Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Farmington, MN

60 homesFHA & VA loansrates from 2.27% vs 7.40% today

Farmington assumption guide
5180 185th Street, Farmington, MN, 55024 — assumable VA mortgage at 2.78%
VA
Active
42
$359,777$55,662 equity gap
Rate
2.78%
7.40%today
Payment
$1,401/mo
$2,367today
  • 4beds
  • 2baths
  • 2,012sqft

5180 185th Street, Farmington

10470 169th Street, Lakeville, MN, 55044 — assumable VA mortgage at 2.86%
VA
Active
44
$425,000$67,279 equity gap
Rate
2.86%
7.40%today
Payment
$1,652/mo
$2,762today
  • 3beds
  • 2baths
  • 1,960sqft

10470 169th Street, Lakeville

20192 Akin Road, Farmington, MN, 55024 — assumable VA mortgage at 2.67%
VA
Active
53
$465,000$120,915 equity gap
Rate
2.67%
7.40%today
Payment
$1,648/mo
$2,789today
  • 4beds
  • 2baths
  • 2,056sqft

20192 Akin Road, Farmington

1201 Aspen Court, Farmington, MN, 55024 — assumable VA mortgage at 2.77%
VA
Active
23
$335,000$69,077 equity gap
Rate
2.77%
7.40%today
Payment
$1,224/mo
$2,070today
  • 3beds
  • 2baths
  • 1,443sqft

1201 Aspen Court, Farmington

829 Mcintosh Drive, Apple Valley, MN, 55124 — assumable FHA mortgage at 2.87%
FHA
Active
32
$375,000$103,029 equity gap
Rate
2.87%
7.40%today
Payment
$1,266/mo
$2,113today
  • 4beds
  • 2baths
  • 2,387sqft

829 Mcintosh Drive, Apple Valley

18374 Hamby Way, Lakeville, MN, 55044 — assumable VA mortgage at 3.85%
VA
Active
32
$479,900$43,320 equity gap
Rate
3.85%
7.40%today
Payment
$2,233/mo
$3,299today
  • 3beds
  • 2baths
  • 1,801sqft

18374 Hamby Way, Lakeville

18328 Glastonbury Drive, Lakeville, MN, 55044 — assumable VA mortgage at 3.45%
VA
Active
32
$399,000$110,836 equity gap
Rate
3.45%
7.40%today
Payment
$1,489/mo
$2,311today
  • 4beds
  • 4baths
  • 2,599sqft

18328 Glastonbury Drive, Lakeville

3818 192nd Street, Farmington, MN, 55024 — assumable FHA mortgage at 2.77%
FHA
Active
52
$464,900$156,542 equity gap
Rate
2.77%
7.40%today
Payment
$1,449/mo
$2,452today
  • 3beds
  • 3baths
  • 2,362sqft

3818 192nd Street, Farmington

6204 176th Street, Lakeville, MN, 55024 — assumable VA mortgage at 2.87%
VA
Active
47
$468,000$178,776 equity gap
Rate
2.87%
7.40%today
Payment
$1,381/mo
$2,306today
  • 4beds
  • 2baths
  • 2,267sqft

6204 176th Street, Lakeville

18699 Kalmar Court, Lakeville, MN, 55044 — assumable FHA mortgage at 3.01%
FHA
Active
16
$369,900$130,248 equity gap
Rate
3.01%
7.40%today
Payment
$1,167/mo
$1,914today
  • 2beds
  • 2baths
  • 1,576sqft

18699 Kalmar Court, Lakeville

15576 Finch Avenue, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.12%
FHA
Active
38
$248,900$96,452 equity gap
Rate
3.12%
7.40%today
Payment
$725/mo
$1,172today
  • 2beds
  • 2baths
  • 1,624sqft

15576 Finch Avenue, Apple Valley

16515 Frazer Way, Rosemount, MN, 55068 — assumable VA mortgage at 3.69%
VA
Active
42
$350,000$94,681 equity gap
Rate
3.69%
7.40%today
Payment
$1,361/mo
$2,050today
  • 3beds
  • 2baths
  • 1,542sqft

