Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Cathedral City, CA

56 homesFHA & VA loansrates from 2.73% vs 7.40% today

Cathedral City assumption guide
259 Desert Falls Drive, Palm Desert, CA, 92211 — assumable VA mortgage at 2.98%
VA
Active
37
$327,500$52,524 equity gap
Rate
2.98%
7.40%today
Payment
$1,307/mo
$2,152today
  • 2beds
  • 2baths
  • 1,330sqft

259 Desert Falls Drive, Palm Desert

48944 Desert Flower, Palm Desert, CA, 92260 — assumable FHA mortgage at 3.10%
FHA
Active
15
$355,000$63,439 equity gap
Rate
3.10%
7.40%today
Payment
$1,380/mo
$2,237today
  • 3beds
  • 2baths
  • 1,348sqft

48944 Desert Flower, Palm Desert

38820 Desert Greens Drive, Palm Desert, CA, 92260 — assumable VA mortgage at 2.78%
VA
Active
33
$379,000$118,399 equity gap
Rate
2.78%
7.40%today
Payment
$1,206/mo
$2,038today
  • 2beds
  • 2baths
  • 1,800sqft

38820 Desert Greens Drive, Palm Desert

32957 Pueblo Trail, Cathedral City, CA, 92234 — assumable FHA mortgage at 2.81%
FHA
Active
57
$550,000$218,182 equity gap
Rate
2.81%
7.40%today
Payment
$1,555/mo
$2,617today
  • 5beds
  • 3baths
  • 1,904sqft

32957 Pueblo Trail, Cathedral City

32957 Pueblo Trail, Cathedral City, CA, 92234 — assumable FHA mortgage at 2.81%
FHA
Active
57
$550,000$218,182 equity gap
Rate
2.81%
7.40%today
Payment
$1,555/mo
$2,617today
  • 5beds
  • 3baths
  • 1,904sqft

32957 Pueblo Trail, Cathedral City

26866 Rio Madre Drive, Cathedral City, CA, 92234 — assumable FHA mortgage at 2.86%
FHA
Active
58
$554,888$197,294 equity gap
Rate
2.86%
7.40%today
Payment
$1,655/mo
$2,767today
  • 5beds
  • 4baths
  • 2,076sqft

26866 Rio Madre Drive, Cathedral City

1914 Marguerite Street, Palm Springs, CA, 92264 — assumable VA mortgage at 2.89%
VA
Active
11
$725,000$227,217 equity gap
Rate
2.89%
7.40%today
Payment
$2,381/mo
$3,967today
  • 3beds
  • 2baths
  • 1,550sqft

1914 Marguerite Street, Palm Springs

27875 Avenida Maravilla, Cathedral City, CA, 92234 — assumable FHA mortgage at 2.96%
FHA
Active
38
$549,950$199,317 equity gap
Rate
2.96%
7.40%today
Payment
$1,690/mo
$2,790today
  • 3beds
  • 2baths
  • 1,865sqft

27875 Avenida Maravilla, Cathedral City

67486 Rio Largo Road, Cathedral City, CA, 92234 — assumable FHA mortgage at 3.13%
FHA
Active
59
$499,000$196,560 equity gap
Rate
3.13%
7.40%today
Payment
$1,498/mo
$2,420today
  • 3beds
  • 2baths
  • 1,924sqft

67486 Rio Largo Road, Cathedral City

858 Calle De Mimosas, Palm Springs, CA, 92262 — assumable FHA mortgage at 4.17%
FHA
Active
43
$529,000$68,222 equity gap
Rate
4.17%
7.40%today
Payment
$2,439/mo
$3,466today
  • 3beds
  • 2baths
  • 1,347sqft

858 Calle De Mimosas, Palm Springs

314 Via Napoli, Cathedral City, CA, 92234 — assumable VA mortgage at 2.73%
VA
Active
54
$629,900$360,839 equity gap
Rate
2.73%
7.40%today
Payment
$1,253/mo
$2,131today
  • 3beds
  • 3baths
  • 2,087sqft

314 Via Napoli, Cathedral City

1385 Passage Street, Palm Springs, CA, 92262 — assumable VA mortgage at 2.73%
VA
Active
53
$1,275,000$854,383 equity gap
Rate
2.73%
7.40%today
Payment
$1,959/mo
$3,331today
  • 3beds
  • 3baths
  • 2,315sqft

