Chris Prendergast

Chris Prendergast

(808) 388-5555

Assumable homes for sale in Fountain Valley, CA

43 homesFHA & VA loansrates from 2.73% vs 7.40% today

Fountain Valley assumption guide
2233 Martin #309, Irvine, CA, 92612 — assumable FHA mortgage at 3.55%
FHA
Active
31
$599,999$37,591 equity gap
Rate
3.55%
7.40%today
Payment
$2,791/mo
$4,276today
  • 2beds
  • 1baths
  • 952sqft

2233 Martin #309, Irvine

2120 Watermarke, Irvine, CA, 92612 — assumable VA mortgage at 3.04%
VA
Active
39
$550,000$165,571 equity gap
Rate
3.04%
7.40%today
Payment
$1,843/mo
$3,012today
  • 1beds
  • 1baths
  • 648sqft

2120 Watermarke, Irvine

564 Bellflower Boulevard #315, Long Beach, CA, 90814 — assumable VA mortgage at 2.89%
VA
Active
24
$570,000$178,330 equity gap
Rate
2.89%
7.40%today
Payment
$1,874/mo
$3,121today
  • 2beds
  • 2baths
  • 1,028sqft

564 Bellflower Boulevard #315, Long Beach

6600 Warner Avenue #151, Huntington Beach, CA, 92647 — assumable FHA mortgage at 2.94%
FHA
Active
53
$569,000$199,178 equity gap
Rate
2.94%
7.40%today
Payment
$1,783/mo
$2,951today
  • 2beds
  • 2baths
  • 1,110sqft

6600 Warner Avenue #151, Huntington Beach

3521 Aquarius Drive, Huntington Beach, CA, 92649 — assumable VA mortgage at 2.73%
VA
Active
34
$2,575,000$1,754,486 equity gap
Rate
2.73%
7.40%today
Payment
$3,821/mo
$6,498today
  • 4beds
  • 4baths
  • 2,798sqft

3521 Aquarius Drive, Huntington Beach

13231 Creek View Drive #C, Garden Grove, CA, 92844 — assumable VA mortgage at 2.77%
VA
Active
34
$649,000$476,047 equity gap
Rate
2.77%
7.40%today
Payment
$798/mo
$1,350today
  • 2beds
  • 2baths
  • 1,163sqft

13231 Creek View Drive #C, Garden Grove

7832 Ruthann, Stanton, CA, 90680 — assumable FHA mortgage at 2.81%
FHA
Active
35
$945,000$404,526 equity gap
Rate
2.81%
7.40%today
Payment
$2,557/mo
$4,304today
  • 5beds
  • 2baths
  • 1,478sqft

7832 Ruthann, Stanton

4411 Waimea, Huntington Beach, CA, 92649 — assumable VA mortgage at 2.90%
VA
Active
50
$975,000$394,175 equity gap
Rate
2.90%
7.40%today
Payment
$2,724/mo
$4,532today
  • 3beds
  • 2baths
  • 1,500sqft

4411 Waimea, Huntington Beach

11389 Nayshon Court, Cypress, CA, 90630 — assumable VA mortgage at 2.96%
VA
Active
75
$1,074,000$639,052 equity gap
Rate
2.96%
7.40%today
Payment
$2,101/mo
$3,469today
  • 4beds
  • 3baths
  • 1,900sqft

11389 Nayshon Court, Cypress

21072 Amberwick, Huntington Beach, CA, 92646 — assumable VA mortgage at 2.97%
VA
Active
26
$1,695,000$740,549 equity gap
Rate
2.97%
7.40%today
Payment
$4,532/mo
$7,471today
  • 4beds
  • 4baths
  • 2,127sqft

21072 Amberwick, Huntington Beach

1107 Memory Lane #13C, Santa Ana, CA, 92706 — assumable FHA mortgage at 2.98%
FHA
Active
29
$539,000$191,559 equity gap
Rate
2.98%
7.40%today
Payment
$1,637/mo
$2,695today
  • 2beds
  • 2baths
  • 1,102sqft

1107 Memory Lane #13C, Santa Ana

6907 Orangewood, Cypress, CA, 90630 — assumable FHA mortgage at 3.00%
FHA
Active
45
$764,999$764,999 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,392sqft

