Chris Prendergast

Chris Prendergast

Assumable homes for sale in Fergus Falls, MN

4 homesFHA & VA loansrates from 3.31% vs 7.40% today

Fergus Falls assumption guide
919 Park Street, Fergus Falls, MN, 56537 — assumable FHA mortgage at 3.31%
FHA
Active
37
$215,000$80,634 equity gap
Rate
3.31%
7.40%today
Payment
$680/mo
$1,073today
  • 3beds
  • 2baths
  • 2,278sqft

919 Park Street, Fergus Falls

717 Beech Avenue, Fergus Falls, MN, 56537 — assumable VA mortgage at 4.07%
VA
Active
63
$235,000$110,704 equity gap
Rate
4.07%
7.40%today
Payment
$696/mo
$1,001today
  • 4beds
  • 2baths
  • 1,814sqft

717 Beech Avenue, Fergus Falls

1039 Summit Avenue, Fergus Falls, MN, 56537 — assumable VA mortgage at 5.52%
VA
Active
21
$299,000$37,619 equity gap
Rate
5.52%
7.40%today
Payment
$1,582/mo
$1,925today
  • 4beds
  • 3baths
  • 3,135sqft

1039 Summit Avenue, Fergus Falls

414 Maple Avenue, Fergus Falls, MN, 56537 — assumable FHA mortgage at 4.59%
FHA
Active
23
$119,900$45,778 equity gap
Rate
4.59%
7.40%today
Payment
$447/mo
$605today
  • 2beds
  • 1baths
  • 1,160sqft

414 Maple Avenue, Fergus Falls

Assuming a mortgage in Fergus Falls

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.31%
Lowest existing payment
$447 /mo
Median cash to assume
$63,206
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.