Chris Prendergast

Chris Prendergast

Assumable homes for sale in Escondido, CA

12 homesVA & FHA loansrates from 2.87% vs 7.40% today

Escondido assumption guide
2148 Pueblo Glen, Escondido, CA, 92027 — assumable VA mortgage at 2.88%
VA
Active
31
$689,000$248,164 equity gap
Rate
2.88%
7.40%today
Payment
$2,054/mo
$3,425today
  • 2beds
  • 2baths
  • 1,189sqft

2148 Pueblo Glen, Escondido

2351 Stewart Place, Escondido, CA, 92027 — assumable VA mortgage at 2.87%
VA
Active
41
$935,000$515,627 equity gap
Rate
2.87%
7.40%today
Payment
$2,007/mo
$3,351today
  • 5beds
  • 3baths
  • 2,333sqft

2351 Stewart Place, Escondido

495 San Pasqual Valley Road #152, Escondido, CA, 92027 — assumable VA mortgage at 3.00%
VA
Active
17
$279,000$279,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 644sqft

495 San Pasqual Valley Road #152, Escondido

495 San Pasqual Valley Road #116, Escondido, CA, 92027 — assumable VA mortgage at 3.00%
VA
Active
25
$280,000$280,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 644sqft

495 San Pasqual Valley Road #116, Escondido

475 Midway Drive #153, Escondido, CA, 92027 — assumable FHA mortgage at 3.13%
FHA
Active
28
$399,999$180,765 equity gap
Rate
3.13%
7.40%today
Payment
$1,084/mo
$1,750today
  • 2beds
  • 2baths
  • 964sqft

475 Midway Drive #153, Escondido

809 Sol Vista, Escondido, CA, 92025 — assumable VA mortgage at 3.33%
VA
Active
29
$849,000$437,157 equity gap
Rate
3.33%
7.40%today
Payment
$2,088/mo
$3,289today
  • 4beds
  • 3baths
  • 1,820sqft

809 Sol Vista, Escondido

351 10th Ave, Escondido, CA, 92025 — assumable VA mortgage at 3.33%
VA
Active
33
$899,000$545,801 equity gap
Rate
3.33%
7.40%today
Payment
$1,795/mo
$2,827today
  • 3beds
  • 2baths
  • 1,553sqft

351 10th Ave, Escondido

823 Erica Street, Escondido, CA, 92027 — assumable VA mortgage at 3.58%
VA
Active
33
$749,900$380,070 equity gap
Rate
3.58%
7.40%today
Payment
$1,959/mo
$2,991today
  • 3beds
  • 2baths
  • 1,351sqft

823 Erica Street, Escondido

1973 Buckskin, Escondido, CA, 92027 — assumable VA mortgage at 7.03%
VA
Active
28
$649,900$7,756 equity gap
Rate
7.03%
7.40%today
Payment
$4,407/mo
$4,572today
  • 2beds
  • 2baths
  • 1,249sqft

1973 Buckskin, Escondido

475 Midway Drive #214, Escondido, CA, 92027 — assumable VA mortgage at 7.10%
VA
Active
44
$549,999$61,203 equity gap
Rate
7.10%
7.40%today
Payment
$3,364/mo
$3,466today
  • 3beds
  • 2baths
  • 1,053sqft

475 Midway Drive #214, Escondido

530 Kalmia Street, Escondido, CA, 92025 — assumable FHA mortgage at 6.89%
FHA
Active
20
$675,000$154,449 equity gap
Rate
6.89%
7.40%today
Payment
$3,500/mo
$3,683today
  • 2beds
  • 1baths
  • 786sqft

530 Kalmia Street, Escondido

3620 Foxley Dr, Escondido, CA, 92027 — assumable FHA mortgage at 6.63%
FHA
Active
37
$949,000$312,832 equity gap
Rate
6.63%
7.40%today
Payment
$4,191/mo
$4,530today
  • 4beds
  • 3baths
  • 2,316sqft

3620 Foxley Dr, Escondido

Assuming a mortgage in Escondido

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$1,084 /mo
Median cash to assume
$279,500
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.