Chris Prendergast

Chris Prendergast

Assumable homes for sale in Buffalo, MN

9 homesFHA & VA loansrates from 2.95% vs 7.40% today

Buffalo assumption guide
624 Montrose Boulevard, Buffalo, MN, 55313 — assumable FHA mortgage at 2.95%
FHA
Active
38
$249,900$51,964 equity gap
Rate
2.95%
7.40%today
Payment
$938/mo
$1,550today
  • 4beds
  • 3baths
  • 2,816sqft

624 Montrose Boulevard, Buffalo

403 3rd Avenue, Buffalo, MN, 55313 — assumable FHA mortgage at 3.14%
FHA
Active
74
$300,000$75,434 equity gap
Rate
3.14%
7.40%today
Payment
$1,072/mo
$1,729today
  • 3beds
  • 1baths
  • 1,720sqft

403 3rd Avenue, Buffalo

404 17th Street, Buffalo, MN, 55313 — assumable FHA mortgage at 3.69%
FHA
Active
29
$299,000$185,170 equity gap
Rate
3.69%
7.40%today
Payment
$677/mo
$1,020today
  • 3beds
  • 2baths
  • 1,510sqft

404 17th Street, Buffalo

2010 Balsam Lane, Rockford, MN, 55373 — assumable FHA mortgage at 3.75%
FHA
Active
37
$470,000$356,823 equity gap
Rate
3.75%
7.40%today
Payment
$803/mo
$1,201today
  • 3beds
  • 3baths
  • 3,108sqft

2010 Balsam Lane, Rockford

611 Central Avenue, Buffalo, MN, 55313 — assumable FHA mortgage at 3.75%
FHA
Active
39
$295,000$237,180 equity gap
Rate
3.75%
7.40%today
Payment
$406/mo
$606today
  • 4beds
  • 3baths
  • 1,373sqft

611 Central Avenue, Buffalo

1609 11th Street, Buffalo, MN, 55313 — assumable VA mortgage at 6.74%
VA
Active
28
$400,000Potential short sale
Rate
6.74%
7.40%today
Payment
$2,720/mo
$2,906today
  • 3beds
  • 2baths
  • 1,465sqft

1609 11th Street, Buffalo

431 Cedar Place, Maple Lake, MN, 55358 — assumable VA mortgage at 6.89%
VA
Active
25
$250,000$11,515 equity gap
Rate
6.89%
7.40%today
Payment
$1,593/mo
$1,676today
  • 4beds
  • 3baths
  • 1,984sqft

431 Cedar Place, Maple Lake

1805 10th Street, Buffalo, MN, 55313 — assumable VA mortgage at 7.06%
VA
Active
31
$395,000$20,951 equity gap
Rate
7.06%
7.40%today
Payment
$2,557/mo
$2,645today
  • 5beds
  • 3baths
  • 2,447sqft

1805 10th Street, Buffalo

1601 Maple Avenue, Buffalo, MN, 55313 — assumable FHA mortgage at 6.62%
FHA
Active
32
$309,900$83,784 equity gap
Rate
6.62%
7.40%today
Payment
$1,490/mo
$1,612today
  • 4beds
  • 2baths
  • 1,589sqft

1601 Maple Avenue, Buffalo

Assuming a mortgage in Buffalo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.95%
Lowest existing payment
$406 /mo
Median cash to assume
$79,609
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.