Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Elko, MN

12 homesVA & FHA loansrates from 2.74% vs 7.40% today

Elko assumption guide
26535 Evergreen Court, Elko New Market, MN, 55020 — assumable VA mortgage at 3.21%
VA
Active
36
$298,000$85,684 equity gap
Rate
3.21%
7.40%today
Payment
$1,058/mo
$1,692today
  • 3beds
  • 3baths
  • 2,072sqft

26535 Evergreen Court, Elko New Market

20749 Italy Avenue, Lakeville, MN, 55044 — assumable VA mortgage at 2.74%
VA
Active
39
$387,900$186,478 equity gap
Rate
2.74%
7.40%today
Payment
$939/mo
$1,595today
  • 4beds
  • 2baths
  • 1,890sqft

20749 Italy Avenue, Lakeville

1507 Quie Lane, Northfield, MN, 55057 — assumable VA mortgage at 2.96%
VA
Active
43
$835,000$470,287 equity gap
Rate
2.96%
7.40%today
Payment
$1,766/mo
$2,916today
  • 4beds
  • 3baths
  • 3,706sqft

1507 Quie Lane, Northfield

23045 Plateau Drive, Lakeville, MN, 55044 — assumable VA mortgage at 4.16%
VA
Active
28
$499,900$328,439 equity gap
Rate
4.16%
7.40%today
Payment
$1,122/mo
$1,596today
  • 4beds
  • 2baths
  • 2,310sqft

23045 Plateau Drive, Lakeville

534 Delaware Street, Lonsdale, MN, 55046 — assumable VA mortgage at 6.29%
VA
Active
12
$243,000$18,808 equity gap
Rate
6.29%
7.40%today
Payment
$1,459/mo
$1,634today
  • 2beds
  • 2baths
  • 1,522sqft

534 Delaware Street, Lonsdale

11415 242nd Court, Lakeville, MN, 55044 — assumable VA mortgage at 6.85%
VA
Active
78
$750,000$60,423 equity gap
Rate
6.85%
7.40%today
Payment
$4,570/mo
$4,829today
  • 3beds
  • 3baths
  • 3,140sqft

11415 242nd Court, Lakeville

20973 Flemming Street, Farmington, MN, 55024 — assumable FHA mortgage at 6.86%
FHA
Active
42
$529,000$81,950 equity gap
Rate
6.86%
7.40%today
Payment
$3,003/mo
$3,170today
  • 3beds
  • 3baths
  • 1,842sqft

20973 Flemming Street, Farmington

437 James Parkway, Elko New Market, MN, 55054 — assumable VA mortgage at 4.875%
VA
Active
20
$519,990$519,990 equity gap
Rate
4.875%
7.40%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,672sqft

437 James Parkway, Elko New Market

8785 275th Street, Elko New Market, MN, 55020 — assumable VA mortgage at 7.63%
VA
Active
89
$1,049,000$256,287 equity gap
Rate
7.63%
7.40%today
Payment
$5,771/mo
$5,643today
  • 4beds
  • 4baths
  • 3,393sqft

8785 275th Street, Elko New Market

414 James Parkway, Elko New Market, MN, 55054 — assumable FHA mortgage at 5.891%
FHA
Active
25
$475,990$475,990 equity gap
Rate
5.891%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,194sqft

414 James Parkway, Elko New Market

508 James Parkway, Elko New Market, MN, 55054 — assumable FHA mortgage
FHA
Active
28
$448,990$448,990 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 3beds
  • 2baths
  • 1,742sqft

508 James Parkway, Elko New Market

504 James Parkway, Elko New Market, MN, 55054 — assumable FHA mortgage
FHA
Active
29
$459,990$459,990 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 2beds
  • 2baths
  • 1,734sqft

504 James Parkway, Elko New Market

Assuming a mortgage in Elko

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.74%
Lowest existing payment
$939 /mo
Median cash to assume
$292,363
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe