Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Chula Vista, CA

38 homesVA & FHA loansrates from 2.72% vs 7.40% today

Chula Vista assumption guide
1858 Wedgewood Pl, Chula Vista, CA, 91913 — assumable VA mortgage at 3.21%
VA
Active
40
$808,000$114,232 equity gap
Rate
3.21%
7.40%today
Payment
$3,323/mo
$5,314today
  • 3beds
  • 4baths
  • 1,822sqft

1858 Wedgewood Pl, Chula Vista

1880 Aubrives Place #2126, Chula Vista, CA, 91913 — assumable VA mortgage at 3.45%
VA
Active
24
$595,000$76,728 equity gap
Rate
3.45%
7.40%today
Payment
$2,544/mo
$3,947today
  • 3beds
  • 2baths
  • 1,315sqft

1880 Aubrives Place #2126, Chula Vista

1172 Bow Willow Trail Way, Chula Vista, CA, 91915 — assumable VA mortgage at 2.80%
VA
Active
22
$870,000$231,086 equity gap
Rate
2.80%
7.40%today
Payment
$2,984/mo
$5,029today
  • 3beds
  • 3baths
  • 1,448sqft

1172 Bow Willow Trail Way, Chula Vista

748 Eastshore #114, Chula Vista, CA, 91913 — assumable FHA mortgage at 2.90%
FHA
Active
34
$494,000$110,602 equity gap
Rate
2.90%
7.40%today
Payment
$1,798/mo
$2,991today
  • 2beds
  • 2baths
  • 752sqft

748 Eastshore #114, Chula Vista

2285 Whistling Ln, Chula Vista, CA, 91915 — assumable VA mortgage at 4.17%
VA
Active
19
$570,000Potential short sale
Rate
4.17%
7.40%today
Payment
$3,115/mo
$4,427today
  • 2beds
  • 2baths
  • 1,334sqft

2285 Whistling Ln, Chula Vista

2143 Element Way, Chula Vista, CA, 91915 — assumable VA mortgage at 2.77%
VA
Active
29
$889,000$297,749 equity gap
Rate
2.77%
7.40%today
Payment
$2,766/mo
$4,679today
  • 3beds
  • 4baths
  • 2,157sqft

2143 Element Way, Chula Vista

2205 Andalusia Lane #6, Chula Vista, CA, 91915 — assumable VA mortgage at 2.93%
VA
Active
42
$815,000$319,745 equity gap
Rate
2.93%
7.40%today
Payment
$2,385/mo
$3,952today
  • 4beds
  • 3baths
  • 1,993sqft

2205 Andalusia Lane #6, Chula Vista

1844 San Sebastian, Chula Vista, CA, 91913 — assumable VA mortgage at 3.18%
VA
Active
18
$774,900$301,833 equity gap
Rate
3.18%
7.40%today
Payment
$2,303/mo
$3,696today
  • 4beds
  • 3baths
  • 1,649sqft

1844 San Sebastian, Chula Vista

2724 Slippery Elm, Chula Vista, CA, 91915 — assumable VA mortgage at 3.21%
VA
Active
44
$575,000$197,279 equity gap
Rate
3.21%
7.40%today
Payment
$1,883/mo
$3,010today
  • 2beds
  • 3baths
  • 1,332sqft

2724 Slippery Elm, Chula Vista

1526 Caminito Sicilia, Chula Vista, CA, 91915 — assumable VA mortgage at 4.75%
VA
Active
51
$745,000$37,754 equity gap
Rate
4.75%
7.40%today
Payment
$3,965/mo
$5,262today
  • 3beds
  • 3baths
  • 1,810sqft

1526 Caminito Sicilia, Chula Vista

1724 Copper Penny Drive, Chula Vista, CA, 91915 — assumable VA mortgage at 2.72%
VA
Active
10
$1,250,000$707,269 equity gap
Rate
2.72%
7.40%today
Payment
$2,525/mo
$4,299today
  • 4beds
  • 3baths
  • 2,491sqft

1724 Copper Penny Drive, Chula Vista

2327 Trellis St, Chula Vista, CA, 91915 — assumable VA mortgage at 2.73%
VA
Active
50
$1,100,000$676,471 equity gap
Rate
2.73%
7.40%today
Payment
$1,973/mo
$3,354today
  • 4beds
  • 3baths
  • 2,408sqft