6907 Orangewood, Cypress

1234 Everglade, Santa Ana, CA, 92704 — assumable FHA mortgage at 3.49%
FHA
Active
2
$749,900$261,987 equity gap
Rate
3.49%
7.40%today
Payment
$2,550/mo
$3,936today
  • 3beds
  • 2baths
  • 1,071sqft

1234 Everglade, Santa Ana

16475 Tropez #138, Huntington Beach, CA, 92649 — assumable VA mortgage at 3.21%
VA
Active
38
$1,300,000$566,098 equity gap
Rate
3.21%
7.40%today
Payment
$3,666/mo
$5,862today
  • 3beds
  • 3baths
  • 1,740sqft

16475 Tropez #138, Huntington Beach

1580 Stoneman, Anaheim, CA, 92802 — assumable FHA mortgage at 3.23%
FHA
Active
6
$1,150,000$706,279 equity gap
Rate
3.23%
7.40%today
Payment
$2,232/mo
$3,559today
  • 3beds
  • 2baths
  • 1,266sqft

1580 Stoneman, Anaheim

200 McNeil Lane #211, Newport Beach, CA, 92663 — assumable FHA mortgage at 5.11%
FHA
Active
75
$485,000Potential short sale
Rate
5.11%
7.40%today
Payment
$2,799/mo
$3,566today
  • 1beds
  • 1baths
  • 561sqft

200 McNeil Lane #211, Newport Beach

12591 Vista Panorama, North Tustin, CA, 92705 — assumable FHA mortgage at 3.54%
FHA
Active
68
$1,850,000$1,511,155 equity gap
Rate
3.54%
7.40%today
Payment
$2,237/mo
$3,432today
  • 3beds
  • 2baths
  • 2,008sqft

12591 Vista Panorama, North Tustin

943 Lamark Lane, Anaheim, CA, 92802 — assumable FHA mortgage at 4.50%
FHA
Active
24
$744,900$153,828 equity gap
Rate
4.50%
7.40%today
Payment
$3,011/mo
$4,114today
  • 3beds
  • 2baths
  • 1,214sqft

943 Lamark Lane, Anaheim

503 Harbor Woods Place, Newport Beach, CA, 92660 — assumable VA mortgage at 4.06%
VA
Active
12
$919,800$413,490 equity gap
Rate
4.06%
7.40%today
Payment
$2,831/mo
$4,077today
  • 2beds
  • 1baths
  • 900sqft

503 Harbor Woods Place, Newport Beach

3631 Windspun Drive Drive, Huntington Beach, CA, 92649 — assumable VA mortgage at 6.77%
VA
Active
45
$1,549,000$55,033 equity gap
Rate
6.77%
7.40%today
Payment
$9,823/mo
$10,465today
  • 4beds
  • 3baths
  • 2,057sqft

3631 Windspun Drive Drive, Huntington Beach

905 Hyde Court, Costa Mesa, CA, 92626 — assumable VA mortgage at 4.24%
VA
Active
33
$875,000$549,990 equity gap
Rate
4.24%
7.40%today
Payment
$2,049/mo
$2,888today
  • 3beds
  • 3baths
  • 1,418sqft

905 Hyde Court, Costa Mesa

502 Wilshire, Santa Ana, CA, 92707 — assumable VA mortgage at 6.35%
VA
Active
25
$949,000$70,455 equity gap
Rate
6.35%
7.40%today
Payment
$5,519/mo
$6,141today
  • 4beds
  • 2baths
  • 1,395sqft

502 Wilshire, Santa Ana

3500 Greenville Street #C2, Santa Ana, CA, 92704 — assumable VA mortgage at 6.58%
VA
Active
26
$575,000$29,324 equity gap
Rate
6.58%
7.40%today
Payment
$3,510/mo
$3,813today
  • 2beds
  • 2baths
  • 907sqft

3500 Greenville Street #C2, Santa Ana

603 Delaware Street, Huntington Beach, CA, 92648 — assumable VA mortgage at 6.69%
VA
Active
63
$2,599,000$147,377 equity gap
Rate
6.69%
7.40%today
Payment
$16,115/mo
$17,310today
  • 3beds
  • 4baths
  • 2,950sqft

603 Delaware Street, Huntington Beach

20244 Magnolia Street, Huntington Beach, CA, 92646 — assumable FHA mortgage at 4.66%
FHA
Active
35
$749,000$316,161 equity gap
Rate
4.66%
7.40%today
Payment
$2,630/mo
$3,527today
  • 2beds
  • 2baths
  • 1,020sqft

20244 Magnolia Street, Huntington Beach

2125 Rousselle, Santa Ana, CA, 92707 — assumable FHA mortgage at 4.70%
FHA
Active
20
$824,999$429,943 equity gap
Rate
4.70%
7.40%today
Payment
$2,393/mo
$3,195today
  • 3beds
  • 1baths
  • 978sqft

2125 Rousselle, Santa Ana

12322 Flagstone, Garden Grove, CA, 92843 — assumable FHA mortgage at 6.95%
FHA
Active
24
$980,000$173,525 equity gap
Rate
6.95%
7.40%today
Payment
$5,460/mo
$5,711today
  • 4beds
  • 2baths
  • 938sqft

12322 Flagstone, Garden Grove

2900 Bradford Place #A, Santa Ana, CA, 92707 — assumable FHA mortgage at 6.28%
FHA
Active
17
$610,000$140,013 equity gap
Rate
6.28%
7.40%today
Payment
$3,026/mo
$3,392today
  • 2beds
  • 1baths
  • 792sqft

2900 Bradford Place #A, Santa Ana

415 Devon, Orange, CA, 92868 — assumable VA mortgage at 6.35%
VA
Active
15
$960,000$210,049 equity gap
Rate
6.35%
7.40%today
Payment
$4,770/mo
$5,307today
  • 3beds
  • 1baths
  • 973sqft

415 Devon, Orange

6326 Marina Pacifica Dr S, Long Beach, CA, 90803 — assumable VA mortgage at 6.76%
VA
Active
44
$1,050,000$305,683 equity gap
Rate
6.76%
7.40%today
Payment
$4,903/mo
$5,229today
  • 2beds
  • 3baths
  • 1,576sqft

6326 Marina Pacifica Dr S, Long Beach

1105 Hickory, Santa Ana, CA, 92701 — assumable FHA mortgage at 6.94%
FHA
Active
42
$999,711$213,243 equity gap
Rate
6.94%
7.40%today
Payment
$5,324/mo
$5,575today
  • 3beds
  • 2baths
  • 1,337sqft

1105 Hickory, Santa Ana

16311 Veterans Way, Tustin, CA, 92782 — assumable VA mortgage at 6.34%
VA
Active
51
$2,399,000$826,595 equity gap
Rate
6.34%
7.40%today
Payment
$9,858/mo
$10,981today
  • 5beds
  • 5baths
  • 3,443sqft

16311 Veterans Way, Tustin

12827 Newhope, Garden Grove, CA, 92840 — assumable FHA mortgage at 6.82%
FHA
Active
29
$860,000$272,027 equity gap
Rate
6.82%
7.40%today
Payment
$3,938/mo
$4,174today
  • 4beds
  • 3baths
  • 1,547sqft

12827 Newhope, Garden Grove

11111 Iris, Garden Grove, CA, 92840 — assumable FHA mortgage at 6.94%
FHA
Active
21
$1,099,000$357,635 equity gap
Rate
6.94%
7.40%today
Payment
$5,120/mo
$5,361today
  • 3beds
  • 1baths
  • 1,020sqft

11111 Iris, Garden Grove

308 Parker Street, Orange, CA, 92868 — assumable FHA mortgage at 6.02%
FHA
Active
19
$849,000$786,926 equity gap
Rate
6.02%
7.40%today
Payment
$866/mo
$998today
  • 2beds
  • 1baths
  • 950sqft

308 Parker Street, Orange

16235 Dawn Way #204, Tustin, CA, 92782 — assumable VA mortgage at 6.28%
VA
Active
26
$1,395,000$790,655 equity gap
Rate
6.28%
7.40%today
Payment
$3,873/mo
$4,341today
  • 4beds
  • 2baths
  • 2,014sqft

16235 Dawn Way #204, Tustin

Assuming a mortgage in Fountain Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$513 /mo
Median cash to assume
$404,526
Chris Prendergast

Chris Prendergast

20 Degrees North

chris@20degreesn.com+1808388555520 Degrees North logo
Equal Housing Opportunity

20 Degrees North is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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