16515 Frazer Way, Rosemount

6750 158th Street, Apple Valley, MN, 55124 — assumable FHA mortgage at 4.42%
FHA
Active
33
$339,900$22,503 equity gap
Rate
4.42%
7.40%today
Payment
$1,725/mo
$2,379today
  • 4beds
  • 4baths
  • 2,030sqft

6750 158th Street, Apple Valley

7737 205th Street, Lakeville, MN, 55044 — assumable FHA mortgage at 3.29%
FHA
Active
30
$479,000$174,422 equity gap
Rate
3.29%
7.40%today
Payment
$1,545/mo
$2,446today
  • 4beds
  • 3baths
  • 2,005sqft

7737 205th Street, Lakeville

19447 Elkridge Trail, Farmington, MN, 55024 — assumable VA mortgage at 2.27%
VA
Active
46
$509,900$300,367 equity gap
Rate
2.27%
7.40%today
Payment
$1,968/mo
$2,764today
  • 5beds
  • 4baths
  • 3,234sqft

19447 Elkridge Trail, Farmington

15712 Crocus Avenue, Rosemount, MN, 55068 — assumable VA mortgage at 2.60%
VA
Active
32
$439,000$178,966 equity gap
Rate
2.60%
7.40%today
Payment
$1,218/mo
$2,106today
  • 4beds
  • 3baths
  • 2,152sqft

15712 Crocus Avenue, Rosemount

18576 Euclid Path, Farmington, MN, 55024 — assumable VA mortgage at 2.68%
VA
Active
37
$299,900$122,256 equity gap
Rate
2.68%
7.40%today
Payment
$825/mo
$1,412today
  • 3beds
  • 3baths
  • 2,108sqft

18576 Euclid Path, Farmington

20749 Italy Avenue, Lakeville, MN, 55044 — assumable VA mortgage at 2.74%
VA
Active
39
$387,900$186,478 equity gap
Rate
2.74%
7.40%today
Payment
$939/mo
$1,595today
  • 4beds
  • 2baths
  • 1,890sqft

20749 Italy Avenue, Lakeville

17126 Jonathan Court, Lakeville, MN, 55044 — assumable FHA mortgage at 3.21%
FHA
Active
36
$600,000$590,490 equity gap
Rate
3.21%
7.40%today
Payment
$56/mo
$84today
  • 5beds
  • 4baths
  • 3,835sqft

17126 Jonathan Court, Lakeville

18135 Gladstone Trail, Lakeville, MN, 55044 — assumable FHA mortgage at 3.60%
FHA
Active
34
$449,900$145,931 equity gap
Rate
3.60%
7.40%today
Payment
$1,617/mo
$2,463today
  • 4beds
  • 3baths
  • 2,100sqft

18135 Gladstone Trail, Lakeville

19780 Java Path, Lakeville, MN, 55044 — assumable FHA mortgage at 3.38%
FHA
Active
63
$439,000$304,756 equity gap
Rate
3.38%
7.40%today
Payment
$857/mo
$1,341today
  • 4beds
  • 2baths
  • 1,830sqft

19780 Java Path, Lakeville

19036 Echo Lane, Farmington, MN, 55024 — assumable VA mortgage at 5.23%
VA
Active
33
$330,000$16,738 equity gap
Rate
5.23%
7.40%today
Payment
$1,842/mo
$2,314today
  • 3beds
  • 2baths
  • 2,596sqft

19036 Echo Lane, Farmington

617 13th Street, Farmington, MN, 55024 — assumable FHA mortgage at 3.60%
FHA
Active
19
$339,000$171,630 equity gap
Rate
3.60%
7.40%today
Payment
$982/mo
$1,496today
  • 4beds
  • 2baths
  • 1,812sqft

617 13th Street, Farmington

16609 Illinois Avenue, Lakeville, MN, 55044 — assumable FHA mortgage at 3.60%
FHA
Active
20
$524,900$266,684 equity gap
Rate
3.60%
7.40%today
Payment
$1,511/mo
$2,301today
  • 5beds
  • 3baths
  • 3,474sqft

16609 Illinois Avenue, Lakeville

17550 Foxboro Lane, Lakeville, MN, 55024 — assumable FHA mortgage at 3.71%
FHA
Active
28
$449,099$272,871 equity gap
Rate
3.71%
7.40%today
Payment
$1,095/mo
$1,645today
  • 4beds
  • 2baths
  • 2,326sqft

17550 Foxboro Lane, Lakeville

7536 165th Street, Lakeville, MN, 55044 — assumable FHA mortgage at 3.71%
FHA
Active
21
$369,900$191,951 equity gap
Rate
3.71%
7.40%today
Payment
$1,063/mo
$1,598today
  • 4beds
  • 2baths
  • 1,764sqft

7536 165th Street, Lakeville

15894 Gooseberry Way, Apple Valley, MN, 55124 — assumable FHA mortgage at 3.80%
FHA
Active
29
$260,000$149,712 equity gap
Rate
3.80%
7.40%today
Payment
$770/mo
$1,145today
  • 3beds
  • 2baths
  • 1,687sqft

15894 Gooseberry Way, Apple Valley

8534 195th Street, Lakeville, MN, 55044 — assumable VA mortgage at 4.17%
VA
Active
28
$325,000$122,392 equity gap
Rate
4.17%
7.40%today
Payment
$1,067/mo
$1,516today
  • 4beds
  • 2baths
  • 2,328sqft

8534 195th Street, Lakeville

23820 Main Street, Hampton, MN, 55031 — assumable FHA mortgage at 3.91%
FHA
Active
39
$450,000$253,251 equity gap
Rate
3.91%
7.40%today
Payment
$1,217/mo
$1,784today
  • 4beds
  • 1baths
  • 1,630sqft

23820 Main Street, Hampton

15552 Claret Avenue, Rosemount, MN, 55068 — assumable FHA mortgage at 5.22%
FHA
Active
18
$249,900$48,855 equity gap
Rate
5.22%
7.40%today
Payment
$1,175/mo
$1,479today
  • 3beds
  • 2baths
  • 1,268sqft

15552 Claret Avenue, Rosemount

16066 Foliage Avenue, Rosemount, MN, 55068 — assumable FHA mortgage at 4.00%
FHA
Active
20
$247,000$187,798 equity gap
Rate
4.00%
7.40%today
Payment
$762/mo
$1,106today
  • 3beds
  • 2baths
  • 1,488sqft

16066 Foliage Avenue, Rosemount

23045 Plateau Drive, Lakeville, MN, 55044 — assumable VA mortgage at 4.16%
VA
Active
28
$499,900$328,439 equity gap
Rate
4.16%
7.40%today
Payment
$1,122/mo
$1,596today
  • 4beds
  • 2baths
  • 2,310sqft

23045 Plateau Drive, Lakeville

3073 212th Street, Farmington, MN, 55024 — assumable VA mortgage at 4.20%
VA
Active
32
$399,900$159,508 equity gap
Rate
4.20%
7.40%today
Payment
$1,452/mo
$2,055today
  • 3beds
  • 3baths
  • 1,848sqft

3073 212th Street, Farmington

18172 Glanshaw Avenue, Lakeville, MN, 55044 — assumable VA mortgage at 11.00%
VA
Active
54
$565,000$27,625 equity gap
Rate
11.00%
7.40%today
Payment
$5,241/mo
$3,811today
  • 4beds
  • 3baths
  • 2,480sqft

18172 Glanshaw Avenue, Lakeville

17550 Illinois Court, Lakeville, MN, 55044 — assumable FHA mortgage at 4.25%
FHA
Active
31
$389,900$250,204 equity gap
Rate
4.25%
7.40%today
Payment
$1,081/mo
$1,522today
  • 4beds
  • 2baths
  • 1,930sqft

17550 Illinois Court, Lakeville

5811 191st Street, Farmington, MN, 55024 — assumable FHA mortgage at 4.47%
FHA
Active
49
$364,900$156,957 equity gap
Rate
4.47%
7.40%today
Payment
$1,244/mo
$1,706today
  • 4beds
  • 2baths
  • 1,703sqft

5811 191st Street, Farmington

Assuming a mortgage in Farmington

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.27%
Lowest existing payment
$613 /mo
Median cash to assume
$166,047
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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