FHA
Active
34$285,000$58,540 equity gap
- Rate
- 3.76%
7.40%today- Payment
- $1,147/mo
$1,713today
- 3beds
- 2baths
- 1,864sqft
Assumable homes for sale in Cold Spring, MN
3 homesVA & FHA loansrates from 3.76% vs 7.40% today
Cold Spring assumption guide
VA
Active
40$345,000$30,540 equity gap
- Rate
- 6.62%
7.40%today- Payment
- $2,045/mo
$2,212today
- 3beds
- 2baths
- 1,754sqft
100 13th Avenue, Cold Spring
VA
Active
31$379,999$93,705 equity gap
- Rate
- 7.08%
7.40%today- Payment
- $2,005/mo
$2,070today
- 6beds
- 2baths
- 2,082sqft
1003 2nd Street, Cold Spring
Assuming a mortgage in Cold Spring
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 3.76%
- Lowest existing payment
- $1,147 /mo
- Median cash to assume
- $58,540