Assumable homes for sale in Dayton, MN

15 homesFHA & VA loansrates from 2.96% vs 7.40% today

Dayton assumption guide

12420 Pineview Trail, Dayton, MN, 55327 — assumable VA mortgage at 2.96%

Active

$350,000$74,053 equity gap

Rate: 2.96%; ~~7.40%~~today
Payment: $1,309/mo; ~~$2,160~~today

3beds
2baths
1,915sqft

12420 Pineview Trail, Dayton

13720 Vinewood Lane, Dayton, MN, 55327 — assumable FHA mortgage at 3.71%

FHA

Active

$439,900$233,718 equity gap

Rate: 3.71%; ~~7.40%~~today
Payment: $1,229/mo; ~~$1,846~~today

2beds
3baths
2,082sqft

13720 Vinewood Lane, Dayton

7085 148th Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 6.62%

FHA

Active

$389,900$37,135 equity gap

Rate: 6.62%; ~~7.40%~~today
Payment: $2,324/mo; ~~$2,515~~today

3beds
2baths
2,194sqft

7085 148th Lane, Ramsey

8689 146th Lane, Anoka, MN, 55303 — assumable FHA mortgage at 6.69%

FHA

Active

$420,000$44,140 equity gap

Rate: 6.69%; ~~7.40%~~today
Payment: $2,513/mo; ~~$2,699~~today

5beds
3baths
2,824sqft

8689 146th Lane, Anoka

8036 149th Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 7.07%

FHA

Active

$319,999$51,644 equity gap

Rate: 7.07%; ~~7.40%~~today
Payment: $1,854/mo; ~~$1,916~~today

3beds
3baths
1,777sqft

8036 149th Lane, Ramsey

15001 146th Court, Dayton, MN, 55327 — assumable VA mortgage at 4.875%

Active

$659,990$659,990 equity gap

Rate: 4.875%; ~~7.40%~~today
Payment: —/mo

5beds
4baths
3,992sqft

15001 146th Court, Dayton

14595 Traprock Street, Ramsey, MN, 55303 — assumable VA mortgage at 4.875%

Active

$307,990$307,990 equity gap

Rate: 4.875%; ~~7.40%~~today
Payment: —/mo

3beds
3baths
1,898sqft

14595 Traprock Street, Ramsey

7479 Ramsey Parkway, Ramsey, MN, 55303 — assumable VA mortgage at 4.875%

Active

$324,990$331,500 equity gap

Rate: 4.875%; ~~7.40%~~today
Payment: —/mo

3beds
3baths
1,898sqft

7479 Ramsey Parkway, Ramsey

14540 Minnesota Lane, Dayton, MN, 55327 — assumable VA mortgage at 5.25%

Active

$619,990$619,990 equity gap

Rate: 5.25%; ~~7.40%~~today
Payment: $0/mo

3beds
3baths
2,938sqft

14540 Minnesota Lane, Dayton

14477 Fernbrook Lane, Dayton, MN, 55327 — assumable VA mortgage at 6.69%

Active

$499,900$184,455 equity gap

Rate: 6.69%; ~~7.40%~~today
Payment: $2,093/mo; ~~$2,248~~today

4beds
4baths
2,467sqft

14477 Fernbrook Lane, Dayton

14561 Minnesota Lane, Dayton, MN, 55327 — assumable FHA mortgage at 5.891%

FHA

Active

$668,990$668,990 equity gap

Rate: 5.891%; ~~7.40%~~today
Payment: $0/mo

5beds
4baths
3,623sqft

14561 Minnesota Lane, Dayton

14985 Riverview Lane, Dayton, MN, 55327 — assumable FHA mortgage at 5.891%

FHA

Active

$599,990$599,990 equity gap

Rate: 5.891%; ~~7.40%~~today
Payment: $0/mo

3beds
3baths
2,959sqft

14985 Riverview Lane, Dayton

7450 146th Avenue, Ramsey, MN, 55303 — assumable FHA mortgage at 5.891%

FHA

Active

$363,700$363,700 equity gap

Rate: 5.891%; ~~7.40%~~today
Payment: $0/mo

3beds
3baths
2,176sqft

7450 146th Avenue, Ramsey

14560 Minnesota Lane, Dayton, MN, 55327 — assumable FHA mortgage at 5.891%

FHA

Active

$702,990$702,990 equity gap

Rate: 5.891%; ~~7.40%~~today
Payment: $0/mo

5beds
4baths
3,992sqft

14560 Minnesota Lane, Dayton

14633 Olivine Terrace, Anoka, MN, 55303 — assumable FHA mortgage at 6.79%

FHA

Active

$250,000Potential short sale

Rate: 6.79%; ~~7.40%~~today
Payment: $1,861/mo; ~~$1,978~~today

3beds
3baths
2,007sqft

14633 Olivine Terrace, Anoka

Assuming a mortgage in Dayton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 2.96%
Lowest existing payment: $1,229 /mo
Median cash to assume: $319,745