1385 Passage Street, Palm Springs

74495 Gary Avenue, Palm Desert, CA, 92260 — assumable FHA mortgage at 2.81%
FHA
Active
51
$315,000$211,705 equity gap
Rate
2.81%
7.40%today
Payment
$489/mo
$823today
  • 2beds
  • 2baths
  • 1,881sqft

74495 Gary Avenue, Palm Desert

37369 Bankside Drive, Cathedral City, CA, 92234 — assumable VA mortgage at 2.83%
VA
Active
36
$775,000$476,374 equity gap
Rate
2.83%
7.40%today
Payment
$1,416/mo
$2,377today
  • 3beds
  • 2baths
  • 1,665sqft

37369 Bankside Drive, Cathedral City

77 Colgate Drive, Rancho Mirage, CA, 92270 — assumable VA mortgage at 2.88%
VA
Active
58
$1,195,000$709,791 equity gap
Rate
2.88%
7.40%today
Payment
$2,319/mo
$3,867today
  • 3beds
  • 3baths
  • 2,940sqft

77 Colgate Drive, Rancho Mirage

67353 Rio Naches Road, Cathedral City, CA, 92234 — assumable FHA mortgage at 2.96%
FHA
Active
31
$529,900$215,654 equity gap
Rate
2.96%
7.40%today
Payment
$1,511/mo
$2,494today
  • 3beds
  • 2baths
  • 1,924sqft

67353 Rio Naches Road, Cathedral City

25 Chardonnay, Rancho Mirage, CA, 92270 — assumable VA mortgage at 3.12%
VA
Active
75
$1,215,000$583,282 equity gap
Rate
3.12%
7.40%today
Payment
$2,996/mo
$4,845today
  • 2beds
  • 3baths
  • 2,504sqft

25 Chardonnay, Rancho Mirage

31520 Avenida El Mundo, Cathedral City, CA, 92234 — assumable FHA mortgage at 3.13%
FHA
Active
28
$430,000$183,047 equity gap
Rate
3.13%
7.40%today
Payment
$1,221/mo
$1,972today
  • 3beds
  • 2baths
  • 1,250sqft

31520 Avenida El Mundo, Cathedral City

31120 Avenue Valdez, Cathedral City, CA, 92234 — assumable VA mortgage at 3.14%
VA
Active
17
$450,000$387,997 equity gap
Rate
3.14%
7.40%today
Payment
$295/mo
$475today
  • 3beds
  • 2baths
  • 1,320sqft

31120 Avenue Valdez, Cathedral City

72795 Pitahaya Street, Palm Desert, CA, 92260 — assumable VA mortgage at 3.29%
VA
Active
41
$698,000$416,036 equity gap
Rate
3.29%
7.40%today
Payment
$1,430/mo
$2,264today
  • 3beds
  • 3baths
  • 1,580sqft

72795 Pitahaya Street, Palm Desert

139 Blue River Drive, Palm Desert, CA, 92211 — assumable VA mortgage at 3.43%
VA
Active
39
$859,000$503,347 equity gap
Rate
3.43%
7.40%today
Payment
$2,044/mo
$3,179today
  • 3beds
  • 3baths
  • 2,108sqft

139 Blue River Drive, Palm Desert

259 Santa Barbara Circle, Palm Desert, CA, 92260 — assumable VA mortgage at 3.45%
VA
Active
58
$570,000$310,061 equity gap
Rate
3.45%
7.40%today
Payment
$1,337/mo
$2,075today
  • 2beds
  • 2baths
  • 1,303sqft

259 Santa Barbara Circle, Palm Desert

34688 Stage Drive, Thousand Palms, CA, 92276 — assumable FHA mortgage at 3.45%
FHA
Active
57
$365,000Potential short sale
Rate
3.45%
7.40%today
Payment
$1,975/mo
$3,064today
  • 2beds
  • 2baths
  • 2,015sqft

34688 Stage Drive, Thousand Palms

3551 Melody Lane, Palm Springs, CA, 92262 — assumable VA mortgage at 3.47%
VA
Active
33
$499,000$271,526 equity gap
Rate
3.47%
7.40%today
Payment
$1,175/mo
$1,819today
  • 2beds
  • 3baths
  • 1,306sqft

