Chris Prendergast

Chris Prendergast

Assumable homes for sale in Bakersfield, CA

3 homesFHA loansrates from 6.27% vs 7.40% today

Bakersfield assumption guide
1405 Chester Avenue, Bakersfield, CA, 93301 — assumable FHA mortgage at 6.71%
FHA
Active
24
$299,000$35,742 equity gap
Rate
6.71%
7.40%today
Payment
$1,763/mo
$1,890today
  • 3beds
  • 2baths
  • 1,169sqft

1405 Chester Avenue, Bakersfield

336 T, Bakersfield, CA, 93304 — assumable FHA mortgage at 6.87%
FHA
Active
26
$350,000$42,272 equity gap
Rate
6.87%
7.40%today
Payment
$2,063/mo
$2,175today
  • 3beds
  • 2baths
  • 1,583sqft

336 T, Bakersfield

208 Brink DR, Bakersfield, CA, 93304 — assumable FHA mortgage at 6.27%
FHA
Active
12
$540,000$112,493 equity gap
Rate
6.27%
7.40%today
Payment
$2,757/mo
$3,093today
  • —beds
  • —baths
  • 2,552sqft

208 Brink DR, Bakersfield

Assuming a mortgage in Bakersfield

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
6.27%
Lowest existing payment
$1,763 /mo
Median cash to assume
$42,272
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.