Chris Prendergast

Chris Prendergast

Assumable homes for sale in Bakersfield, CA

7 homesFHA loansrates from 4.72% vs 7.40% today

Bakersfield assumption guide
3305 Dwight Street, Bakersfield, CA, 93306 — assumable FHA mortgage at 6.72%
FHA
Active
43
$339,999Potential short sale
Rate
6.72%
7.40%today
Payment
$2,216/mo
$2,373today
  • 5beds
  • 2baths
  • 1,790sqft

3305 Dwight Street, Bakersfield

2137 Sacramento, Bakersfield, CA, 93305 — assumable FHA mortgage at 5.09%
FHA
Active
31
$355,000$102,319 equity gap
Rate
5.09%
7.40%today
Payment
$1,464/mo
$1,870today
  • 2beds
  • 2baths
  • 1,271sqft

2137 Sacramento, Bakersfield

1500 Palm, Bakersfield, CA, 93305 — assumable FHA mortgage at 6.86%
FHA
Active
19
$475,000$90,732 equity gap
Rate
6.86%
7.40%today
Payment
$2,576/mo
$2,719today
  • 3beds
  • 2baths
  • 1,450sqft

1500 Palm, Bakersfield

336 T, Bakersfield, CA, 93304 — assumable FHA mortgage at 6.87%
FHA
Active
26
$350,000$42,272 equity gap
Rate
6.87%
7.40%today
Payment
$2,063/mo
$2,175today
  • 3beds
  • 2baths
  • 1,583sqft

336 T, Bakersfield

4010 Eton Street, Bakersfield, CA, 93306 — assumable FHA mortgage at 4.72%
FHA
Active
2
$299,000Potential short sale
Rate
4.72%
7.40%today
Payment
$1,827/mo
$2,434today
  • 3beds
  • 2baths
  • 1,765sqft

4010 Eton Street, Bakersfield

335 Clifton, Bakersfield, CA, 93307 — assumable FHA mortgage at 7.03%
FHA
Active
3
$199,999$43,098 equity gap
Rate
7.03%
7.40%today
Payment
$1,069/mo
$1,110today
  • 2beds
  • 1baths
  • 672sqft

335 Clifton, Bakersfield

1028 Jeffrey, Bakersfield, CA, 93305 — assumable FHA mortgage at 6.20%
FHA
Active
49
$550,000$234,335 equity gap
Rate
6.20%
7.40%today
Payment
$1,975/mo
$2,233today
  • 6beds
  • 4baths
  • 2,080sqft

1028 Jeffrey, Bakersfield

Assuming a mortgage in Bakersfield

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
4.72%
Lowest existing payment
$1,069 /mo
Median cash to assume
$66,915
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.