Chris Prendergast

Chris Prendergast

Assumable homes for sale in Clearlake, CA

5 homesFHA loansrates from 2.90% vs 7.40% today

Clearlake assumption guide
3959 Emile Ave., Clearlake, CA, 95422 — assumable FHA mortgage at 2.90%
FHA
Active
9
$180,000$45,867 equity gap
Rate
2.90%
7.40%today
Payment
$668/mo
$1,085today
  • 3beds
  • 1baths
  • 1,000sqft

3959 Emile Ave., Clearlake

15560 32nd Avenue, Clearlake, CA, 95422 — assumable FHA mortgage at 3.67%
FHA
Active
22
$185,000$153,119 equity gap
Rate
3.67%
7.40%today
Payment
$221/mo
$333today
  • 2beds
  • 1baths
  • 904sqft

15560 32nd Avenue, Clearlake

16463 33rd Ave, Clearlake, CA, 95422 — assumable FHA mortgage at 5.30%
FHA
Active
38
$286,499$24,411 equity gap
Rate
5.30%
7.40%today
Payment
$1,554/mo
$1,938today
  • 3beds
  • 2baths
  • 1,176sqft

16463 33rd Ave, Clearlake

3921 Villa Avenue, Clearlake, CA, 95422 — assumable FHA mortgage at 3.95%
FHA
Active
34
$225,000$173,652 equity gap
Rate
3.95%
7.40%today
Payment
$317/mo
$462today
  • 3beds
  • 2baths
  • 1,344sqft

3921 Villa Avenue, Clearlake

14420 Pearl Avenue, Clearlake, CA, 95422 — assumable FHA mortgage at 6.11%
FHA
Active
22
$199,000$73,124 equity gap
Rate
6.11%
7.40%today
Payment
$804/mo
$918today
  • 2beds
  • 1baths
  • 650sqft

14420 Pearl Avenue, Clearlake

Assuming a mortgage in Clearlake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$317 /mo
Median cash to assume
$73,124
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.