft

8526 Gateway Circle, Monticello

17179 Monroe Drive, Elk River, MN, 55330 — assumable VA mortgage at 3.95%
VA
Active
26
$262,000$122,382 equity gap
Rate
3.95%
7.40%today
Payment
$804/mo
$1,173today
  • 2beds
  • 2baths
  • 1,590sqft

17179 Monroe Drive, Elk River

3765 Woodside Drive, Monticello, MN, 55362 — assumable VA mortgage at 4.15%
VA
Active
46
$360,000$172,093 equity gap
Rate
4.15%
7.40%today
Payment
$1,133/mo
$1,613today
  • 4beds
  • 3baths
  • 2,072sqft

3765 Woodside Drive, Monticello

12238 62nd Street, Otsego, MN, 55301 — assumable VA mortgage at 6.26%
VA
Active
7
$530,000$19,145 equity gap
Rate
6.26%
7.40%today
Payment
$3,180/mo
$3,572today
  • 4beds
  • 3baths
  • 2,776sqft

12238 62nd Street, Otsego

8826 152nd Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 6.72%
FHA
Active
14
$374,900$13,309 equity gap
Rate
6.72%
7.40%today
Payment
$2,359/mo
$2,526today
  • 4beds
  • 3baths
  • 2,087sqft

8826 152nd Lane, Ramsey

16106 71st Street, Elk River, MN, 55330 — assumable FHA mortgage at 6.78%
FHA
Active
19
$189,900Potential short sale
Rate
6.78%
7.40%today
Payment
$1,351/mo
$1,438today
  • 2beds
  • 2baths
  • 1,086sqft

16106 71st Street, Elk River

8710 Parkington Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 6.83%
FHA
Active
43
$315,000Potential short sale
Rate
6.83%
7.40%today
Payment
$2,206/mo
$2,336today
  • 3beds
  • 3baths
  • 1,906sqft

8710 Parkington Avenue, Otsego

18762 Grant Street, Elk River, MN, 55330 — assumable FHA mortgage at 6.95%
FHA
Active
38
$379,000$16,318 equity gap
Rate
6.95%
7.40%today
Payment
$2,437/mo
$2,549today
  • 3beds
  • 2baths
  • 1,410sqft

18762 Grant Street, Elk River

10132 188th Avenue, Elk River, MN, 55330 — assumable FHA mortgage at 7.22%
FHA
Active
30
$360,000$13,439 equity gap
Rate
7.22%
7.40%today
Payment
$2,410/mo
$2,454today
  • 3beds
  • 2baths
  • 1,166sqft

10132 188th Avenue, Elk River

6142 Maclynn Avenue, Otsego, MN, 55301 — assumable FHA mortgage at 7.31%
FHA
Active
16
$239,900$3,708 equity gap
Rate
7.31%
7.40%today
Payment
$1,668/mo
$1,683today
  • 2beds
  • 2baths
  • 1,472sqft

6142 Maclynn Avenue, Otsego

18971 Sanford Avenue, Big Lake, MN, 55309 — assumable FHA mortgage at 7.49%
FHA
Active
26
$299,900$12,838 equity gap
Rate
7.49%
7.40%today
Payment
$2,061/mo
$2,043today
  • 3beds
  • 3baths
  • 1,715sqft

18971 Sanford Avenue, Big Lake

17021 61st Court, Otsego, MN, 55330 — assumable FHA mortgage at 5.51%
FHA
Active
63
$485,000$57,701 equity gap
Rate
5.51%
7.40%today
Payment
$2,584/mo
$3,147today
  • 5beds
  • 3baths
  • 2,602sqft

17021 61st Court, Otsego

Assuming a mortgage in Albertville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$415 /mo
Median cash to assume
$162,986
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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