Chris Prendergast

Chris Prendergast

Assumable homes for sale in Cottage Grove, MN

9 homesFHA & VA loansrates from 2.93% vs 7.40% today

Cottage Grove assumption guide
9013 Indian Boulevard, Cottage Grove, MN, 55016 — assumable FHA mortgage at 2.93%
FHA
Active
37
$425,000$116,742 equity gap
Rate
2.93%
7.40%today
Payment
$1,481/mo
$2,454today
  • 3beds
  • 2baths
  • 1,859sqft

9013 Indian Boulevard, Cottage Grove

6869 101st Street, Cottage Grove, MN, 55016 — assumable FHA mortgage at 6.79%
FHA
Active
37
$359,900$6,086 equity gap
Rate
6.79%
7.40%today
Payment
$2,365/mo
$2,515today
  • 3beds
  • 3baths
  • 1,719sqft

6869 101st Street, Cottage Grove

7476 Jeffery Lane, Cottage Grove, MN, 55016 — assumable VA mortgage at 6.69%
VA
Active
28
$415,000$36,449 equity gap
Rate
6.69%
7.40%today
Payment
$2,509/mo
$2,695today
  • 4beds
  • 2baths
  • 1,546sqft

7476 Jeffery Lane, Cottage Grove

6670 Pine Arbor Boulevard, Cottage Grove, MN, 55016 — assumable FHA mortgage at 7.20%
FHA
Active
17
$484,900$32,828 equity gap
Rate
7.20%
7.40%today
Payment
$3,159/mo
$3,222today
  • 4beds
  • 3baths
  • 2,535sqft

6670 Pine Arbor Boulevard, Cottage Grove

9200 Harkness Avenue, Cottage Grove, MN, 55016 — assumable FHA mortgage at 6.63%
FHA
Active
17
$429,900$77,473 equity gap
Rate
6.63%
7.40%today
Payment
$2,296/mo
$2,481today
  • 5beds
  • 3baths
  • 2,955sqft

9200 Harkness Avenue, Cottage Grove

7305 Hidden Valley Trail, Cottage Grove, MN, 55016 — assumable VA mortgage at 6.74%
VA
Active
35
$585,000$62,586 equity gap
Rate
6.74%
7.40%today
Payment
$3,472/mo
$3,710today
  • 4beds
  • 4baths
  • 3,490sqft

7305 Hidden Valley Trail, Cottage Grove

10583 Mississippi Dunes Trail, Cottage Grove, MN, 55016 — assumable VA mortgage at 4.875%
VA
Active
53
$549,990$549,990 equity gap
Rate
4.875%
7.40%today
Payment
—/mo
  • 3beds
  • 3baths
  • 2,540sqft

10583 Mississippi Dunes Trail, Cottage Grove

7459 Jeffery Lane, Cottage Grove, MN, 55016 — assumable FHA mortgage at 6.47%
FHA
Active
53
$399,900$110,161 equity gap
Rate
6.47%
7.40%today
Payment
$2,017/mo
$2,194today
  • 5beds
  • 2baths
  • 1,830sqft

7459 Jeffery Lane, Cottage Grove

10587 Glenbrook Avenue, Cottage Grove, MN, 55016 — assumable FHA mortgage at 5.25%
FHA
Active
36
$549,990$549,990 equity gap
Rate
5.25%
7.40%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,632sqft

10587 Glenbrook Avenue, Cottage Grove

Assuming a mortgage in Cottage Grove

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.93%
Lowest existing payment
$1,481 /mo
Median cash to assume
$77,473
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.