2327 Trellis St, Chula Vista

1485 Caminito Padova, Chula Vista, CA, 91915 — assumable VA mortgage at 2.85%
VA
Active
60
$954,000$443,550 equity gap
Rate
2.85%
7.40%today
Payment
$2,409/mo
$4,033today
  • 4beds
  • 3baths
  • 2,310sqft

1485 Caminito Padova, Chula Vista

1808 Lynx Ter, Chula Vista, CA, 91915 — assumable VA mortgage at 2.87%
VA
Active
50
$849,900$418,531 equity gap
Rate
2.87%
7.40%today
Payment
$2,064/mo
$3,447today
  • 4beds
  • 4baths
  • 2,612sqft

1808 Lynx Ter, Chula Vista

2053 Clearwater Place, Chula Vista, CA, 91913 — assumable VA mortgage at 2.93%
VA
Active
29
$915,000$429,980 equity gap
Rate
2.93%
7.40%today
Payment
$2,288/mo
$3,791today
  • 3beds
  • 3baths
  • 1,532sqft

2053 Clearwater Place, Chula Vista

1241 Santa Cora Avenue #330, Chula Vista, CA, 91913 — assumable VA mortgage at 3.00%
VA
Active
23
$579,000$579,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,385sqft

1241 Santa Cora Avenue #330, Chula Vista

1443 Claude Lane #2, Chula Vista, CA, 91913 — assumable FHA mortgage at 3.08%
FHA
Active
44
$675,000$333,783 equity gap
Rate
3.08%
7.40%today
Payment
$1,647/mo
$2,677today
  • 3beds
  • 3baths
  • 1,372sqft

1443 Claude Lane #2, Chula Vista

2034 Luzon Lane #7, Chula Vista, CA, 91915 — assumable VA mortgage at 3.33%
VA
Active
44
$635,000$271,359 equity gap
Rate
3.33%
7.40%today
Payment
$1,791/mo
$2,821today
  • 2beds
  • 3baths
  • 1,357sqft

2034 Luzon Lane #7, Chula Vista

1890 Chambery Pl #2336, Chula Vista, CA, 91913 — assumable VA mortgage at 5.22%
VA
Active
30
$565,000Potential short sale
Rate
5.22%
7.40%today
Payment
$3,310/mo
$4,165today
  • 3beds
  • 2baths
  • 1,315sqft

1890 Chambery Pl #2336, Chula Vista

2770 Sparta #9, Chula Vista, CA, 91915 — assumable VA mortgage at 5.70%
VA
Active
39
$649,000$47,776 equity gap
Rate
5.70%
7.40%today
Payment
$3,699/mo
$4,413today
  • 4beds
  • 3baths
  • 1,465sqft

2770 Sparta #9, Chula Vista

2304 Trevi Cir, Chula Vista, CA, 91913 — assumable VA mortgage at 6.47%
VA
Active
51
$765,000Potential short sale
Rate
6.47%
7.40%today
Payment
$5,201/mo
$5,715today
  • 4beds
  • 3baths
  • 1,741sqft

2304 Trevi Cir, Chula Vista

1354 Normandy Dr, Chula Vista, CA, 91913 — assumable VA mortgage at 6.82%
VA
Active
31
$699,990Potential short sale
Rate
6.82%
7.40%today
Payment
$4,671/mo
$4,951today
  • 3beds
  • 3baths
  • 1,500sqft

1354 Normandy Dr, Chula Vista

721 Eastshore #55, Chula Vista, CA, 91913 — assumable FHA mortgage at 7.44%
FHA
Active
13
$470,000Potential short sale
Rate
7.44%
7.40%today
Payment
$3,611/mo
$3,596today
  • 2beds
  • 2baths
  • 752sqft

721 Eastshore #55, Chula Vista

926 Bryce Canyon Ave, Chula Vista, CA, 91914 — assumable VA mortgage at 4.28%
VA
Active
32
$965,000$717,601 equity gap
Rate
4.28%
7.40%today
Payment
$1,671/mo
$2,343today
  • 4beds
  • 3baths
  • 1,880sqft