3551 Melody Lane, Palm Springs

41389 Penn Drive, Palm Desert, CA, 92211 — assumable FHA mortgage at 3.50%
FHA
Active
34
$550,000$550,000 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,725sqft

41389 Penn Drive, Palm Desert

69160 San Helena Avenue, Cathedral City, CA, 92234 — assumable FHA mortgage at 3.59%
FHA
Active
45
$617,000$512,194 equity gap
Rate
3.59%
7.40%today
Payment
$716/mo
$1,091today
  • 4beds
  • 3baths
  • 1,930sqft

69160 San Helena Avenue, Cathedral City

77801 Chandler Way, Palm Desert, CA, 92211 — assumable FHA mortgage at 5.41%
FHA
Active
29
$479,000$26,507 equity gap
Rate
5.41%
7.40%today
Payment
$2,705/mo
$3,331today
  • 3beds
  • 2baths
  • 1,243sqft

77801 Chandler Way, Palm Desert

76948 Tomahawk Run, Indian Wells, CA, 92210 — assumable VA mortgage at 3.64%
VA
Active
56
$1,085,500$690,507 equity gap
Rate
3.64%
7.40%today
Payment
$2,100/mo
$3,183today
  • 4beds
  • 3baths
  • 2,378sqft

76948 Tomahawk Run, Indian Wells

218 Desert Falls Drive, Palm Desert, CA, 92211 — assumable FHA mortgage at 3.70%
FHA
Active
32
$435,900$289,465 equity gap
Rate
3.70%
7.40%today
Payment
$903/mo
$1,359today
  • 2beds
  • 2baths
  • 1,330sqft

218 Desert Falls Drive, Palm Desert

30651 Desert Moon Drive, Thousand Palms, CA, 92276 — assumable FHA mortgage at 3.73%
FHA
Active
30
$465,000$257,116 equity gap
Rate
3.73%
7.40%today
Payment
$1,108/mo
$1,660today
  • 3beds
  • 2baths
  • 1,258sqft

30651 Desert Moon Drive, Thousand Palms

1970 Joshua Tree Place, Palm Springs, CA, 92264 — assumable FHA mortgage at 3.76%
FHA
Active
36
$1,675,000$1,628,323 equity gap
Rate
3.76%
7.40%today
Payment
$236/mo
$353today
  • 3beds
  • 3baths
  • 1,957sqft

1970 Joshua Tree Place, Palm Springs

3971 Vista Dunes, Palm Springs, CA, 92262 — assumable FHA mortgage at 4.07%
FHA
Active
36
$549,999$221,369 equity gap
Rate
4.07%
7.40%today
Payment
$1,844/mo
$2,651today
  • 3beds
  • 2baths
  • 1,835sqft

3971 Vista Dunes, Palm Springs

39850 Regency Way, Palm Desert, CA, 92211 — assumable VA mortgage at 5.50%
VA
Active
51
$615,000$43,220 equity gap
Rate
5.50%
7.40%today
Payment
$3,343/mo
$4,077today
  • 2beds
  • 3baths
  • 2,081sqft

39850 Regency Way, Palm Desert

73301 Broadmoor Drive, Thousand Palms, CA, 92276 — assumable VA mortgage at 4.07%
VA
Active
38
$239,000$146,350 equity gap
Rate
4.07%
7.40%today
Payment
$520/mo
$747today
  • 2beds
  • 2baths
  • 1,980sqft

73301 Broadmoor Drive, Thousand Palms

68700 Panorama Road, Cathedral City, CA, 92234 — assumable FHA mortgage at 4.08%
FHA
Active
$649,000$405,372 equity gap
Rate
4.08%
7.40%today
Payment
$1,533/mo
$2,202today
  • 4beds
  • 3baths
  • 2,668sqft

68700 Panorama Road, Cathedral City

149 Yale, Rancho Mirage, CA, 92270 — assumable VA mortgage at 4.13%
VA
Active
38
$1,350,000$897,489 equity gap
Rate
4.13%
7.40%today
Payment
$2,737/mo
$3,908today
  • 3beds
  • 3baths
  • 2,784sqft

149 Yale, Rancho Mirage

Assuming a mortgage in Cathedral City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$489 /mo
Median cash to assume
$227,217
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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