926 Bryce Canyon Ave, Chula Vista

721 Eastshore #56, Chula Vista, CA, 91913 — assumable FHA mortgage at 4.41%
FHA
Active
41
$480,000$402,365 equity gap
Rate
4.41%
7.40%today
Payment
$671/mo
$892today
  • 2beds
  • 2baths
  • 752sqft

721 Eastshore #56, Chula Vista

1879 Platte River Lane #2, Chula Vista, CA, 91913 — assumable VA mortgage at 6.19%
VA
Active
41
$679,000$7,719 equity gap
Rate
6.19%
7.40%today
Payment
$4,144/mo
$4,689today
  • 3beds
  • 3baths
  • 1,303sqft

1879 Platte River Lane #2, Chula Vista

1757 Clover Tree Court, Chula Vista, CA, 91913 — assumable VA mortgage at 6.22%
VA
Active
27
$1,090,000$57,081 equity gap
Rate
6.22%
7.40%today
Payment
$6,358/mo
$7,172today
  • 4beds
  • 2baths
  • 2,177sqft

1757 Clover Tree Court, Chula Vista

2062 Bluestone Cir, Chula Vista, CA, 91913 — assumable VA mortgage at 6.35%
VA
Active
51
$699,000$68,176 equity gap
Rate
6.35%
7.40%today
Payment
$3,963/mo
$4,410today
  • 3beds
  • 3baths
  • 1,316sqft

2062 Bluestone Cir, Chula Vista

1141 La Vida Court, Chula Vista, CA, 91915 — assumable VA mortgage at 6.46%
VA
Active
34
$799,000$56,130 equity gap
Rate
6.46%
7.40%today
Payment
$4,777/mo
$5,255today
  • 3beds
  • 3baths
  • 1,335sqft

1141 La Vida Court, Chula Vista

2045 Mindoro Ln #2, Chula Vista, CA, 91915 — assumable VA mortgage at 6.95%
VA
Active
48
$575,000$46,794 equity gap
Rate
6.95%
7.40%today
Payment
$3,572/mo
$3,737today
  • 2beds
  • 3baths
  • 1,192sqft

2045 Mindoro Ln #2, Chula Vista

1555 Caminito Cremona, Chula Vista, CA, 91915 — assumable VA mortgage at 6.66%
VA
Active
23
$959,000$99,770 equity gap
Rate
6.66%
7.40%today
Payment
$5,643/mo
$6,079today
  • 5beds
  • 5baths
  • 2,745sqft

1555 Caminito Cremona, Chula Vista

744 Eastshore Terrace ##102, Chula Vista, CA, 91913 — assumable VA mortgage at 6.85%
VA
Active
37
$449,000$66,207 equity gap
Rate
6.85%
7.40%today
Payment
$2,549/mo
$2,693today
  • 1beds
  • 2baths
  • 669sqft

744 Eastshore Terrace ##102, Chula Vista

1974 STRATA Street, Chula Vista, CA, 91915 — assumable VA mortgage at 6.87%
VA
Active
17
$874,999$172,232 equity gap
Rate
6.87%
7.40%today
Payment
$4,721/mo
$4,978today
  • 3beds
  • 4baths
  • 2,670sqft

1974 STRATA Street, Chula Vista

2070 Via Estancia, Chula Vista, CA, 91913 — assumable VA mortgage at 6.46%
VA
Active
41
$1,225,000$334,983 equity gap
Rate
6.46%
7.40%today
Payment
$5,712/mo
$6,283today
  • 4beds
  • 3baths
  • 2,535sqft

2070 Via Estancia, Chula Vista

875 Ridgewater, Chula Vista, CA, 91913 — assumable FHA mortgage at 6.90%
FHA
Active
3
$879,000$298,071 equity gap
Rate
6.90%
7.40%today
Payment
$3,954/mo
$4,157today
  • 4beds
  • 2baths
  • 1,766sqft

875 Ridgewater, Chula Vista

1338 Nicolette Avenue #1011, Chula Vista, CA, 91913 — assumable VA mortgage at 6.54%
VA
Active
43
$614,900$278,502 equity gap
Rate
6.54%
7.40%today
Payment
$2,221/mo
$2,423today
  • 3beds
  • 2baths
  • 1,315sqft

1338 Nicolette Avenue #1011, Chula Vista

Assuming a mortgage in Chula Vista

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$671 /mo
Median cash to assume
$271,359
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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